400 Lloyd's Lane, King, ON

Pottageville, King · MLS® N13232412

$3,300,000
For Sale
Listed 44 days ago
4Bedrooms
5Bathrooms
3Garage · 13 parking
3500-5000Sq Ft

About this home

Top 5 Reasons You Will Love This Home: 1) Escape to your own nearly 20-acre private retreat, tucked away on a quiet private road and surrounded by nature, offering exceptional privacy, peaceful surroundings, and breathtaking star-filled nights 2) Intentionally designed for multi-generational living, this home features a self-contained bachelor-style suite above the garage with its own kitchen, bathroom, heating system, hot water tank, and private entrance, with the option to easily connect it to the main home through the upper hallway or keep it completely separate 3) The thoughtfully designed main level includes a spacious primary retreat with a luxurious ensuite and an oversized walk-in closet, delivering comfort, convenience, and timeless appeal 4) Benefit from potential property tax savings through the optional Managed Forest Tax Incentive Program while enjoying the beauty and value of your expansive forested acreage 5) Offering the perfect balance of seclusion and convenience, this property is located less than 10 minutes from Highway 400, approximately 30 minutes from Pearson Airport, minutes from shopping and amenities, and includes Bell Fibe high-speed internet for modern connectivity. 4,127 above grade sq.ft. plus an unfinished basement.

Key facts

Property type
Detached, Bungaloft
MLS®
N13232412
Bedrooms
4
Bathrooms
5 (1 half)
Size
3500-5000
Lot
10-24.99 ac
Cross streets
19th Sdrd/Lloyds Ln
Parking
3 garage · 13 parking (attached)
Driveway
Private Triple
Basement
Full, Partially Finished
Heating
Heat Pump
A/C
Other
Exterior
Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$8,040 / 2025
Days on market
44
Listing brokerage
FARIS TEAM REAL ESTATE BROKERAGE

Rooms

KitchenMain7.98 × 4.65 m

eat-in kitchen · hardwood floor · w/o to deck

DenSecond3.88 × 3.02 m

Hardwood Floor

OfficeMain3.51 × 3.02 m

hardwood floor · recessed lighting · w/o to porch

KitchenSecond4.06 × 3.98 m

open concept · window

BedroomSecond4.72 × 3.36 m

4 pc ensuite · hardwood floor · closet

Dining RoomMain5.44 × 3.61 m

hardwood floor · large window · recessed lighting

Living RoomSecond6.80 × 4.45 m

open concept · window

Primary BedroomMain5.47 × 3.74 m

5 pc ensuite · hardwood floor · walk-in closet(s)

BedroomSecond4.97 × 3.64 m

4 pc ensuite · hardwood floor · closet

Living RoomMain6.77 × 4.34 m

hardwood floor · large window · cathedral ceiling(s)

LaundryMain3.00 × 2.39 m

recessed lighting · laundry sink · window

BedroomSecond3.75 × 3.58 m

hardwood floor · recessed lighting · large window

Moe’s TakeTeam Asgarian · Broker
In the wider range
$3.02Mest. value

Listed at $3,300,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.98M, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $2.99M
  • Bedrooms +$30K
  • Bathrooms +$30K
  • Adjusts to $3.05M

That comparable adjusts to $3.05M; the $3.02M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Kettleby PS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Newmarket Bus Stop is about a 51-minute walk away. Worth weighing if transit access matters to you.

List price
$2.94MGreat deal$4.36MOverpriced

Total price vs nearby homes. Fair value about $3.02M, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Primary suite: a key comfort and resale feature.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Pottageville · asking prices
$3.72Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

16305 7th Concession$2.95M167 Brule Trail$2.95M16450 Weston Road$2.99M15600 7th Concession Road$6.00M

The 4 closest active listings nearby.

See all comparable homes
3.30MThis home2.95M2.95M2.99M6.00MThis home vs active comparables
Live market pulseActive comparables in Pottageville · median list $2.95M
$776this home / sqft
8active listings nearby
44days on market

This home lists 36% below the area average of $1,213/sqft.

23 days longer than the King average (21 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Pottageville, King, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

5/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

🚉 Nearest transit: Newmarket Bus Stop, about 4.1 km away

1 dining

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural King
$2.51M
Schomberg
$1.23M
King City
$2.81M
Nobleton
$2.20M

Typical asking price of active listings of the same type, per area (outliers removed). King.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Kettleby PS
82%
Kettleby PSPublic · Elementary · JK-8 · 2.6 km awayAbove the GTA average · 82% meet the provincial standard

Affordability & Mortgage

Affordability
$15,040/mo
$593KIncome needed
5.6×Price ÷ income
$3,471Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

96%mortgage
Mortgage $15,040Property tax $670Total carry $15,710

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$14,088per month

Mortgage amount $2,640,000 · 4.14% over 25 years

$660,000Down payment (20.0%)
$2,640,000Loan before insurance
$0CMHC premium
$14,758Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$14,088
Property tax
$670
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$14,758

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$68,975
Estimated closing costs
$68,975

Plus your down payment of $660,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$17,111/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,586,406Total interest paid
$4,226,406Total of all payments
Principal $2,640,000 Interest $1,586,406
YearPrincipalInterestBalance
1$61,846$107,210$2,578,154
2$64,433$104,623$2,513,721
3$67,128$101,928$2,446,593
4$69,936$99,120$2,376,657
5$72,861$96,195$2,303,795
6$75,909$93,147$2,227,886
7$79,084$89,972$2,148,802
8$82,392$86,664$2,066,410
9$85,838$83,218$1,980,572
10$89,429$79,627$1,891,143
11$93,170$75,887$1,797,973
12$97,067$71,989$1,700,906
13$101,127$67,929$1,599,779
14$105,357$63,699$1,494,422
15$109,764$59,292$1,384,658
16$114,355$54,701$1,270,303
17$119,138$49,918$1,151,165
18$124,122$44,934$1,027,043
19$129,314$39,743$897,729
20$134,723$34,334$763,007
21$140,358$28,698$622,649
22$146,229$22,827$476,420
23$152,345$16,711$324,074
24$158,718$10,338$165,357
25$165,357$3,700$0

At the end of your 5-year term

Total paid over the term
$845,281
Principal paid down
$336,205
Interest paid
$509,077
Balance remaining
$2,303,795

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
2.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.7%
Gross yield
− Property tax $8,040− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $69,058

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FARIS TEAM REAL ESTATE BROKERAGE. MLS®/PropTx.

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