★ Listed & marketed by Team Asgarian

3 Creekview Avenue, Richmond Hill, ON

Mill Pond, Richmond Hill · MLS® N13438234

$1,899,000
For Sale
Listed 35 days ago
5Bedrooms
4Bathrooms
2Garage · 6 parking
2500-3000Sq Ft

About this home

A masterpiece of classic craftsmanship on the Mill Pond border. Introducing a distinguished, luxury Chiavatti-built executive family residence in Richmond Hill's prestigious Mill Pond community. Nestled on a quiet, tree-lined street surrounded by high-calibre estates and mature landscaping, this timeless brick residence offers an uncompromising blend of structural pedigree and premium modern design. Featuring approximately 4,000 sq. ft. of total refined living space, including 2,853 sq. ft. above grade and a professionally finished lower level with a 5th bedroom and den-the layout is optimized for modern, growing, or multi-generational families. Elegant formal living and dining rooms flow into a grand family room and a private main-floor home office. The spectacular, newly updated custom eat-in kitchen features quartz countertops, bespoke cabinetry, and a full suite of elite Miele and Bosch appliances professionally installed in late 2024 and maintained in pristine, never-used condition. Rich oak hardwood flooring, solid oak stairs, custom architectural plaster ceilings, fully modernized bathrooms, and a redesigned laundry center with premium Miele appliances enhance the home's executive appeal. A seamless walkout leads to an upgraded entertainment deck overlooking a beautifully landscaped, private backyard oasis. Enjoy an unmatched community lifestyle steps from Mill Pond Park trails, playgrounds, the wave pool, and top-tier schools including Pleasantville PS, Alexander Mackenzie HS (IB Program), St. Theresa of Lisieux Catholic HS, and Toronto Waldorf School. Unbeatable transit and retail convenience: minutes to Yonge Street transit links to Finch subway, Mackenzie Health Hospital, Hillcrest Mall, Elgin Mills Centre (Loblaws), Longo's, No Frills, cafés, restaurants, GO Transit, Hwy 404/407. A rare luxury opportunity.

Key facts

Property type
Detached, 2-Storey
MLS®
N13438234
Bedrooms
5 (4 + 1)
Bathrooms
4 (1 half)
Size
2500-3000
Lot
53.65 × 113.19 ft
Cross streets
Yonge St / Elgin Mills Rd W
Parking
2 garage · 6 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Shingles
Sewer
Sewer
Property tax
$7,805 / 2025
Days on market
35
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

Dining RoomMain4.24 × 3.28 m

plaster ceiling · formal rm · hardwood floor

KitchenMain6.33 × 3.33 m

b/i oven · w/o to deck · quartz counter

Primary BedroomSecond7.04 × 4.98 m

5 pc ensuite · walk-in closet(s) · hardwood floor

LaundryMain2.46 × 2.52 m

w/o to garage · concrete floor · laundry sink

Bedroom 4Second4.85 × 3.63 m

b/i closet · overlooks backyard · hardwood floor

Bedroom 2Second3.58 × 3.81 m

b/i closet · window · hardwood floor

Living RoomMain3.23 × 4.93 m

picture window · plaster ceiling · hardwood floor

DenBasement1.83 × 2.52 m

Hardwood Floor

OfficeMain3.33 × 3.68 m

plaster ceiling · window · hardwood floor

BedroomBasement4.04 × 5.08 m

b/i closet · window · tile floor

RecreationBasement9.70 × 6.58 m

3 pc bath · above grade window · hardwood floor

Bedroom 3Second4.85 × 3.63 m

b/i closet · overlooks backyard · hardwood floor

Utility RoomBasement0.00 × 0.00 m

Hardwood Floor

Family RoomMain3.30 × 5.13 m

gas fireplace · overlooks garden · hardwood floor

From MoeTeam Asgarian · Listing broker

We are proud to represent this home. Our team handles every detail, the marketing, the staging, and the showings. The best way to feel what makes it special is in person, so book a private showing and I will walk you through it myself.

Highlights

  • Upscale kitchen
  • Pool
  • Premium lot / gardens
  • Hardwood floors
  • Transit / schools nearby

Neighbourhood & location

Mill Pond, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

86/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Elgin Mills Rd / Creekview Av, about 55 m away

20+ transit stops7 grocery20+ dining20+ parks18 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Devonsleigh
$1.40M
Crosby
$1.42M
Rouge Woods
$1.60M
Jefferson
$1.44M
North Richvale
$1.53M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near O.M. MacKillop PS
60%
O.M. MacKillop PSPublic · Elementary · JK-8 · 0.8 km awayBelow the GTA average · 60% meet the provincial standard
St. Theresa Of LisieuxEQAO results not published

Affordability & Mortgage

Affordability
$8,655/mo
$353KIncome needed
5.4×Price ÷ income
$1,997Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $8,655Property tax $650Total carry $9,305

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,107per month

Mortgage amount $1,519,200 · 4.14% over 25 years

$379,800Down payment (20.0%)
$1,519,200Loan before insurance
$0CMHC premium
$8,757Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,107
Property tax
$650
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,757

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$34,455
Estimated closing costs
$34,455

Plus your down payment of $379,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9,847/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$912,905Total interest paid
$2,432,105Total of all payments
Principal $1,519,200 Interest $912,905
YearPrincipalInterestBalance
1$35,590$61,695$1,483,610
2$37,078$60,206$1,446,532
3$38,629$58,655$1,407,903
4$40,245$57,039$1,367,658
5$41,928$55,356$1,325,730
6$43,682$53,602$1,282,047
7$45,509$51,775$1,236,538
8$47,413$49,871$1,189,125
9$49,396$47,888$1,139,729
10$51,462$45,822$1,088,267
11$53,615$43,669$1,034,652
12$55,858$41,427$978,794
13$58,194$39,090$920,600
14$60,628$36,656$859,972
15$63,164$34,120$796,808
16$65,806$31,478$731,002
17$68,559$28,725$662,443
18$71,426$25,858$591,016
19$74,414$22,870$516,602
20$77,527$19,757$439,076
21$80,770$16,515$358,306
22$84,148$13,136$274,158
23$87,668$9,616$186,490
24$91,335$5,949$95,155
25$95,155$2,129$0

At the end of your 5-year term

Total paid over the term
$486,421
Principal paid down
$193,470
Interest paid
$292,950
Balance remaining
$1,325,730

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $7,805− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $46,865

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listed & marketed by Team Asgarian. MLS®/PropTx.

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