6435 Kingston Road, Toronto, ON
Centennial Scarborough, Toronto · MLS® E13726120
About this home
Absolutely stunning 2,300+ sq. ft. semi-detached home in the highly sought-after Centennial community of Scarborough! This approximately 7-year-old home features total of 5 bedrooms and 5 bathrooms with numerous upgrades throughout. Modern kitchen with quartz countertops, stylish backsplash, stainless steel appliances, built-in gas cooktop and wine rack. Spacious living and dining areas with elegant hardwood flooring and California shutters throughout. Fully finished basement with separate entrance and walkout, featuring a second kitchen, bedroom and bathroom, ideal for extended family or additional income potential. Excellent location close to University of Toronto Scarborough Campus, Centennial College Progress Campus, William G. Davis Public School, St. Malachy Catholic School, Sir Oliver Mowat Collegiate Institute, parks, public transit, shopping, restaurants, community centres and Highway 401. Easy access to all amenities and major routes. A fantastic opportunity for families, investors and multi-generational living. This home will wow you!
Key facts
- Property type
- Semi-Detached, 3-Storey
- MLS®
- E13726120
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 5 (2 half)
- Size
- 2000-2500
- Lot
- 36.75 × 63.79 ft
- Cross streets
- Meadowvale/ Kingston
- Parking
- 1 garage · 3 parking (attached)
- Driveway
- Private
- Basement
- Finished with Walk-Out, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,769 / 2025
- Listing brokerage
- RE/MAX COMMUNITY REALTY INC.
Rooms
laminate · w/o to balcony · closet
hardwood floor · large window · pot lights
broadloom · large window · closet
ceramic floor · quartz counter · stainless steel appl
hardwood floor · large window · open concept
ceramic floor · w/o to balcony · french doors
laminate · large window
laminate · w/o to yard · open concept
broadloom · 5 pc ensuite · walk-in closet(s)
laminate · quartz counter · stainless steel appl
broadloom · large window · closet
laminate · window · closet
ceramic floor · window · w/o to garage
Listed at $899,000, and my independent estimate is about 10% below comparable homes, worth a close look.
Total price vs nearby homes. Fair value about $1.00M, median of 5 comparables.
The market behind the math:
Price per square foot: this home lists at $400/sqft against an area asking average of $979/sqft. Size and $/sqft both feed the estimate above.
- Walk-out basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version
I take the 5 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.18M, a bit higher.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
On schools, this address is zoned for Meadowvale Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
On location, this is a more car-dependent spot, so buyers here typically drive. Ellesmere Rd at Muirbank Blvd is about a 4-minute walk away. Worth weighing if transit access matters to you.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Centennial Scarborough, so I widened the search to the surrounding area.
Based on 5 comparable homes that recently sold nearby.
Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $1.00M, which is where my estimate comes from.
Per square foot, these ask about $802/sqft; this home lists at $400/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Centennial Scarborough, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.
Almost all errands require a car — groceries and transit are a drive away.
🚉 Nearest transit: Ellesmere Rd at Muirbank Blvd, about 323 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of August 30, 2026); conventional rates run a little higher.
Mortgage amount $719,200 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,877
- Property tax
- $481
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,358
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,455
- Toronto municipal land transfer tax
- $14,455
- Estimated closing costs
- $28,910
Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $232,637
- Principal paid down
- $90,517
- Interest paid
- $142,120
- Balance remaining
- $628,683
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX COMMUNITY REALTY INC.. MLS®/PropTx.