8 Maple Leaf Terrace, Innisfil, ON
Cookstown, Innisfil · MLS® N13059046
About this home
In short
- Looking to simplify your life?
- This adorable bungalow has just the right amount of space and is located in a 60 + community on a quiet cul de sac with mature trees and quiet neighbours.
- With laminate floors and trim all done in 2020 as well as paint you will instantly notice the pride of ownership.
- Down the hall updated bathroom and vanity 2020, main floor laundry and 3 spacious bedrooms.
Looking to simplify your life? This adorable bungalow has just the right amount of space and is located in a 60 + community on a quiet cul de sac with mature trees and quiet neighbours. With laminate floors and trim all done in 2020 as well as paint you will instantly notice the pride of ownership. The large driveway doesn't feel like you're downsizing at all, and bonus shed in the back for your tires, lawn mower and such are a bonus. Back inside massive living, dining space plus eat-in kitchen with plenty of storage and sliding door to outside. Down the hall updated bathroom and vanity 2020, main floor laundry and 3 spacious bedrooms. Handy crawl space for added storage. Be a part of Cookstown's quaint community, with library, curling club, theatre, restaurants, pubs, grocery store, home decor, apparel shops, fashion boutiques, and Home Hardware to name a few. Steps to the Trans Canada Trail and perched amongst million and multi-million dollar homes this home will be snatched up before you know it. Roof 2017
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13059046
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 700-1100 sq ft
- Cross streets
- ROYAL OAK DR AND VICTORIA ST W
- Parking
- 4 parking
- Driveway
- Private Double
- Basement
- Crawl Space, Unfinished
- Heating
- Baseboard
- A/C
- Window Unit(s)
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $1,679 / 2025
- Days on market
- 144
- Listing brokerage
- REAL BROKER ONTARIO LTD.
Rooms
4 Pc Bath
Listed at $199,900. Recent sales of homes like it put this home around $450K, so the ask is about 56% below them. A gap this wide is more often a limit of an automated comparison than a fact about the home, so treat the figure as a starting point, not a verdict.
Total price vs nearby homes. Fair value about $450K, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $222/sqft against an area asking average of $545/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 9 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $511K. Condition and finishes remain an in-person call.
Read this with carewhy it’s an estimate, not an appraisal
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
There were not many closely comparable homes right in Cookstown, so I widened the search to the surrounding area.
Based on 9 comparable homes that sold in Cookstown over the past two years, from 32 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $450K, which is where my estimate comes from.
Per square foot, these ask about $570/sqft; this home lists at $222/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Cookstown, Innisfil, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $159,920 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $875
- Property tax
- $140
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $1,015
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $1,724
- Estimated closing costs
- $1,724
Plus your down payment of $39,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $52,522
- Principal paid down
- $19,773
- Interest paid
- $32,749
- Balance remaining
- $140,147
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Cookstown signed at a median of $3,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $1,899. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.