246 Thomas Phillips Drive, Aurora, ON

Rural Aurora, Aurora · MLS® N13482834

$1,199,000
For Sale
Listed 23 days ago
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5Bedrooms
4Bathrooms
2Garage · 4 parking
2000-2500Sq Ft

About this home

!!!Welcome to this fully upgraded Mattamy 4+1bedrooms detached set in the highly desirable community of Rural Aurora! Offers updated sits on a premium & rarely 5100 sq ft lot with large back yard! This stunning 4+1 bedrooms, 3.5 bath home, with professional finished basement, features bright open concept floor plan approximately 3000+ living space, ultra modern kitchen with upgraded black stainless steel appliances! 9-foot ceilings on main floor, pot lights, hardwood floors throughout, oak staircase! Gorgeous great room overlooking back yard! The upgraded kitchen is designed for both style and function, offering a spacious centre island, perfect for everyday living and entertaining! Upstairs, the primary bedroom impresses with a generous walk-in closet and a luxurious 4-piece ensuite, providing the ideal private retreat! Double garage with access from inside! The beautifully finished basement adds exceptional versatility, featuring a 3-piece bathroom, a bedroom and a luxury entertainment room making it perfect for extended family or additional living space! This move-in-ready home shows quality, comfort, and premium upgrades in one of Aurora's most sought-after neighborhoods! A Must See!

Key facts

Property type
Detached, 2-Storey
MLS®
N13482834
Bedrooms
5 (4 + 1)
Bathrooms
4 (1 half)
Size
2000-2500
Lot
45.87 × 98 ft
Cross streets
St. Johns Sdrd/Leslie St
Parking
2 garage · 4 parking (attached)
Driveway
Private
Basement
Finished, Apartment
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,280 / 2025
Days on market
23
Listing brokerage
AIMHOME REALTY INC.

Rooms

Bedroom 2Second3.60 × 3.10 m

hardwood floor · double closet · large window

RecreationBasement5.50 × 3.60 m

laminate · window · 3 pc bath

KitchenMain4.50 × 2.94 m

ceramic floor · centre island · eat-in kitchen

FoyerMain2.47 × 2.20 m

ceramic floor · window

Dining RoomMain2.80 × 2.70 m

hardwood floor · window · w/o to yard

Family RoomMain5.50 × 3.60 m

hardwood floor · combined w/living · overlooks backyard

Bedroom 4Second3.02 × 3.00 m

hardwood floor · double closet · large window

Bedroom 3Second3.35 × 3.10 m

hardwood floor · double closet · large window

Primary BedroomSecond4.00 × 3.60 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

BedroomBasement3.00 × 3.00 m

laminate · pot lights · closet

Living RoomMain5.50 × 3.60 m

hardwood floor · combined w/family · open concept

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.

On schools, this address is zoned for Rick Hansen PS, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. William Graham Dr / St John's Sideroad is about a 6-minute walk away.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.42Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

4 Milgate Place$1.38M169 Delayne Drive$1.40M167 Covent Crescent$1.47M

The 3 closest active listings nearby.

See all comparable homes
1.20MThis home1.38M1.40M1.47MThis home vs active comparables
Live market pulseActive comparables in Rural Aurora · median list $1.45M
$533this home / sqft
5active listings nearby
23days on market

This home lists 2% below the area average of $542/sqft.

2 days longer than the Aurora average (21 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rural Aurora, Aurora, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

66/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: William Graham Dr / St John's Sideroad, about 456 m away

20+ transit stops2 grocery20+ dining19 parks8 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Wellington
$1.30M
Bayview Northeast
$1.70M
Bayview Southeast
$6.15M
Aurora Village
$1.55M
Aurora Heights
$1.20M

Typical asking price of active listings of the same type, per area (outliers removed). Aurora.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Rick Hansen PS
88%
Rick Hansen PSPublic · Elementary · JK-8 · 0.9 km awayHigher-rated than most nearby · 88% meet the provincial standard

Affordability & Mortgage

Affordability
$5,465/mo
$228KIncome needed
5.3×Price ÷ income
$1,261Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,465Property tax $523Total carry $5,988

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,119per month

Mortgage amount $959,200 · 4.14% over 25 years

$239,800Down payment (20.0%)
$959,200Loan before insurance
$0CMHC premium
$5,642Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,119
Property tax
$523
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,642

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,455
Estimated closing costs
$20,455

Plus your down payment of $239,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,217/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$576,394Total interest paid
$1,535,594Total of all payments
Principal $959,200 Interest $576,394
YearPrincipalInterestBalance
1$22,471$38,953$936,729
2$23,411$38,013$913,319
3$24,390$37,034$888,929
4$25,410$36,014$863,519
5$26,473$34,951$837,046
6$27,580$33,843$809,465
7$28,734$32,690$780,731
8$29,936$31,488$750,796
9$31,188$30,236$719,608
10$32,493$28,931$687,115
11$33,852$27,572$653,263
12$35,268$26,156$617,996
13$36,743$24,681$581,253
14$38,280$23,144$542,973
15$39,881$21,543$503,093
16$41,549$19,875$461,543
17$43,287$18,137$418,257
18$45,098$16,326$373,159
19$46,984$14,440$326,175
20$48,949$12,475$277,226
21$50,997$10,427$226,229
22$53,130$8,294$173,099
23$55,352$6,072$117,747
24$57,667$3,756$60,080
25$60,080$1,344$0

At the end of your 5-year term

Total paid over the term
$307,119
Principal paid down
$122,154
Interest paid
$184,964
Balance remaining
$837,046

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.1%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $6,280− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,176

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of AIMHOME REALTY INC.. MLS®/PropTx.

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