3379 Swordbill Street, Pickering, ON

Rural Pickering, Pickering · MLS® E13729028

$899,000
For Sale
Just listed today
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4Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq Ft

About this home

Welcome To This Beautiful 3-Year-Old Corner Townhouse, Offering Approximately 1,997 Sq. Ft. Of Thoughtfully Designed Living Space In A Great And Highly Desirable Location. This Bright And Spacious Home Features Numerous Premium Upgrades And Modern Finishes Throughout. Features & Upgrades: LVT Flooring Throughout For A Modern And Elegant Look Level 3 Upgraded Kitchen Cabinets With Plenty Of Storage Convenient Garbage/Recycling Pull-Out System Pots & Pans Drawers For Added Kitchen OrganizationDedicated Under-Counter Microwave Shelf Deep Upper Cabinets Above The Refrigerator For Extra Storage Elegant Quartz Countertops Stylish Stone Backsplash Modern Undermount Kitchen Sink, Gas Stove For The Cooking Enthusiast Cozy Fireplace Creating A Warm And Inviting Atmosphere Spacious Corner Unit Offering Additional Natural Light And Privacy A Fantastic Opportunity To Own A Like-New, Upgraded Corner Townhouse In An Excellent Location, Combining Comfort, Style, Functionality, And Convenience.

Key facts

Property type
Townhouse, 2-Storey
MLS®
E13729028
Bedrooms
4
Bathrooms
3
Size
1500-2000
Lot
13.48 × 25 ft
Cross streets
Brock Rd/Whitevale Rd
Parking
1 garage · 2 parking (attached)
Driveway
Available
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,151 / 2026
Listing brokerage
HOMELIFE/FUTURE REALTY INC.

Rooms

KitchenGround3.48 × 4.05 m

quartz counter · undermount sink

Dining RoomGround3.53 × 2.47 m

large window · laminate

OfficeGround3.00 × 3.23 m

Large Window

Primary BedroomSecond4.45 × 3.50 m

ensuite bath · walk-in closet(s) · laminate

Bedroom 2Second3.05 × 2.74 m

closet · laminate

Great RoomGround4.75 × 3.65 m

laminate · large window

Bedroom 3Second3.07 × 3.93 m

closet · laminate

Bedroom 4Second3.53 × 3.23 m

vaulted ceiling(s) · large window

Our TakeTeam Asgarian · Broker
In line
$840Kest. value

Listed at $899,000, and my independent estimate is within the range of comparable homes, on the higher side.

List price
$840KBelow asking range$915KAbove asking range

Total price vs nearby homes. Fair value about $840K, median of 7 comparables.

The market behind the math:

This home
Below area avgAbove area avg

Price per square foot: this home lists at $514/sqft against an area asking average of $482/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 7 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single listing.

It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $3.21M, higher than the comparables and worth a second look.

Based on 7 comparable homes nearby.

What sellers nearby are askingCurrently listed nearby in Rural Pickering · asking prices
$872kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2964 Peter Matthews Drive $503/sqft$880k3322 Sandalwood Road $526/sqft$920k1267 Winding Woods Trail $537/sqft$940k1228 Elizabeth Mackenzie Drive $469/sqft$820k3110 Sideline Rd 16 Road $457/sqft$799k

Per square foot, these ask about $498/sqft; this home lists at $514/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 7 active listings nearby.

See all comparable homes
899kThis home880k920k940k820k799kThis home vs active comparables

Neighbourhood & location

Rural Pickering, Pickering, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Duffin Heights
$849K
Liverpool
$799K
Town Centre
$649K
Highbush
$767K
Bay Ridges
$803K

Typical asking price of active listings of the same type, per area (outliers removed). Pickering.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,097/mo
$180KIncome needed
5.0×Price ÷ income
$946Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

87%mortgage
Mortgage $4,097Property tax $596Total carry $4,693

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 1, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,877per month

Mortgage amount $719,200 · 4.24% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$4,473Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,877
Property tax
$596
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,473

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Estimated closing costs
$14,455

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$4,705/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$443,986Total interest paid
$1,163,186Total of all payments
Principal $719,200 Interest $443,986
YearPrincipalInterestBalance
1$16,617$29,910$702,583
2$17,329$29,198$685,254
3$18,072$28,456$667,182
4$18,846$27,682$648,337
5$19,653$26,874$628,683
6$20,496$26,032$608,188
7$21,374$25,154$586,814
8$22,290$24,238$564,524
9$23,245$23,283$541,279
10$24,241$22,287$517,039
11$25,279$21,248$491,759
12$26,363$20,165$465,396
13$27,492$19,035$437,904
14$28,670$17,857$409,234
15$29,899$16,629$379,335
16$31,180$15,347$348,155
17$32,516$14,011$315,639
18$33,909$12,618$281,729
19$35,362$11,165$246,367
20$36,878$9,650$209,489
21$38,458$8,070$171,032
22$40,106$6,422$130,926
23$41,824$4,703$89,102
24$43,616$2,911$45,485
25$45,485$1,042$0

At the end of your 5-year term

Total paid over the term
$232,637
Principal paid down
$90,517
Interest paid
$142,120
Balance remaining
$628,683

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $7,151− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,091

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/FUTURE REALTY INC.. MLS®/PropTx.

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