41 Panter Crescent, Ajax, ON
South West, Ajax · MLS® E13728922
About this home
Welcome to 41 Panter Crescent, ideally situated in the highly sought-after Lakeside Community of South Ajax, just steps from Lake Ontario, Rotary Park, waterfront trails and excellent schools. This solid and well-maintained four-level backsplit offers a spacious, versatile layout designed for comfortable family living. Featuring 3 bedrooms and 2 bathrooms, the home provides generous living space across four levels, abundant storage and wonderful flexibility for growing families, multi-generational living or future possibilities. Enjoy an easy indoor-outdoor lifestyle with two separate walkouts. The kitchen opens directly to a private side deck with a natural gas BBQ hookup - perfect for summer dining and entertaining - while the ground-level family room features a second walkout directly to the backyard, creating a wonderful connection to the outdoor living space. The attached garage also provides convenient direct access to the backyard. Outside, an extra-deep private yard (170 ft deep) surrounded by mature trees creates a peaceful retreat with plenty of room to relax, garden and enjoy the outdoors. Set in an established neighbourhood with a true sense of community, this home offers the increasingly rare combination of space, privacy, location and potential - all just a few minutes stroll from the Ajax waterfront and short drive to everyday amenities. A wonderful opportunity to make your home in one of South Ajax's most desirable lakeside neighbourhoods.
Key facts
- Property type
- Detached, Backsplit 4
- MLS®
- E13728922
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 1100-1500
- Lot
- 38.74 × 170.65 ft
- Cross streets
- Finley & Parkes
- Parking
- 1 garage · 5 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,476 / 2025
- Listing brokerage
- Coldwell Banker 2M Realty
Rooms
eat-in kitchen · w/o to deck
Fireplace
W/O To Yard
fireplace · bay window
Listed at $799,500, and my independent estimate is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA.
Total price vs nearby homes. Fair value about $836K, median of 5 comparables.
The market behind the math:
Price per square foot: this home lists at $615/sqft against an area asking average of $636/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
I take the 5 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single listing.
It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $741K, a bit lower.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
Read this with carewhy it’s an estimate, not an appraisal
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 5 comparable homes nearby.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $560/sqft; this home lists at $615/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
South West, Ajax, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Ajax.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 1, 2026); conventional rates run a little higher.
Mortgage amount $639,600 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,448
- Property tax
- $456
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,904
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,465
- Estimated closing costs
- $12,465
Plus your down payment of $159,900. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $206,889
- Principal paid down
- $80,499
- Interest paid
- $126,391
- Balance remaining
- $559,101
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Coldwell Banker 2M Realty. MLS®/PropTx.