101-10101 Yonge Street, Richmond Hill, ON

Crosby, Richmond Hill · MLS® N12705102

$1,148,000
For Sale
Listed 182 days ago
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3Bedrooms
3Bathrooms
2Garage
1600-1799Sq Ft

About this home

Rare Unit In Richmond Hill. Luxury & Elegant. "The Renaissance" By Tridel In The Most Prestigious Richmond Hill Historical Area. Walk to Everything. Bright South Facing. Spacious Home Close To 1800 Sq. Ft. W/ 10 Ft Ceiling. Private 24' x 19' Patio W/ Faucet & Gas Outlet For BBQ. Great For Entertaining & Garden Lover. The Best Of Both World - Condo Luxuries And Perks Of A House. Price Includes 2 Parking Spots & 1 Locker. An Absolute Steal. Newly Renovated 2 - Level Grand Lobby & Beautiful Landscaping. 24 Hr Concierge. Gorgeous " Renaissance Club". Excellent Management In Pristine Building. Guest Suite For Visiting Friends & Family. Ample Visitor Parking.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N12705102
Bedrooms
3 (2 + 1)
Bathrooms
3 (1 half)
Size
1600-1799
Cross streets
Yonge / Major Mackenzie
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick Front, Concrete
Maintenance
$1,787/mo
Exposure
South
Property tax
$5,012 / 2025
Days on market
182
Listing brokerage
LANDSTARS 360 REALTY INC.

Rooms

Primary BedroomMain7.80 × 3.96 m

se view · 6 pc ensuite · walk-in closet(s)

Bedroom 2Main4.04 × 3.66 m

combined w/library · 4 pc ensuite · walk-in closet(s)

BreakfastMain3.37 × 2.66 m

se view · w/o to patio · ceramic floor

KitchenMain3.37 × 2.66 m

modern kitchen · stainless steel appl · granite counters

Dining RoomMain5.39 × 3.99 m

formal rm · coffered ceiling(s) · natural finish

Living RoomMain6.71 × 3.89 m

south view · overlooks garden · w/o to patio

Moe’s TakeTeam Asgarian · Broker
Above comparables
$958Kest. value

Listed at $1,148,000, this home is about 20% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Crosby, so I widened the search to the surrounding area.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.31M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $728K
  • Size difference +$215K
  • Bathrooms +$15K
  • Adjusts to $958K

That comparable adjusts to $958K; the $958K estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Alexander Mackenzie HS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Yonge St / Arnold Cres is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$880KGreat deal$1.15MOverpriced

Total price vs nearby homes. Fair value about $958K, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Value driver
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$837kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1004-8888 Yonge Street$1.10M1211-20 Harding Boulevard$849k803-40 Baif Boulevard$760k506-40 Baif Boulevard$749k406-40 Baif Boulevard$728k

The 5 closest of 8 active listings nearby.

See all comparable homes
1.15MThis home1.10M849k760k749k728kThis home vs active comparables
Live market pulseActive comparables in Crosby · median list $499K
$675this home / sqft
8active listings nearby
182days on market

167 days longer than the Richmond Hill average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Crosby, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

81/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Yonge St / Arnold Cres, about 26 m away

20+ transit stops7 grocery20+ dining20+ parks19 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Harding
$515K
North Richvale
$701K
Observatory
$585K
Devonsleigh
$559K
Langstaff
$541K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Walter Scott PS
55%
Walter Scott PSPublic · Elementary · JK-8 · 1.3 km awayBelow the GTA average · 55% meet the provincial standard

Affordability & Mortgage

Affordability
$5,232/mo
$249KIncome needed
4.6×Price ÷ income
$1,207Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $5,232Property tax $418Condo fee $1,787Total carry $7,437

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,901per month

Mortgage amount $918,400 · 4.14% over 25 years

$229,600Down payment (20.0%)
$918,400Loan before insurance
$0CMHC premium
$7,106Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,901
Property tax
$418
Condo / maintenance fees
$1,787
Heating
$0
Estimated monthly cost
$7,106

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,435
Estimated closing costs
$19,435

Plus your down payment of $229,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,953/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$551,877Total interest paid
$1,470,277Total of all payments
Principal $918,400 Interest $551,877
YearPrincipalInterestBalance
1$21,515$37,296$896,885
2$22,415$36,396$874,470
3$23,352$35,459$851,118
4$24,329$34,482$826,788
5$25,347$33,464$801,442
6$26,407$32,404$775,034
7$27,512$31,299$747,523
8$28,662$30,149$718,860
9$29,861$28,950$688,999
10$31,110$27,701$657,888
11$32,412$26,399$625,477
12$33,767$25,044$591,709
13$35,180$23,631$556,529
14$36,651$22,160$519,878
15$38,185$20,627$481,693
16$39,782$19,029$441,912
17$41,446$17,365$400,466
18$43,179$15,632$357,286
19$44,985$13,826$312,301
20$46,867$11,944$265,434
21$48,828$9,984$216,606
22$50,870$7,941$165,736
23$52,998$5,813$112,739
24$55,215$3,597$57,524
25$57,524$1,287$0

At the end of your 5-year term

Total paid over the term
$294,055
Principal paid down
$116,958
Interest paid
$177,097
Balance remaining
$801,442

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,450/mo
$65,400Gross annual rent
2.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.7%
Gross yield
− Property tax $5,012− Condo fees $21,442− Insurance $600− Vacancy & upkeep $7,194Net operating income $31,152

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LANDSTARS 360 REALTY INC.. MLS®/PropTx.

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