18 Kentish Crescent, Toronto, ON

Agincourt South-Malvern West, Toronto · MLS® E13713448

$950,000
For Sale
Just listed today
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4Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq Ft

About this home

Rare opportunity to build or renovate your dream home on a beautiful 55 x 109 ft lot in a quiet, family-friendly Scarborough neighbourhood. This 1967 detached 4-bedroom home is being sold in as-is condition - ideal for a full renovation or new custom build. Mature trees frame a generous, private backyard with plenty of room for a pool. Set on a peaceful crescent surrounded by established homes, this is a fantastic canvas to create something special in a well-established community close to schools, parks, transit, and everyday amenities. Bring your vision and your builder - the lot and the location do the rest. Sold as-is, where-is. Estate sale.

Key facts

Property type
Detached, 2-Storey
MLS®
E13713448
Bedrooms
4
Bathrooms
3 (2 half)
Size
1500-2000
Lot
55 × 109 ft
Cross streets
McCowan Road and Sheppard Ave E
Parking
1 garage · 2 parking (attached)
Driveway
Available
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,181 / 2025
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.
Our TakeTeam Asgarian · Broker
In line
$1.01Mest. value

Listed at $950,000, and my independent estimate is right in line with comparable homes.

In Agincourt South-Malvern West lately, sellers get about 98% of asking; homes sell in ~32 days.

List price
$937KGreat deal$1.09MOverpriced

Total price vs nearby homes. Fair value about $1.01M, median of 76 comparables.

How this estimate is builtthe short version

I take the 76 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.03M, a close match.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
  • Development potential: upside only if zoning permits, verify with the city before relying on it. Worth verifying
Schools & getting aroundcatchment and transit

Its public catchment (Agincourt Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Agincourt South-Malvern West, so I widened the search to the surrounding area.

Based on 76 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby · asking prices
$1.06Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

19 Carnival Court$975k964 Pharmacy Avenue$1.10M88 Mourning Dove Crescent$1.10M102 Magnolia Avenue$1.05M4 Rosalie Avenue$1.10M

The 5 closest of 8 active listings nearby.

See all comparable homes
950kThis home975k1.10M1.10M1.05M1.10MThis home vs active comparables
Live market pulseActive comparables in Agincourt South-Malvern West · median list $5.00M
$543this home / sqft
6active listings nearby
55sold nearby · 90 days
$900Kmedian sold price
98%of asking, on average
View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Agincourt South-Malvern West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Highland Creek
$1.93M
Wexford-Maryvale
$929K
Cliffcrest
$1.51M
Banbury-Don Mills
$3.00M
Newtonbrook East
$1.29M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near White Haven Public School
74%
White Haven Public SchoolPublic · Elementary · 0.2 km awayAround the GTA average · 74% meet the provincial standard

Affordability & Mortgage

Affordability
$4,330/mo
$182KIncome needed
5.2×Price ÷ income
$999Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,330Property tax $432Total carry $4,762

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of August 26, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,097per month

Mortgage amount $760,000 · 4.24% over 25 years

$190,000Down payment (20.0%)
$760,000Loan before insurance
$0CMHC premium
$4,529Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,097
Property tax
$432
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,529

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,475
Toronto municipal land transfer tax
$15,475
Estimated closing costs
$30,950

Plus your down payment of $190,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$4,971/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$469,174Total interest paid
$1,229,174Total of all payments
Principal $760,000 Interest $469,174
YearPrincipalInterestBalance
1$17,560$31,607$742,440
2$18,312$30,855$724,128
3$19,097$30,070$705,032
4$19,915$29,252$685,116
5$20,768$28,399$664,348
6$21,658$27,509$642,690
7$22,586$26,581$620,103
8$23,554$25,613$596,549
9$24,563$24,604$571,986
10$25,616$23,551$546,370
11$26,714$22,453$519,656
12$27,858$21,309$491,798
13$29,052$20,115$462,746
14$30,297$18,870$432,449
15$31,595$17,572$400,854
16$32,949$16,218$367,905
17$34,361$14,806$333,545
18$35,833$13,334$297,712
19$37,368$11,798$260,343
20$38,970$10,197$221,374
21$40,640$8,527$180,734
22$42,381$6,786$138,353
23$44,197$4,970$94,156
24$46,091$3,076$48,066
25$48,066$1,101$0

At the end of your 5-year term

Total paid over the term
$245,835
Principal paid down
$95,652
Interest paid
$150,183
Balance remaining
$664,348

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $5,181− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,061

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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