603-1600 Charles Street, Whitby, ON
Port Whitby, Whitby · MLS® E13724948
About this home
Welcome to this stunning corner suite situated in "The Rowe" condominium, in very desirable Port Whitby! This stunning corner suite with expansive windows and wraparound balcony, sheds an abundance of natural light and offers the outdoors as an incredible extension of your living space; creating a warm and inviting place to call home! The renovated kitchen is both stylish and functional, offering a fresh, modern space for everyday living and entertaining. All bedrooms are spacious and the primary bedroom provides a true retreat, complete with a beautifully renovated ensuite bathroom featuring a spacious walk-in glass shower and double mirrored closets for exceptional storage. Convenient ensuite laundry adds to the comfort and practicality of this impressive home. Enjoy an outstanding location close to the GO Train, Sports Centre, Highway 401, scenic walking trails, the waterfront, shopping, restaurants and so much more. Whether you're commuting, staying active, enjoying the outdoors or exploring everything the area has to offer, you'll appreciate the convenience right outside your door. Residents also enjoy an impressive array of building amenities, including a resistance pool, rooftop terrace with BBQ, party room, exercise room and guest suites for visiting family and friends. An opportunity to enjoy a convenient lifestyle in an amenity-rich setting. Simply stunning and move-in ready!
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- E13724948
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1200-1399
- Cross streets
- Victoria St / Charles St
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick Front, Concrete
- Maintenance
- $1,312/mo
- Exposure
- South West
- Property tax
- $5,710 / 2026
- Days on market
- 2
- Listing brokerage
- SUTTON GROUP-HERITAGE REALTY INC.
Rooms
renovated · quartz counter · breakfast bar
Window
closet · window
combined w/living · window floor to ceiling · open concept
his and hers closets · 3 pc ensuite · window
combined w/dining · w/o to balcony · open concept
Listed at $645,000, and my independent estimate is tracking about 17% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal.
Total price vs nearby homes. Fair value about $777K, median of 6 comparables.
The market behind the math:
Price per square foot: this home lists at $496/sqft against an area asking average of $674/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
I take the 6 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single listing.
It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $799K, a close match.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 6 comparable homes nearby.
Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.
Per square foot, these ask about $661/sqft; this home lists at $496/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
Port Whitby, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 1, 2026); conventional rates run a little higher.
Mortgage amount $516,000 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,782
- Property tax
- $476
- Condo / maintenance fees
- $1,312
- Heating
- $0
- Estimated monthly cost
- $4,570
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $9,375
- Estimated closing costs
- $9,375
Plus your down payment of $129,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $166,909
- Principal paid down
- $64,943
- Interest paid
- $101,966
- Balance remaining
- $451,057
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-HERITAGE REALTY INC.. MLS®/PropTx.