545 Wist Road, King, ON
Rural King, King · MLS® N13418710
About this home
Welcome to 545 Wist Rd - where country charm meets modern living on a rare .5 acre lot surrounded by open farmer fields and endless views. This beautifully renovated bungalow offers the perfect blend of privacy, space, and convenience. Step inside to a bright and inviting living room featuring large picture windows that flood the space with natural light and frame stunning countryside views. Walk out to your expansive 16 x 30 ft deck - the perfect setting for morning coffee, summer entertaining, or simply unwinding in total peace. The main level offers a functional layout ideal for families or downsizers seeking comfort without compromise. A standout feature of this home is the fully finished, complete private in-law suite with its own separate entrance, offering 3 bedrooms, a full kitchen, and a spacious living area - perfectly set up for extended family or immediate income potential. Whether you're looking to offset your mortgage or accommodate multi-generational living, this space is ready to perform. Additional upgrades include a tankless water heater, water filtration system, forced air heating, and central air conditioning ,providing efficiency, comfort, and peace of mind year-round. The oversized 1.5 car attached garage and newer driveway provide plenty of parking for multiple vehicles, trailers, or toys - a rare find in today's market. Whether you're looking for a serene place to call home, a smart investment opportunity, or a lifestyle upgrade just outside the city, this property delivers. Enjoy the tranquility of rural living while remaining within close proximity to essential amenities, making this the perfect balance of escape and accessibility.
Key facts
- Property type
- Detached, Bungalow-Raised
- MLS®
- N13418710
- Bedrooms
- 6 (3 + 3)
- Bathrooms
- 3 (1 half)
- Size
- 1100-1500
- Lot
- 333.03 × 121.79 ft
- Cross streets
- Woodchopper Rd/Wist Rd
- Parking
- 1 garage · 7 parking (attached)
- Basement
- Separate Entrance, Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete, Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $3,328 / 2025
- Days on market
- 38
- Listing brokerage
- BASDEN GROUP REALTY INC.
Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairIts public catchment (Kettleby PS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a more car-dependent spot, so buyers here typically drive. Newmarket Bus Stop is about a 29-minute walk away. Worth weighing if transit access matters to you.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Income potential
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homes17 days longer than the King average (21 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rural King, King, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
🚉 Nearest transit: Newmarket Bus Stop, about 2.4 km away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). King.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $581,600 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,104
- Property tax
- $277
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,381
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,015
- Estimated closing costs
- $11,015
Plus your down payment of $145,400. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $186,218
- Principal paid down
- $74,067
- Interest paid
- $112,151
- Balance remaining
- $507,533
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BASDEN GROUP REALTY INC.. MLS®/PropTx.