58 Rands Road, Ajax, ON

South West, Ajax · MLS® E13728824

$650,000
For Sale
Just listed today
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4Bedrooms
3Bathrooms
1Garage · 3 parking
1100-1500Sq Ft

About this home

Discover Exceptional Family Living In Sought-After South Ajax, Just Minutes From The Waterfront And Scenic Duffins Bay Trails. Situated On A Premium 30-Foot Lot, This Well-Cared-For Linked At Garage Only Home, Offers Three Spacious Bedrooms Plus A Versatile Lower-Level Bedroom And Two Beautifully Updated Bathrooms. The Renovated Kitchen Features A Generous Dining Area And Opens To Bright, Comfortable Living Spaces Designed For Everyday Enjoyment. Step Outside To A Sun-Filled Patio The Fully Fenced Backyard, Creating An Ideal Setting For Summer Entertaining. The Primary Bedroom Includes His-And-Hers Closets And Convenient Semi-Ensuite Access. A Professionally Finished Basement Provides A Large Recreation Area, Kitchen, Four-Piece Bathroom, And Excellent Potential For Extended Family Or Guest Accommodations. Additional Highlights Include Shingles('17), Fresh Interior Paint, An Oversized Garage, A Double Driveway, And Outstanding Pride Of Ownership. Enjoy Quick Access To Schools, Parks, Shopping, Places Of Worship, Public Transit, Highway 401, Highway 412, And Highway 407.

Key facts

Property type
Detached, 2-Storey
MLS®
E13728824
Bedrooms
4 (3 + 1)
Bathrooms
3 (1 half)
Size
1100-1500
Lot
29.75 × 100 ft
Cross streets
Westney & Harwood
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
None
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,515 / 2025
Listing brokerage
RE/MAX WEST REALTY INC.

Rooms

BedroomBasement3.40 × 3.00 m

laminate · double closet

RecreationBasement5.20 × 3.00 m

Combined w/Kitchen

BedroomSecond3.54 × 2.70 m

double closet · broadloom

Primary BedroomSecond4.00 × 3.42 m

broadloom · his and hers closets · semi ensuite

KitchenGround3.80 × 3.15 m

stainless steel appl · ceiling fan(s)

Dining RoomGround3.20 × 2.50 m

Parquet

Living RoomGround3.70 × 3.55 m

parquet · w/o to yard

BedroomSecond2.90 × 2.70 m

broadloom · large closet

Our TakeTeam Asgarian · Broker
Below comparables
$808Kest. value

Listed at $650,000, and my independent estimate is about 20% below comparable homes, worth a close look.

List price
$650KBelow asking range$836KAbove asking range

Total price vs nearby homes. Fair value about $808K, median of 12 comparables.

The market behind the math:

This home
Below area avgAbove area avg

Price per square foot: this home lists at $500/sqft against an area asking average of $511/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 12 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single listing.

It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $671K, a bit lower.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($500/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

There were not many closely comparable homes right in South West, so I widened the search to the surrounding area.

Based on 12 comparable homes nearby.

What sellers nearby are askingCurrently listed nearby in South West · asking prices
$874kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

1 Latham Court $538/sqft$700k18 Bashford Road $514/sqft$899k117 Rands Road $457/sqft$799k20 Love Crescent $629/sqft$1.10M

Per square foot, these ask about $535/sqft; this home lists at $500/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
650kThis home700k899k799k1.10MThis home vs active comparables

Neighbourhood & location

South West, Ajax, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South East
$1.02M
Central
$869K
Central West
$953K
Central East
$1.05M
Northwest Ajax
$1.11M

Typical asking price of active listings of the same type, per area (outliers removed). Ajax.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,962/mo
$129KIncome needed
5.0×Price ÷ income
$684Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $2,962Property tax $376Total carry $3,339

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 1, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,803per month

Mortgage amount $520,000 · 4.24% over 25 years

$130,000Down payment (20.0%)
$520,000Loan before insurance
$0CMHC premium
$3,180Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,803
Property tax
$376
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,180

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,475
Estimated closing costs
$9,475

Plus your down payment of $130,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$3,402/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$321,014Total interest paid
$841,014Total of all payments
Principal $520,000 Interest $321,014
YearPrincipalInterestBalance
1$12,015$21,626$507,985
2$12,529$21,111$495,456
3$13,066$20,574$482,390
4$13,626$20,014$468,764
5$14,210$19,431$454,554
6$14,819$18,822$439,735
7$15,454$18,187$424,281
8$16,116$17,525$408,165
9$16,807$16,834$391,359
10$17,527$16,114$373,832
11$18,278$15,363$355,554
12$19,061$14,580$336,493
13$19,878$13,763$316,616
14$20,729$12,911$295,886
15$21,618$12,023$274,269
16$22,544$11,097$251,725
17$23,510$10,131$228,215
18$24,517$9,123$203,697
19$25,568$8,073$178,130
20$26,663$6,977$151,466
21$27,806$5,835$123,660
22$28,997$4,643$94,663
23$30,240$3,401$64,423
24$31,536$2,105$32,887
25$32,887$754$0

At the end of your 5-year term

Total paid over the term
$168,203
Principal paid down
$65,446
Interest paid
$102,757
Balance remaining
$454,554

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $4,515− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,649

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.

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