77 Terrain Court, East Gwillimbury, ON
Holland Landing, East Gwillimbury · MLS® N13061990
About this home
Tucked away on a quiet, family-friendly court, 77 Terrain Court offers the perfect blend of space, comfort, and opportunity. With over 3,200 sq ft above grade, this detached 2-storey home stands out with a layout that feels both spacious and practical from the moment you walk in.Featuring 3+2 bedrooms, there is plenty of room for a growing family, guests, or a home office setup. The main floor is bright and inviting, with generous living and dining areas that are ideal for both everyday living and hosting. Upstairs, you will find well-sized bedrooms designed for comfort, including a convenient Jack and Jill bathroom shared between the third and fourth bedrooms, a great feature for families. The finished basement with a separate entrance adds incredible flexibility, whether for an in-law suite or a potential income-generating space. Enjoy the quiet setting of court living while staying close to everything you need. Conveniently located near Costco Wholesale, Walmart Supercentre, and No Frills for daily essentials. Spend your weekends at Fairy Lake Park or Ray Twinney Recreation Complex, and enjoy shopping and dining just minutes away at Upper Canada Mall. Easy access to Highway 404 and GO Transit makes commuting simple. A home that offers space, flexibility, and future potential, all in a location that continues to grow in demand. Come take a look and see how it fits your next chapter.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13061990
- Bedrooms
- 7 (4 + 3)
- Bathrooms
- 5 (1 half)
- Size
- 3000-3500
- Lot
- 33.4 × 103.26 ft
- Cross streets
- Yonge/Green Lane
- Parking
- 2 garage · 4 parking (attached)
- Basement
- Finished with Walk-Out, Separate Entrance, Apartment
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,992 / 2025
- Days on market
- 78
- Listing brokerage
- RE/MAX HALLMARK REALTY LTD.
Rooms
combined w/family · w/o to yard · overlooks backyard
combined w/living · carpet free · tile floor
combined w/living · hardwood floor · window
walk-in closet(s) · 5 pc ensuite · window
combined w/kitchen · carpet free · hardwood floor
b/i closet · 4 pc ensuite · window
b/i closet · 4 pc bath · window
b/i microwave · hardwood floor · centre island
combined w/dining · hardwood floor · window
carpet free · hardwood floor
carpet free · hardwood floor · window
access to garage · laundry sink
hardwood floor · window · overlooks frontyard
walk-in closet(s) · 4 pc ensuite · window
combined w/kitchen · hardwood floor · overlooks backyard
b/i closet · 4 pc bath · window
We are proud to represent this home. Our team handles every detail, the marketing, the staging, and the showings. The best way to feel what makes it special is in person, so book a private showing and I will walk you through it myself.
Highlights
- Separate entrance / basement suite
- Finished basement
Neighbourhood & location
Holland Landing, East Gwillimbury, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: Yonge St. @ Mount Albert Rd., about 652 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,432,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,642
- Property tax
- $583
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,224
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $32,275
- Estimated closing costs
- $32,275
Plus your down payment of $358,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $458,501
- Principal paid down
- $182,366
- Interest paid
- $276,135
- Balance remaining
- $1,249,634
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listed & marketed by Team Asgarian. MLS®/PropTx.