40 Ann Louise Crescent, Markham, ON

Cedarwood, Markham · MLS® N13415286

$1,449,900
For Sale
Listed 39 days ago
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7Bedrooms
5Bathrooms
2Garage · 5 parking
3000-3500Sq Ft

About this home

Welcome to your dream home in one of the most desirable neighborhoods! This beautifully upgraded detached home offers over 4,600 sq. ft. of living space and sits on a premium, ravine lot. Enjoy a private backyard-perfect for family gatherings, no neighbours on one side, outdoor entertaining, or simply relaxing while taking in serene views of green space, parkland, and tranquil ponds from your expansive deck. The bright, walk-out basement is fully finished, ideal for multi-generational living or potential rental income. This home is thoughtfully equipped with a fully owned furnace and A/C, plus an extended driveway that easily accommodates up to five vehicles. Inside, you will find a recently renovated kitchen, upgraded flooring, pot lights throughout (including outdoor pot lighting), freshly painted rooms, front entrance steps redone, many new upgraded fixtures, soaring 9-foot ceilings on the main level, and a grand 15-foot foyer that makes a stunning first impression. Wide corridors add to the open, luxurious feel of the home. Conveniently located within walking distance to Markham Road and Steeles Avenue, with easy access to public transit and top-rated schools. Enjoy nearby amenities such as Costco, Walmart, Shoppers Drug Mart, multiple plazas, banks, community centers, and a wide variety of amazing multicultural restaurants. Several parks and cricket fields are also just a short walk away. This exceptional property truly checks all the boxes for space, location, and lifestyle. Don't miss out on this rare opportunity!

Key facts

Property type
Detached, 2-Storey
MLS®
N13415286
Bedrooms
7 (4 + 3)
Bathrooms
5 (1 half)
Size
3000-3500
Lot
30.48 × 128.05 ft
Cross streets
Markham Road and Denison Street
Parking
2 garage · 5 parking (attached)
Driveway
Private
Basement
Finished with Walk-Out, Full, Walk-Out, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,249 / 2026
Days on market
39
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

Bedroom 4Second3.38 × 3.35 m

broadloom · 4 pc ensuite · large closet

Bedroom 3Second4.14 × 3.65 m

broadloom · 4 pc ensuite · large closet

Bedroom 2Second5.73 × 4.26 m

broadloom · 4 pc ensuite · walk-in closet(s)

Dining RoomMain4.26 × 3.71 m

hardwood floor · open concept · combined w/dining

KitchenMain4.87 × 5.36 m

tile floor · stainless steel appl · quartz counter

Primary BedroomSecond5.97 × 5.18 m

broadloom · 5 pc ensuite · walk-in closet(s)

Moe’s TakeTeam Asgarian · Broker
Below comparables
$2.04Mest. value

Listed at $1,449,900, this home is about 29% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Cedarwood, so I widened the search to the surrounding area.

Based on 13 similar homes nearby, adjusted for size, beds, and baths.Median of 13 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.78M, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.77M
  • Adjusts to $1.77M

That comparable adjusts to $1.77M; the $2.04M estimate above is the median of all 13 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Cedarwood PS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Denison St / Elson St is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.45MGreat deal$2.52MOverpriced

Total price vs nearby homes. Fair value about $2.04M, median of 13 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Walk-out basement: natural light and strong in-law or income potential.
  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Income potential
  • Worth verifying
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$2.33Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

42 Delray Drive$1.77M43 Rosemead Close$2.58M8 Prescott Court$2.65M

The 3 closest active listings nearby.

See all comparable homes
1.45MThis home1.77M2.58M2.65MThis home vs active comparables
Live market pulseActive comparables in Cedarwood · median list $1.73M
$446this home / sqft
6active listings nearby
39days on market

This home lists 12% below the area average of $507/sqft.

35 days longer than the Markham average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Cedarwood, Markham, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

73/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Denison St / Elson St, about 144 m away

20+ transit stops4 grocery20+ dining16 parks13 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Middlefield
$1.06M
Box Grove
$1.03M
Markham Village
$1.16M
Milliken Mills East
$1.42M
Raymerville
$1.37M

Typical asking price of active listings of the same type, per area (outliers removed). Markham.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Cedarwood PS
77%
Cedarwood PSPublic · Elementary · JK-8 · 0.5 km awayAbove the GTA average · 77% meet the provincial standard
Middlefield CIEQAO results not published

Affordability & Mortgage

Affordability
$6,608/mo
$277KIncome needed
5.2×Price ÷ income
$1,525Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $6,608Property tax $687Total carry $7,296

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,190per month

Mortgage amount $1,159,920 · 4.14% over 25 years

$289,980Down payment (20.0%)
$1,159,920Loan before insurance
$0CMHC premium
$6,877Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,190
Property tax
$687
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,877

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$25,473
Estimated closing costs
$25,473

Plus your down payment of $289,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,518/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$697,009Total interest paid
$1,856,929Total of all payments
Principal $1,159,920 Interest $697,009
YearPrincipalInterestBalance
1$27,173$47,104$1,132,747
2$28,310$45,968$1,104,438
3$29,494$44,783$1,074,944
4$30,727$43,550$1,044,217
5$32,013$42,265$1,012,204
6$33,352$40,926$978,852
7$34,747$39,530$944,106
8$36,200$38,077$907,905
9$37,714$36,563$870,191
10$39,292$34,985$830,899
11$40,935$33,342$789,964
12$42,648$31,630$747,316
13$44,432$29,846$702,885
14$46,290$27,987$656,595
15$48,226$26,051$608,368
16$50,243$24,034$558,125
17$52,345$21,932$505,780
18$54,535$19,743$451,245
19$56,816$17,461$394,430
20$59,192$15,085$335,237
21$61,668$12,609$273,569
22$64,248$10,030$209,322
23$66,935$7,342$142,387
24$69,735$4,542$72,652
25$72,652$1,625$0

At the end of your 5-year term

Total paid over the term
$371,386
Principal paid down
$147,716
Interest paid
$223,670
Balance remaining
$1,012,204

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
4.0%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.2%
Gross yield
− Property tax $8,249− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $57,635

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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