20 Saratoga Road, Markham, ON
Markville, Markham · MLS® N13149478
About this home
Location-Location-Location **SEEING-IS-BELIEVING** Immaculate Bright & spacious detached home offering 4+1 bedrooms and 4 bathrooms, perfectly situated on a huge premium-sized lot with a 61' frontage in the highly sought-after Markville community. Beautiful curb appeal with award-winning (2024) professional landscaping, interlock sidewalk & driveway, elegant iron pickets, and a fully fenced backyard - ideal for family living and entertaining. Step inside to a functional, sun-filled layout featuring pot lights, quality finishes, and convenient indoor access to the garage. The upgraded kitchen boasts a quartz countertop and ample space for everyday cooking and gatherings. Built with care and solid craftsmanship, including plywood subfloor, a newer roof (2021), and stunning circular oak stairs leading to the basement. The finished basement adds exceptional value with a huge recreation area, an additional kitchen, and an extra bedroom, perfect for extended family, guests, or potential in-law suite use. Plus, enjoy the bonus of a dedicated cool room for extra storage. A true move-in-ready gem in one of Markham's most desirable neighborhoods - don't miss this incredible opportunity!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13149478
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 3000-3500
- Lot
- 61.47 × 108.22 ft
- Cross streets
- S. 16th Ave & W. Mccowan
- Parking
- 2 garage · 5 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $7,450 / 2025
- Days on market
- 58
- Listing brokerage
- PETER KWAN REALTY INC.
Rooms
Ceramic Floor
hardwood floor · bay window · pot lights
laminate · closet
laminate · closet
ceramic floor · eat-in kitchen · w/o to yard
hardwood floor · brick fireplace · pot lights
hardwood floor · pot lights
laminate · gas fireplace · 3 pc bath
Hardwood Floor
laminate · 5 pc ensuite · his and hers closets
Laminate
laminate · double doors
laminate · closet
Listed at $1,799,000, this home is tracking about 8% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 62 similar homes nearby, adjusted for size, beds, and baths.Median of 62 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.62M, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.50M
- Bedrooms −$30K
- Bathrooms −$15K
- Adjusts to $1.45M
That comparable adjusts to $1.45M; the $1.95M estimate above is the median of all 62 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On schools, this address is zoned for Markville SS, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. 16th Av / Saratoga Rd is about a 1-minute walk away.
Total price vs nearby homes. Fair value about $1.95M, median of 62 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 12% below the area average of $630/sqft.
54 days longer than the Markham average (4 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Markville, Markham, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: 16th Av / Saratoga Rd, about 53 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Markham.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,439,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,680
- Property tax
- $621
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,301
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $32,455
- Estimated closing costs
- $32,455
Plus your down payment of $359,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $460,806
- Principal paid down
- $183,282
- Interest paid
- $277,524
- Balance remaining
- $1,255,918
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PETER KWAN REALTY INC.. MLS®/PropTx.