301-92 Church Street, Ajax, ON

Central West, Ajax · MLS® E13681986

$429,900
For Sale
Listed 34 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • Ideally located in the heart of historic Pickering Village.
  • Enjoy a western exposure with peaceful ravine & treetop views from every window at the back of the suite, plus two large balconies-one off the living room & a private...
  • The building offers an impressive list of amenities, including a beautifully maintained indoor swimming pool overlooking the ravine, gym, party room & pickleball...
  • Walk to shops, casino, restaurants, coffee shops, transit and everyday conveniences, with the bus stop at Church Street and Highway 2.

Ideally located in the heart of historic Pickering Village!! This spotlessly clean & beautifully maintained suite offers comfortable condo living surrounded by mature trees and gorgeous green space. Enjoy a western exposure with peaceful ravine & treetop views from every window at the back of the suite, plus two large balconies-one off the living room & a private walkout from the primary bedroom. The spacious living area also offers plenty of room to incorporate a home office without sacrificing your everyday living space. The building offers an impressive list of amenities, including a beautifully maintained indoor swimming pool overlooking the ravine, gym, party room & pickleball court, along with the convenience of on-site management seven days a week. And talk about value-your maintenance fees include hydro, heat, central air conditioning, water, cable, parking & a locker, making monthly expenses simple and predictable. Leave the car at home! Walk to shops, casino, restaurants, coffee shops, transit and everyday conveniences, with the bus stop at Church Street and Highway 2. St. Francis Catholic School, Lincoln Alexander Public School and Pickering High School are also within walking distance. Spacious, spotless, surrounded by green space and exceptionally well located-an outstanding opportunity to enjoy easy condo living in Pickering Village.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13681986
Bedrooms
2
Bathrooms
2 (1 half)
Size
1000-1199 sq ft
Cross streets
Highway 2 & Church Street
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,149/mo
Exposure
West
Property tax
$3,691 / 2026
Days on market
34
Listing brokerage
SUTTON GROUP-HERITAGE REALTY INC.

Rooms

Bedroom 2Main3.06 × 4.43 m

double closet · laminate · overlooks ravine

Primary BedroomMain3.28 × 5.42 m

2 pc ensuite · walk-in closet(s) · overlooks ravine

KitchenMain2.33 × 4.46 m

ceramic backsplash · ceramic floor · stainless steel appl

Dining RoomMain2.42 × 3.17 m

large window · laminate · overlooks ravine

Living RoomMain3.60 × 5.53 m

w/o to balcony · overlooks ravine · laminate

FoyerMain3.72 × 1.60 m

mirrored closet · ceramic floor

Our TakeTeam Asgarian · Broker
In line with recent sales
$462Kautomated estimate, from recent sales

Listed at $429,900, which is within the range of comparable homes, on the lower side.

List price
$429KBelow recent closings$485KAbove recent closings

Total price vs nearby homes. Fair value about $462K, learned from recent GTA sales.

The market behind the math:

3sold nearby · 90 days
34days on market so far
$2,732/moest. rent · 5 leases
7.6%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 6 months of inventory: 6 condo apartment homes for sale in the area against 3 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $391/sqft against an area asking average of $461/sqft. Size and $/sqft both feed the estimate above.

  • Ravine / green setting. This home is described as backing onto a ravine or green setting. The ravine backing is priced into the comparison. How much it is really worth depends on whether the house sits on table land with the slope well behind it, or drops away right behind it, and that part is my in-person call.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 13 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $459K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully

Based on 13 homes sold in this building over the past two years, from 25 closings in Central West.

What sellers nearby are askingCurrently listed nearby in Central West · asking prices
$470kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $449/sqft; this home lists at $391/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
430kThis home450k460k500kThis home vs active comparables

Neighbourhood & location

Central West, Ajax, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South West
$445K
South East
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Ajax.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,959/mo
$110KIncome needed
3.9×Price ÷ income
$452Weekly cost
$5,073Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

57%mortgage
Mortgage $1,959Property tax $308Condo fee $1,149Total carry $3,415

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,883per month

Mortgage amount $343,920 · 4.39% over 25 years

$85,980Down payment (20.0%)
$343,920Loan before insurance
$0CMHC premium
$3,339Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,883
Property tax
$308
Condo / maintenance fees
$1,149
Heating
$0
Estimated monthly cost
$3,339

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,073
Estimated closing costs
$5,073

Plus your down payment of $85,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$2,281/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$220,839Total interest paid
$564,759Total of all payments
Principal $343,920 Interest $220,839
YearPrincipalInterestBalance
1$7,782$14,808$336,138
2$8,128$14,462$328,010
3$8,489$14,102$319,521
4$8,865$13,725$310,656
5$9,259$13,332$301,397
6$9,670$12,921$291,727
7$10,099$12,491$281,628
8$10,547$12,043$271,081
9$11,015$11,575$260,066
10$11,504$11,086$248,562
11$12,015$10,576$236,547
12$12,548$10,042$223,999
13$13,105$9,486$210,894
14$13,686$8,904$197,208
15$14,294$8,297$182,914
16$14,928$7,662$167,986
17$15,591$7,000$152,395
18$16,283$6,308$136,113
19$17,005$5,585$119,107
20$17,760$4,830$101,347
21$18,548$4,042$82,799
22$19,372$3,219$63,427
23$20,231$2,359$43,196
24$21,129$1,461$22,067
25$22,067$523$0

At the end of your 5-year term

Total paid over the term
$112,952
Principal paid down
$42,523
Interest paid
$70,429
Balance remaining
$301,397

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Central West$2,732/mo
$32,784Gross annual rent
2.6%Cap rate after taxes and upkeep
$2,404 to $3,060Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Central West signed at a median of $2,588 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,732. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

7.6%
Gross yield
− Property tax $3,691− Condo fees $13,782− Insurance $600− Vacancy & upkeep $3,606Net operating income $11,104

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-HERITAGE REALTY INC.. MLS®/PropTx.

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