20 Strathy Road, Ajax, ON
South East, Ajax · MLS® E13797060
About this home
In short
- This is the kind of South Ajax home families wait for.
- Set on an impressive 58 x 130 ft lot, (75 across the rear-where it matters) this spacious four-level backsplit offers the separation and flexibility that make...
- Three bedrooms are grouped together on the upper level, while the primary addition occupies its own level, creating a private retreat complete with an ensuite.
- The bright, open-concept kitchen, living and dining areas bring everyone together, while a separate family room gives you space to spread out.
- Walk to an excellent local school offering both English and French instruction, the Ajax Community Centre, hospital and everyday shopping.
This is the kind of South Ajax home families wait for. Set on an impressive 58 x 130 ft lot, (75 across the rear-where it matters) this spacious four-level backsplit offers the separation and flexibility that make multigenerational or large family living work. Three bedrooms are grouped together on the upper level, while the primary addition occupies its own level, creating a private retreat complete with an ensuite. The finished lower level provides an additional bedroom and flexible living space for extended family, teenagers, guests, a home office or gym.The bright, open-concept kitchen, living and dining areas bring everyone together, while a separate family room gives you space to spread out. Outside, the stellar backyard is completely set up to make the most of spring and summer, with multiple entertaining areas, a gazebo, outdoor bar and plenty of room for celebrations, family dinners, kids and pets.And then there is the neighbourhood. Walk to an excellent local school offering both English and French instruction, the Ajax Community Centre, hospital and everyday shopping. This is an established South Ajax community where kids ride their bikes, neighbours walk their dogs and the waterfront trails are only minutes away. Add parking for 6 and no sidewalk, and you have a home with the space, setting and community families are searching for.
Key facts
- Property type
- Detached, Backsplit 4
- MLS®
- E13797060
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 3
- Size
- 1100-1500 sq ft
- Lot
- 58 × 130 ft
- Cross streets
- Dreyer/Strathy
- Parking
- 1 garage · 5 parking (built-in)
- Driveway
- Available
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Brick Front
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,277 / 2026
- Days on market
- 4
- Listing brokerage
- SUTTON GROUP-HERITAGE REALTY INC.
Rooms
open concept · stainless steel appl · breakfast bar
laminate · 3 pc bath
hardwood floor · window
open concept · bay window
laminate · closet
laminate · window
laminate · 3 pc bath · closet
laminate · window
hardwood floor · window
open concept · bay window
Listed at $854,750. Going by how homes in South East and the wider GTA have actually closed against their asking prices (about 98%, 31 local closings in 90 days), the likely sale price is near $841K, if it sells. A realistic range is $788K to $948K.
Independent value check: $865K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $810K and $906K).
Why $865K. The typical detached home sold in South East over the past year went for about $874K (143 sales). What sets this one apart:
- ▲ Raises itIts tax bill, which follows the city's own assessment, is $7,277 a year; the typical home sold here pays about $6,400.
- ▼ Lowers itIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
Total price vs nearby homes. Likely closing about $841K, from 31 recent closings in this pocket.
The market behind the math:
About 2.3 months of inventory: 24 detached homes for sale in the area against 31 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $658/sqft against an area asking average of $555/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 31 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $874K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in South East, so I widened the search to the surrounding area.
Based on 31 comparable homes that sold in South East over the past two years, from 273 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $865K, which is where my estimate comes from.
Per square foot, these ask about $571/sqft; this home lists at $658/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
South East, Ajax, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Ajax.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $683,800 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,743
- Property tax
- $606
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,349
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,570
- Estimated closing costs
- $13,570
Plus your down payment of $170,950. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $224,577
- Principal paid down
- $84,547
- Interest paid
- $140,030
- Balance remaining
- $599,253
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 13 whole-home leases in South East signed at a median of $3,574 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,634. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-HERITAGE REALTY INC.. MLS®/PropTx.