427-8888 Yonge Street, Richmond Hill, ON

South Richvale, Richmond Hill · MLS® N13125906

$399,000
For Sale
Listed 65 days ago
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1Bedrooms
1Bathrooms
0Parking
0-499Sq Ft

About this home

Luxury 1-Bedroom Condo in the heart of South Richvale, one of Richmond Hill's most desirable communities. This bright and functional unit offers 482 sq. ft. of interior living space plus a 45 sq. ft. balcony, making it an excellent opportunity for first-time home buyers, investors, or those seeking affordable ownership in a prime Yonge Street location. Featuring a modern open-concept layout with contemporary finishes, this well-designed suite maximises every square foot of living space. Residents enjoy access to premium building amenities, including a fitness centre, party room, outdoor terrace, library, games room, and more. Ideally located steps to Viva/YRT transit and just minutes to Highways 407 and 404, with convenient access to the future Yonge North Subway Extension. Enjoy a walkable lifestyle surrounded by restaurants, cafés, shopping, parks, schools, Hillcrest Mall, and everyday conveniences. Offering exceptional value, convenience, and lifestyle appeal in one of Richmond Hill's fastest-growing neighbourhoods, this special unit is waiting for the right buyer. Whether you're looking for your first home, downsizing, or adding to your investment portfolio, don't miss this opportunity. Parking is available for purchase. ( Property is available for both Sale and Lease. The Seller/Landlord will proceed with the first acceptable offer received. Once a Sale or Lease is firm and confirmed, the alternate listing will be cancelled. )

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13125906
Bedrooms
1
Bathrooms
1
Size
0-499
Cross streets
Yonge/Hwy 7
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$343/mo
Exposure
South
Property tax
$1,975 / 2025
Days on market
65
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

Living RoomFlat5.69 × 3.30 m

laminate · combined w/dining · w/o to balcony

Dining RoomFlat5.69 × 3.30 m

laminate · combined w/living

KitchenFlat5.69 × 3.30 m

b/i appliances · quartz counter · backsplash

Primary BedroomFlat3.02 × 2.87 m

laminate · closet · w/o to balcony

Listing history

  1. Jun 15, 2026Listed$1,900

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Charles Howitt PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Yonge St. @ Beresford Dr. is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby in South Richvale · asking prices
$500kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

225-8868 Yonge Street$500k

The 1 closest active listing nearby.

See all comparable homes
399kThis home500kThis home vs active comparables
Live market pulseActive comparables in South Richvale · median list $540K
$1,599this home / sqft
14active listings nearby
65days on market

50 days longer than the Richmond Hill average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

South Richvale, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

73/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Yonge St. @ Beresford Dr., about 63 m away

20+ transit stops4 grocery20+ dining20+ parks8 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Langstaff
$541K
Observatory
$585K
North Richvale
$701K
Doncrest
$523K
Harding
$515K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Charles Howitt PS
74%
Charles Howitt PSPublic · Elementary · JK-8 · 0.6 km awayAround the GTA average · 74% meet the provincial standard

Affordability & Mortgage

Affordability
$1,819/mo
$85KIncome needed
4.7×Price ÷ income
$420Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $1,819Property tax $165Condo fee $343Total carry $2,326

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,703per month

Mortgage amount $319,200 · 4.14% over 25 years

$79,800Down payment (20.0%)
$319,200Loan before insurance
$0CMHC premium
$2,211Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,703
Property tax
$165
Condo / maintenance fees
$343
Heating
$0
Estimated monthly cost
$2,211

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,460
Estimated closing costs
$4,460

Plus your down payment of $79,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,069/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$191,811Total interest paid
$511,011Total of all payments
Principal $319,200 Interest $191,811
YearPrincipalInterestBalance
1$7,478$12,963$311,722
2$7,791$12,650$303,932
3$8,116$12,324$295,815
4$8,456$11,985$287,359
5$8,810$11,631$278,550
6$9,178$11,262$269,372
7$9,562$10,878$259,810
8$9,962$10,478$249,848
9$10,379$10,062$239,469
10$10,813$9,628$228,656
11$11,265$9,175$217,391
12$11,736$8,704$205,655
13$12,227$8,213$193,428
14$12,739$7,702$180,689
15$13,271$7,169$167,418
16$13,827$6,614$153,591
17$14,405$6,036$139,186
18$15,007$5,433$124,179
19$15,635$4,805$108,544
20$16,289$4,151$92,254
21$16,971$3,470$75,284
22$17,680$2,760$57,603
23$18,420$2,020$39,184
24$19,190$1,250$19,993
25$19,993$447$0

At the end of your 5-year term

Total paid over the term
$102,202
Principal paid down
$40,650
Interest paid
$61,552
Balance remaining
$278,550

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
4.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.9%
Gross yield
− Property tax $1,975− Condo fees $4,119− Insurance $600− Vacancy & upkeep $3,036Net operating income $17,870

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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