44 Millcliff Circle, Aurora, ON

Aurora Grove, Aurora · MLS® N13436284

$969,999
For Sale
Listed 35 days ago
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3Bedrooms
3Bathrooms
1Garage · 3 parking
1500-2000Sq Ft

About this home

Stunning centre-hall townhome in the highly sought-after Aurora Grove community-an exceptional move-in ready residence showcasing elegant finishes, thoughtful design, and breathtaking unobstructed views over a tranquil pond and protected green space with no rear neighbours. Impeccably maintained, this home offers the perfect balance of everyday comfort and sophisticated entertaining.The centre-hall layout leads to a bright, expansive living and dining area framed by large windows capturing spectacular water and sunset views. Gleaming hardwood floors flow throughout the main level, while abundant natural light and tasteful finishes create a warm, inviting atmosphere.The well-appointed kitchen offers ample cabinetry, functional workspace, and tasteful updates, making it ideal for both daily living and entertaining.Upstairs, three spacious bedrooms provide comfortable family living. The oversized primary retreat features serene pond views, a generous walk-in closet, and a private ensuite bath. Two additional bedrooms offer flexibility for family, guests, or a home office, complemented by a full family bathroom.The finished above-grade walk-out basement serves as the ultimate entertainment space, complete with a built-in bar, versatile rec room, and abundant storage. Large windows and direct backyard access fill the lower level with natural light.Outside, the professionally landscaped backyard features a multi-level deck, private seating areas, and manicured gardens designed to maximize the stunning views and sunsets. Backing directly onto protected green space and a peaceful pond, this rare setting offers exceptional privacy and tranquility.Ideally located in one of Aurora's most desirable neighbourhoods, close to top-rated schools, parks, trails, shopping, dining, and GO Transit. A rare opportunity to own a beautifully maintained townhome with premium backyard privacy and unmatched pond views.

Key facts

Property type
Townhouse, 2-Storey
MLS®
N13436284
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000
Lot
24 × 92 ft
Cross streets
Bayview Ave & Wellington St
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,348 / 2025
Days on market
35
Listing brokerage
NEW ERA REAL ESTATE

Rooms

KitchenGround6.40 × 2.84 m

eat-in kitchen · ceramic floor · updated

LaundryBasement3.65 × 4.27 m
Dining RoomGround6.98 × 3.65 m

hardwood floor · w/o to deck · combined w/living

Bedroom 3Second3.65 × 3.20 m

hardwood floor · double closet

Primary BedroomSecond5.18 × 5.18 m

double doors · hardwood floor · ensuite bath

RecreationBasement7.01 × 5.79 m

w/o to deck · laminate

Bedroom 2Second3.65 × 3.05 m

hardwood floor · double closet

Living RoomGround7.00 × 3.65 m

hardwood floor · w/o to deck · combined w/dining

Moe’s TakeTeam Asgarian · Broker
Above comparables
$905Kest. value

Listed at $969,999, this home is about 7% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($554/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Aurora Grove, so I widened the search to the surrounding area.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $878K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $950K
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $905K

That comparable adjusts to $905K; the $905K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Dr. G.W. Williams SS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Stone Rd / Bayview Av is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$885KGreat deal$970KOverpriced

Total price vs nearby homes. Fair value about $905K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Walk-out basement: natural light and strong in-law or income potential.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Income potential
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$946kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

15 Gower Drive$925k101 Downey Circle$860k189 Elyse Court$1.10M83 Limeridge Street$900k

The 4 closest active listings nearby.

See all comparable homes
970kThis home925k860k1.10M900kThis home vs active comparables
Live market pulseActive comparables in Aurora · median list $999K
$554this home / sqft
33active listings nearby
35days on market

This home lists 6% below the area average of $591/sqft.

4 days longer than the Aurora average (31 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Aurora Grove, Aurora, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

71/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Stone Rd / Bayview Av, about 213 m away

20+ transit stops2 grocery20+ dining15 parks8 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Northeast
$1.06M
Bayview Wellington
$872K
Rural Aurora
$1.14M

Typical asking price of active listings of the same type, per area (outliers removed). Aurora.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Aurora Grove PS
69%
Aurora Grove PSPublic · Elementary · JK-8 · 0.9 km awayAround the GTA average · 69% meet the provincial standard

Affordability & Mortgage

Affordability
$4,421/mo
$183KIncome needed
5.3×Price ÷ income
$1,020Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,421Property tax $362Total carry $4,783

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,141per month

Mortgage amount $775,999 · 4.14% over 25 years

$194,000Down payment (20.0%)
$775,999Loan before insurance
$0CMHC premium
$4,503Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,141
Property tax
$362
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,503

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,875
Estimated closing costs
$15,875

Plus your down payment of $194,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,030/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$466,307Total interest paid
$1,242,306Total of all payments
Principal $775,999 Interest $466,307
YearPrincipalInterestBalance
1$18,179$31,513$757,820
2$18,939$30,753$738,881
3$19,732$29,961$719,149
4$20,557$29,135$698,592
5$21,417$28,275$677,176
6$22,313$27,380$654,863
7$23,246$26,446$631,617
8$24,218$25,474$607,399
9$25,231$24,461$582,167
10$26,287$23,406$555,881
11$27,386$22,306$528,495
12$28,532$21,161$499,963
13$29,725$19,967$470,238
14$30,969$18,724$439,269
15$32,264$17,428$407,005
16$33,613$16,079$373,392
17$35,019$14,673$338,372
18$36,484$13,208$301,888
19$38,010$11,682$263,878
20$39,600$10,092$224,277
21$41,257$8,436$183,021
22$42,982$6,710$140,038
23$44,780$4,912$95,258
24$46,653$3,039$48,605
25$48,605$1,087$0

At the end of your 5-year term

Total paid over the term
$248,461
Principal paid down
$98,824
Interest paid
$149,638
Balance remaining
$677,176

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.9%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $4,348− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,894

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of NEW ERA REAL ESTATE. MLS®/PropTx.

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