80 Centre Street, King, ON

Schomberg, King · MLS® N13075632

$1,149,000
For Sale
Listed 75 days ago
3Bedrooms
2Bathrooms
2Garage · 6 parking
1100-1500Sq Ft

About this home

Tucked away on a quiet cul-de-sac, this exceptional 1/2 acre property offers a private oasis in the charming village of Schomberg. Surrounded by mature trees and magical gardens, this side-split home provides a serene escape with an incredible sense of privacy. Arbors lead to the perfect fire-pit for evening conversation and star-gazing. An apple tree and swing bring you back to earlier days. This home has been updated throughout the years and includes a more open floor plan in the common areas. The lower level includes a second kitchen and fireplace. Every window has a view to the garden as the sun moves around the property. A pleasant walk from your doorstep, you'll find yourself on Main Street, where the best of village life awaits. Enjoy a leisurely morning at one of the local coffee shops, grab a bite at a delightful restaurant, and soak in the small-town charm that makes this community so special. This unique property seamlessly blends the tranquility of a country retreat with the convenience of village amenities. Its the perfect setting for those who desire peace and quiet without sacrificing easy access to a vibrant, welcoming community. Come discover the private haven that awaits you.

Key facts

Property type
Detached, Sidesplit
MLS®
N13075632
Bedrooms
3
Bathrooms
2
Size
1100-1500
Lot
209.22 × 104.61 ft
Cross streets
Lloydtown Rd & Church St
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Full, Finished
Heating
Baseboard
A/C
None
Exterior
Brick, Stucco (Plaster)
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$5,168 / 2025
Days on market
75
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

Primary BedroomSecond4.19 × 3.58 m

hardwood floor · closet

Dining RoomMain3.58 × 3.25 m

hardwood floor · open concept

RecreationLower4.39 × 3.99 m

fireplace · open concept

KitchenLower4.57 × 3.48 m

Open Concept

Bedroom 3Second3.91 × 2.72 m

hardwood floor · closet organizers

Living RoomMain5.03 × 4.42 m

fireplace · hardwood floor · open concept

Bedroom 2Second3.56 × 3.00 m

hardwood floor · closet

LaundryLower4.39 × 2.90 m

W/O To Garage

KitchenMain3.86 × 3.45 m

centre island · w/o to deck · b/i appliances

Moe’s TakeTeam Asgarian · Broker
In the wider range
$1.29Mest. value

Listed at $1,149,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.10M, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.32M
  • Bedrooms −$30K
  • Adjusts to $1.29M

That comparable adjusts to $1.29M; the $1.29M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Schomberg PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Newmarket Bus Stop is about a 130-minute walk away. Worth weighing if transit access matters to you.

List price
$782KGreat deal$1.35MOverpriced

Total price vs nearby homes. Fair value about $1.29M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Weigh carefully
Comparable listingsCurrently listed nearby in Schomberg · asking prices
$1.81Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

460 Main Street$949k22 Rice Drive$1.32M472 Main Street$797k5502 16th Side Road$4.19M

The 4 closest active listings nearby.

See all comparable homes
1.15MThis home949k1.32M797k4.19MThis home vs active comparables
Live market pulseActive comparables in Schomberg · median list $1.10M
$884this home / sqft
6active listings nearby
75days on market

This home lists 22% below the area average of $1,139/sqft.

54 days longer than the King average (21 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Schomberg, King, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

7/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

🚉 Nearest transit: Newmarket Bus Stop, about 10.4 km away

2 parks

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Pottageville
$2.16M
Rural King
$2.51M
Nobleton
$2.20M
King City
$2.81M

Typical asking price of active listings of the same type, per area (outliers removed). King.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Schomberg PS
68%
Schomberg PSPublic · Elementary · JK-6 · 1.9 km awayBelow the GTA average · 68% meet the provincial standard
King City SSEQAO results not published

Affordability & Mortgage

Affordability
$5,237/mo
$216KIncome needed
5.3×Price ÷ income
$1,208Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,237Property tax $431Total carry $5,667

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,905per month

Mortgage amount $919,200 · 4.14% over 25 years

$229,800Down payment (20.0%)
$919,200Loan before insurance
$0CMHC premium
$5,336Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,905
Property tax
$431
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,336

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,455
Estimated closing costs
$19,455

Plus your down payment of $229,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,958/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$552,358Total interest paid
$1,471,558Total of all payments
Principal $919,200 Interest $552,358
YearPrincipalInterestBalance
1$21,534$37,329$897,666
2$22,434$36,428$875,232
3$23,373$35,490$851,859
4$24,350$34,512$827,509
5$25,369$33,493$802,140
6$26,430$32,432$775,710
7$27,536$31,327$748,174
8$28,687$30,175$719,486
9$29,887$28,975$689,599
10$31,138$27,725$658,461
11$32,440$26,422$626,021
12$33,797$25,065$592,225
13$35,211$23,652$557,014
14$36,683$22,179$520,331
15$38,218$20,645$482,113
16$39,816$19,046$442,296
17$41,482$17,380$400,815
18$43,217$15,645$357,598
19$45,025$13,838$312,573
20$46,908$11,954$265,665
21$48,870$9,992$216,795
22$50,914$7,948$165,881
23$53,044$5,818$112,837
24$55,263$3,600$57,574
25$57,574$1,288$0

At the end of your 5-year term

Total paid over the term
$294,312
Principal paid down
$117,060
Interest paid
$177,251
Balance remaining
$802,140

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.4%
Gross yield
− Property tax $5,168− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,996

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

CallRequest a showing