1127 Zinnia Gardens, Pickering, ON
Rural Pickering, Pickering · MLS® E13727602
About this home
Brand New - The Amber Model Elevation 4B - 1872 sq ft. Walk out basement. Backing onto Green space. 9 ft ceiling on main floor. Hardwood on main floor (Natural finish). Oak Stairs with Iron Pickets (Natural finish). Ceramic tile - Kitchen + Baths. 2nd floor laundry. Extended upper kitchen cabinets. Full Terion Warranty.
Key facts
- Property type
- Townhouse, 2-Storey
- MLS®
- E13727602
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000
- Lot
- 23.9 × 87 ft
- Cross streets
- Taunton Rd/Whites Rd
- Parking
- 1 garage · 2 parking (built-in)
- Driveway
- Private
- Basement
- Unfinished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Shingles
- Sewer
- Sewer
- Listing brokerage
- REMAX YOUR COMMUNITY REALTY
Rooms
broadloom · closet
Ceramic Floor
Hardwood Floor
broadloom · closet
5 pc ensuite · walk-in closet(s)
Hardwood Floor
Listed at $923,918. My estimate lands at $859K. The ask is about 7% ahead of that, which usually means the seller is pricing in the finishes, the lot, or simply room to negotiate. Worth a close look at what justifies it before you offer.
Total price vs nearby homes. Fair value about $859K, median of 10 comparables.
The market behind the math:
Price per square foot: this home lists at $528/sqft against an area asking average of $481/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
I take the 10 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single listing.
It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Walk-out basement: natural light and strong in-law or income potential. Income potential
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Based on 10 comparable homes nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $503/sqft; this home lists at $528/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Rural Pickering, Pickering, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Pickering.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 1, 2026); conventional rates run a little higher.
Mortgage amount $739,134 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,985
- Property tax
- $577
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,562
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,953
- Estimated closing costs
- $14,953
Plus your down payment of $184,784. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $239,085
- Principal paid down
- $93,026
- Interest paid
- $146,060
- Balance remaining
- $646,109
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.