390 Main Street, King, ON

Schomberg, King · MLS® N13428844

$1,950,000
For Sale
Listed 37 days ago
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7Bedrooms
5Bathrooms
4Garage · 18 parking
3500-5000Sq Ft

About this home

MUST BE SEEN! Wonderfully decorated and updated throughout, just the right touch of modern and charming. Great opportunity for extended family or investment, live in one half and rent the other half. TWO...main floor Kitchens, living rooms, dining rooms, 2 Main floor laundry rooms, and seven bedrooms upstairs! Majestic over one-acre manicured lot with large Eating and Entertaining area/Patio and gardens, lot backs onto protected land No homes behind! Walk to quaint shops, restaurants/patios on Historic Main Street. The home is currently being used as a single-family dwelling; however, it can easily be used as two separate homes with two front and back entrances. Many Possibilities.

Key facts

Property type
Detached, 2-Storey
MLS®
N13428844
Bedrooms
7
Bathrooms
5 (2 half)
Size
3500-5000
Lot
93.73 × 538 ft
Cross streets
Hwy 27/Hwy 9
Parking
4 garage · 18 parking (detached)
Driveway
Private
Basement
Unfinished
Heating
Radiant
A/C
Window Unit(s)
Exterior
Brick, Stone
Foundation
Stone, Concrete
Roof
Asphalt Shingle, Asphalt Rolled
Sewer
Sewer
Property tax
$7,454 / 2025
Days on market
37
Listing brokerage
RE/MAX HALLMARK YORK GROUP REALTY LTD.

Rooms

Bedroom 2Second3.71 × 3.64 m

closet · hardwood floor · window

Primary BedroomSecond4.06 × 5.21 m

large window · his and hers closets · hardwood floor

LaundryMain2.00 × 3.38 m

2 pc bath · window · slate flooring

Dining RoomMain3.80 × 3.82 m

combined w/kitchen · large window · cathedral ceiling(s)

Bedroom 5Second3.30 × 3.90 m

closet · window · hardwood floor

Bedroom 4Second3.25 × 3.80 m

closet · window · hardwood floor

Living RoomMain4.36 × 3.75 m

cathedral ceiling(s) · bow window · hardwood floor

Bedroom 3Second4.90 × 2.84 m

b/i bookcase · closet · window

BedroomSecond5.04 × 3.38 m

closet · window · hardwood floor

KitchenMain3.73 × 5.09 m

combined w/dining · large window · cathedral ceiling(s)

Dining RoomMain5.22 × 3.31 m

cathedral ceiling(s) · window · hardwood floor

Primary BedroomSecond5.06 × 4.17 m

3 pc bath · walk-in closet(s) · window

KitchenMain5.75 × 3.88 m

cathedral ceiling(s) · breakfast area · b/i desk

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Schomberg PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Newmarket Bus Stop is about a 110-minute walk away.

Comparable listingsCurrently listed nearby · asking prices
$3.21Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

40 Old Church Road$1.60M122 Burns Boulevard$2.88M147 Mactaggart Drive$3.00M95 Fog Road$3.55M7590 19th Side Road$5.00M

The 5 closest active listings nearby.

See all comparable homes
1.95MThis home1.60M2.88M3.00M3.55M5.00MThis home vs active comparables
Live market pulseActive comparables in Schomberg · median list $1.29M
$459this home / sqft
12active listings nearby
37days on market

16 days longer than the King average (21 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Schomberg, King, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

54/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Newmarket Bus Stop, about 8.8 km away

1 grocery20+ dining7 parks2 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Pottageville
$2.16M
Rural King
$2.51M
Nobleton
$2.20M
King City
$2.81M

Typical asking price of active listings of the same type, per area (outliers removed). King.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Schomberg PS
68%
Schomberg PSPublic · Elementary · JK-6 · 0.9 km awayBelow the GTA average · 68% meet the provincial standard
King City SSEQAO results not published

Affordability & Mortgage

Affordability
$8,887/mo
$360KIncome needed
5.4×Price ÷ income
$2,051Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $8,887Property tax $621Total carry $9,509

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,325per month

Mortgage amount $1,560,000 · 4.14% over 25 years

$390,000Down payment (20.0%)
$1,560,000Loan before insurance
$0CMHC premium
$8,946Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,325
Property tax
$621
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,946

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$35,475
Estimated closing costs
$35,475

Plus your down payment of $390,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$10,111/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$937,422Total interest paid
$2,497,422Total of all payments
Principal $1,560,000 Interest $937,422
YearPrincipalInterestBalance
1$36,545$63,351$1,523,455
2$38,074$61,823$1,485,381
3$39,667$60,230$1,445,714
4$41,326$58,571$1,404,388
5$43,054$56,842$1,361,334
6$44,855$55,042$1,316,478
7$46,732$53,165$1,269,747
8$48,686$51,211$1,221,060
9$50,723$49,174$1,170,338
10$52,844$47,052$1,117,493
11$55,055$44,842$1,062,439
12$57,358$42,539$1,005,081
13$59,757$40,140$945,324
14$62,256$37,640$883,068
15$64,860$35,036$818,207
16$67,573$32,323$750,634
17$70,400$29,497$680,234
18$73,345$26,552$606,889
19$76,413$23,484$530,476
20$79,609$20,288$450,868
21$82,939$16,958$367,929
22$86,408$13,489$281,521
23$90,022$9,875$191,499
24$93,788$6,109$97,711
25$97,711$2,186$0

At the end of your 5-year term

Total paid over the term
$499,484
Principal paid down
$198,666
Interest paid
$300,818
Balance remaining
$1,361,334

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
3.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $7,454− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $69,644

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK YORK GROUP REALTY LTD.. MLS®/PropTx.

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