2009(PH9)-185 Bonis Avenue, Toronto, ON

Tam O'Shanter-Sullivan, Toronto · MLS® E13726246

$649,000
For Sale
Just listed today
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3Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

Welcome To This Rarely Offered 2+1 Penthouse Corner Unit In Love Condos. Proudly Offered By The First Owner, This Home Features A Huge 155 Sqft Balcony With An Unobstructed Panoramic View, 9ft Smooth Ceiling, And Upgraded Finishes & Fresh Paint Throughout. The Open Concept Living And Dining Area With Floor To Ceiling Windows And Track Lights, Offers A Seamless Walkout To The Balcony. The Modern Kitchen Includes Stainless Steel Appliances (New Stove & Dishwasher), Backsplash And Breakfast Bar. The Large Primary Bedroom Features 4Pc Ensuite And Walk-in Closet. The Open Den Provides An Ideal Space For Home Office. ONE Parking Space And An Oversized Locker Located Directly Behind The Parking Spot Are Included. Steps To Agincourt Mall And The Library, And Minutes To Schools, Hwy 401, TTC, Restaurants, Golf, And STC. Residents Enjoy Exceptional Amenities Including An Indoor Swimming Pool, Whirlpool, Sauna, Gym, Rooftop Garden Terrace, Party Rooms, And Bbq Area In The Outdoor Courtyard.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13726246
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
1000-1199
Cross streets
Sheppard/Kennedy
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$968/mo
Exposure
North East
Property tax
$3,806 / 2026
Listing brokerage
SUPERSTARS REALTY LTD.
Our TakeTeam Asgarian · Broker
Room to negotiate
$585Kest. value

Listed at $649,000. My estimate lands at $585K. The ask is about 11% ahead of that, which usually means the seller is pricing in the finishes, the lot, or simply room to negotiate. Worth a close look at what justifies it before you offer.

List price
$573KBelow recent closings$649KAbove recent closings

Total price vs nearby homes. Fair value about $585K, median of 5 comparables.

The market behind the math:

88sold nearby · 90 days
$490Kmedian sold price
98%of asking, on average
This home
Below area avgAbove area avg

Price per square foot: this home lists at $590/sqft against an area asking average of $672/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 5 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $643K, a close match.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Stephen Leacock Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($590/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 5 comparable homes that recently sold nearby.

What sellers nearby are askingCurrently listed nearby in Tam O'Shanter-Sullivan · asking prices
$651kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

520-3220 Sheppard Avenue $694/sqft$659k614-3220 Sheppard Avenue $683/sqft$649k1310-3220 Sheppard Avenue $673/sqft$639k513-3220 Sheppard Avenue $673/sqft$639k218-3220 Sheppard Avenue $703/sqft$667k

Per square foot, these ask about $685/sqft; this home lists at $590/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
649kThis home659k649k639k639k667kThis home vs active comparables

Neighbourhood & location

Tam O'Shanter-Sullivan, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Henry Farm
$580K
Bayview Village
$769K
Willowdale East
$548K
Mount Pleasant West
$993K
Casa Loma
$829K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Tam O'Shanter Junior Public School
56%
Tam O'Shanter Junior Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 56% meet the provincial standard
John Buchan Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,958/mo
$145KIncome needed
4.5×Price ÷ income
$683Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $2,958Property tax $317Condo fee $968Total carry $4,243

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of August 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,799per month

Mortgage amount $519,200 · 4.24% over 25 years

$129,800Down payment (20.0%)
$519,200Loan before insurance
$0CMHC premium
$4,084Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,799
Property tax
$317
Condo / maintenance fees
$968
Heating
$0
Estimated monthly cost
$4,084

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,455
Toronto municipal land transfer tax
$9,455
Estimated closing costs
$18,910

Plus your down payment of $129,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$3,396/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$320,520Total interest paid
$839,720Total of all payments
Principal $519,200 Interest $320,520
YearPrincipalInterestBalance
1$11,996$21,593$507,204
2$12,510$21,079$494,694
3$13,046$20,543$481,648
4$13,605$19,984$468,043
5$14,188$19,401$453,855
6$14,796$18,793$439,059
7$15,430$18,159$423,629
8$16,091$17,498$407,537
9$16,781$16,808$390,757
10$17,500$16,089$373,257
11$18,250$15,339$355,007
12$19,032$14,557$335,976
13$19,847$13,742$316,129
14$20,698$12,891$295,431
15$21,584$12,004$273,847
16$22,509$11,080$251,338
17$23,474$10,115$227,864
18$24,480$9,109$203,384
19$25,529$8,060$177,856
20$26,622$6,966$151,233
21$27,763$5,826$123,470
22$28,953$4,636$94,517
23$30,193$3,395$64,324
24$31,487$2,102$32,836
25$32,836$752$0

At the end of your 5-year term

Total paid over the term
$167,944
Principal paid down
$65,345
Interest paid
$102,599
Balance remaining
$453,855

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
3.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.3%
Gross yield
− Property tax $3,806− Condo fees $11,614− Insurance $600− Vacancy & upkeep $4,488Net operating income $20,293

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUPERSTARS REALTY LTD.. MLS®/PropTx.

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