49 Fergus Avenue, Richmond Hill, ON
Oak Ridges Lake Wilcox, Richmond Hill · MLS® N13159200
About this home
In short
- Architectural excellence blended w/ practical living.
- The grand double-height foyer opens to a spectacular great room featuring soaring 22-ft cathedral ceilings, 48"x48 Spanish Verdi Blanco porcelain heated floors...
- The designer dual-tone kitchen showcases imported Italian Infinita stone countertops and backsplash, oversized island, extensive pull-out organizers, JennAir...
- The resort-inspired indoor pool retreat features heated slate flooring, 20-ft vaulted ceilings, skylights, expansive window walls, an Endless Pools swim jet system...
- The indoor pool: 1,570 sq.ft.
Architectural excellence blended w/ practical living! The grand double-height foyer opens to a spectacular great room featuring soaring 22-ft cathedral ceilings, 48"x48 Spanish Verdi Blanco porcelain heated floors, floor-to-ceiling window walls, a custom designed feature wall w/ Giorgio Graesan Venetian plaster, hidden storage cabinetry, and 72-inch linear gas fireplace. The designer dual-tone kitchen showcases imported Italian Infinita stone countertops and backsplash, oversized island, extensive pull-out organizers, JennAir integrated fridge/freezer combination (2026), imported Italian Fulgor six-burner, griddle and double oven range (2026), Miele dishwasher, and a secondary prep kitchen with Dacor gas cooktop, KitchenAid fridge/freezer, KitchenAid convection micro (2026), KitchenAid oven (2026) and warming drawer. Heated imported Spanish porcelain slab flooring extends throughout key main level areas. The dining room features a floor to ceiling open bookshelf with closed cabinetry and accent lighting. The main office has a private wrap-around balcony and is adjacent to a three-piece bath offering flexibility as a fifth bedroom. The resort-inspired indoor pool retreat features heated slate flooring, 20-ft vaulted ceilings, skylights, expansive window walls, an Endless Pools swim jet system, and access to the rear grounds. Upstairs, Brazilian walnut flooring flows throughout four bedrooms including the luxurious primary suite with foyer, walk-in dressing room, and cabinet façade door to its ensuite bathroom. Additional highlights include floating glass staircases, a Generac whole-home generator, smart water shut-off system, irrigation system, rough-in EV charger, walk-up lower level, garage with mezzanine storage. Ideally located near Lake Wilcox, conservation trails, parks, golf, top-rated schools, shopping, and everyday amenities. First and second floor: 4696 sq.ft. The indoor pool: 1,570 sq.ft. Audio and video recording on during showings.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13159200
- Bedrooms
- 4
- Bathrooms
- 6 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 80 × 150 ft
- Cross streets
- North Lake Rd and Bayview Ave
- Parking
- 2 garage · 6 parking (attached)
- Basement
- Partially Finished, Walk-Up
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Indoor
- Property tax
- $14,497 / 2025
- Days on market
- 122
- Listing brokerage
- KELLER WILLIAMS EMPOWERED REALTY
Rooms
heated floor · window floor to ceiling · west view
heated floor · window floor to ceiling · east view
heated floor · pot lights · stainless steel appl
hardwood floor · semi ensuite · west view
hardwood floor · 5 pc ensuite · window floor to ceiling
heated floor · centre island · walk-out
hardwood floor · semi ensuite · west view
heated floor · gas fireplace · window floor to ceiling
hardwood floor · 3 pc ensuite · vaulted ceiling(s)
hardwood floor · cathedral ceiling(s) · balcony
Listed at $3,678,000. Recent sales of homes like it put this home around $2.45M, so the ask is about 50% above them. A gap this wide is more often a limit of an automated comparison than a fact about the home, so treat the figure as a starting point, not a verdict.
Longer on the market than typical. 122 days on the market against about 27 for homes like it here, and asking 50% above where comparable closings put it.
Total price vs nearby homes. Fair value about $2.45M, learned from recent GTA sales.
The market behind the math:
About 1.2 months of inventory: 10 detached homes for sale in the area against 25 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $865/sqft against an area asking average of $825/sqft. Size and $/sqft both feed the estimate above.
- Inground pool. Priced into the comparison on the assumption it is clean and modern. A pool costs more to build than resale pays back, and condition is the in-person call.
- Walk-up basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 15 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.15M. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Heated floors: comfort and a premium-finish signal. Lifestyle
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit
Its public catchment (Richmond Green SS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($865/sqft) is in line with the area, so you are paying for extra space rather than a premium.
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
Based on 15 comparable homes that sold in Oak Ridges Lake Wilcox over the past two years, from 177 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $3.19M, which is where my estimate comes from.
Per square foot, these ask about $640/sqft; this home lists at $865/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Oak Ridges Lake Wilcox, Richmond Hill, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 1 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $2,942,400 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $16,106
- Property tax
- $1,208
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $17,314
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $78,425
- Estimated closing costs
- $78,425
Plus your down payment of $735,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $966,356
- Principal paid down
- $363,806
- Interest paid
- $602,550
- Balance remaining
- $2,578,594
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 9 whole-home leases in Oak Ridges Lake Wilcox signed at a median of $5,880 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,742. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS EMPOWERED REALTY. MLS®/PropTx.