46 Pineneedle Drive, Aurora, ON
Hills of St Andrew, Aurora · MLS® N12919678
About this home
Welcome to 46 Pineneedle Dr. An absolute dream home. This sprawling bungalow offers over 5,400 interior square feet and sits on a 0.676-acre lot backing onto a ravine in the prestigious Hills of St. Andrew, offering unmatched tranquility and privacy with no neighbours behind. Completely renovated from top to bottom, this residence blends luxury finishes with a highly functional layout. The main floor features 3 bedrooms and 4 bathrooms, including a formal dining room, office, and a living room with a striking floor-to-ceiling fireplace. The primary suite boasts double-door entry, a tray ceiling and heated floors in the spa style 7-piece ensuite bath for added comfort and luxury. Multiple walkouts to a huge raised composite deck from the living room, kitchen, and primary bedroom allow you to enjoy views of your own private forest right in town. The walk-out basement adds an additional 2 bedrooms and 2 full bathrooms, plus a full open-concept kitchen, generous living space, and a second laundry hook-up, creating an ideal layout for an in-law suite, multi-generational living or nanny suite. An oversized garage provides ample space for vehicles and storage. You'll feel like you're in the country while being just steps from local shopping, restaurants, top-rated public and private schools (St. Anne's, St. Andrew's and The Country Day school all under 10 minutes), walking trails and so much more. The virtual tour and walk-through video are a must-see.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N12919678
- Bedrooms
- 5 (3 + 2)
- Bathrooms
- 6 (1 half)
- Size
- 2500-3000
- Lot
- 100.83 × 244.63 ft
- Cross streets
- Bathurst St. / Wellington St.
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private
- Basement
- Apartment, Finished with Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $12,423 / 2025
- Days on market
- 114
- Listing brokerage
- CENTURY 21 HERITAGE GROUP LTD.
Rooms
laminate · above grade window · walk-in closet(s)
laminate · walk-out · combined w/family
hardwood floor · 7 pc ensuite · walk-in closet(s)
hardwood floor · 4 pc ensuite · closet organizers
hardwood floor · coffered ceiling(s) · walk-out
laminate · 4 pc ensuite · above grade window
vinyl floor · laundry sink · b/i shelves
hardwood floor · centre island · quartz counter
ceramic floor · centre island · walk-out
hardwood floor · combined w/office · fireplace
Concrete Floor
ceramic floor · hardwood floor · electric fireplace
laminate · walk-out · brick fireplace
hardwood floor · 4 pc ensuite · closet organizers
hardwood floor · overlooks backyard · overlook greenbelt
This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.
Ask Moe if this price is fairIts public catchment (Aurora HS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Wellington St / Bathurst St is about a 12-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Walk-out basement: natural light and strong in-law or income potential.
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Heated floors: comfort and a premium-finish signal.
- Open-concept layout: modern, sought-after flow.
- Income potential
- Worth verifying
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 27% above the area average of $683/sqft.
93 days longer than the Aurora average (21 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Hills of St Andrew, Aurora, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: Wellington St / Bathurst St, about 993 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Aurora.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,899,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $10,139
- Property tax
- $1,035
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $11,174
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $45,848
- Estimated closing costs
- $45,848
Plus your down payment of $474,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $608,321
- Principal paid down
- $241,955
- Interest paid
- $366,365
- Balance remaining
- $1,657,965
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.