32 Arco Circle, Vaughan, ON

Maple, Vaughan · MLS® N13525086

$1,050,000
For Sale
Listed 11 days ago
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3Bedrooms
4Bathrooms
1Garage · 4 parking
1500-2000Sq Ft

About this home

Rare Walk-Out Basement & Modern Luxury at 32 Arco Circle! This fully renovated 3-bedroom, 4-bathroom masterpiece is headlined by a versatile walk-out basement featuring a separate entrance, a brand-new second kitchen, a spacious rec room, and a sleek 3-piece bath-offering a perfect in-law suite or multi-generational living opportunity.The main level is a showstopper, boasting soaring 9ft ceilings and a seamless open-concept layout. The custom-designed chef's kitchen is anchored by premium Silestone Quartz countertops, sleek gray cabinetry, and high-end stainless steel appliances. The sun-filled dining area flows effortlessly to a large raised deck, creating an entertainer's dream for summer BBQs.The upper level features engineered hardwood floors and pot lights throughout. The primary retreat includes a walk-in closet with built-in shelving and a luxurious 4-piece ensuite with a separate shower and tub. Located in a prime Maple pocket, you are steps from public transit, Canada's Wonderland, Vaughan Mills, and the Maple Community Centre. Move-in ready luxury with unparalleled functionality!

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
N13525086
Bedrooms
3
Bathrooms
4 (1 half)
Size
1500-2000
Lot
24.61 × 98.43 ft
Cross streets
Keele St & McNaughton Rd
Parking
1 garage · 4 parking (attached)
Basement
Finished with Walk-Out, Separate Entrance, Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,294 / 2025
Days on market
11
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

Dining RoomMain4.15 × 2.70 m

Hardwood Floor

Bedroom 3Second3.83 × 2.84 m

W/O To Balcony

RecreationBasement6.70 × 5.70 m

w/o to garden · combined w/kitchen

Bedroom 2Second3.25 × 2.85 m
KitchenMain2.70 × 2.68 m

Hardwood Floor

Cold Room/CantinaBasement2.00 × 1.53 m
Primary BedroomSecond6.23 × 3.15 m

walk-in closet(s) · 4 pc bath

KitchenBasement6.70 × 5.70 m
Living RoomMain5.01 × 3.05 m

Hardwood Floor

LaundryBasement3.70 × 2.45 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.20Mest. value

Listed at $1,050,000, this home is about 12% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Below comparable homes on total price, yet the price per square foot ($600/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

There were not many closely comparable homes right in Maple, so I widened the search to the surrounding area.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.06M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.18M
  • Bathrooms +$15K
  • Adjusts to $1.19M

That comparable adjusts to $1.19M; the $1.20M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Mackenzie Glen PS, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Drummond Dr / Treasure Hill Rd is about a 2-minute walk away.

List price
$1.05MGreat deal$1.40MOverpriced

Total price vs nearby homes. Fair value about $1.20M, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Walk-out basement: natural light and strong in-law or income potential.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Income potential
  • Value driver
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$1.18Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

96 Echo Ridge Crescent$1.10M244 Moody Drive$1.13M7 Love Run Road$1.19M32 Black Maple Crescent$1.20M12 Spring Arbour Road$1.30M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.05MThis home1.10M1.13M1.19M1.20M1.30MThis home vs active comparables
Live market pulseActive comparables in Vaughan · median list $1.10M
$600this home / sqft
32active listings nearby
11days on market

This home lists 5% below the area average of $630/sqft.

36 days faster than the Vaughan average (47 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Maple, Vaughan, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

51/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Drummond Dr / Treasure Hill Rd, about 125 m away

20+ transit stops1 grocery20+ dining13 parks8 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Patterson
$1.13M
Vellore Village
$1.12M
East Woodbridge
$1.09M
Sonoma Heights
$1.05M
West Woodbridge
$1.05M

Typical asking price of active listings of the same type, per area (outliers removed). Vaughan.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Mackenzie Glen PS
88%
Mackenzie Glen PSPublic · Elementary · JK-8 · 1.2 km awayHigher-rated than most nearby · 88% meet the provincial standard

Affordability & Mortgage

Affordability
$4,786/mo
$197KIncome needed
5.3×Price ÷ income
$1,104Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,786Property tax $358Total carry $5,143

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,483per month

Mortgage amount $840,000 · 4.14% over 25 years

$210,000Down payment (20.0%)
$840,000Loan before insurance
$0CMHC premium
$4,840Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,483
Property tax
$358
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,840

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,475
Estimated closing costs
$17,475

Plus your down payment of $210,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,444/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$504,766Total interest paid
$1,344,766Total of all payments
Principal $840,000 Interest $504,766
YearPrincipalInterestBalance
1$19,678$34,112$820,322
2$20,501$33,289$799,820
3$21,359$32,432$778,461
4$22,252$31,538$756,209
5$23,183$30,607$733,026
6$24,153$29,638$708,873
7$25,163$28,627$683,710
8$26,216$27,575$657,494
9$27,312$26,478$630,182
10$28,455$25,336$601,727
11$29,645$24,146$572,082
12$30,885$22,906$541,197
13$32,177$21,614$509,021
14$33,523$20,268$475,498
15$34,925$18,866$440,573
16$36,386$17,405$404,187
17$37,908$15,883$366,280
18$39,493$14,297$326,786
19$41,145$12,645$285,641
20$42,866$10,924$242,775
21$44,659$9,131$198,115
22$46,527$7,263$151,588
23$48,474$5,317$103,115
24$50,501$3,290$52,613
25$52,613$1,177$0

At the end of your 5-year term

Total paid over the term
$268,953
Principal paid down
$106,974
Interest paid
$161,979
Balance remaining
$733,026

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.7%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $4,294− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,948

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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