190 Bantry Avenue, Richmond Hill, ON

Langstaff, Richmond Hill · MLS® N13528514

$899,880
For Sale
Listed 11 days ago
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5Bedrooms
4Bathrooms
1Garage · 2 parking
1500-2000Sq Ft

About this home

Welcome to your dream home, conveniently located in the heart of Richmond Hill. Rare To Find Beautiful freehold townhouse in a prime location. This property features large principal rooms, a sun-filled layout, and is a beautiful, bright, spacious townhouse in the area. 1,850 ft. of space. 2-bedroom basement apartment with separate entrance and laundry. Live and rent the basement. This bright and spacious 3+2 bedroom, 3-storey townhouse offers endless opportunities. Enjoy the rental income from the private basement apartment with. Renovated kitchen with granite countertops, spacious family room, and large rooms. Primary bedroom features a spacious walk-in closet and 3-piece ensuite. . Top Ranking School Zone: Adrienne Clarkson Public School, Langstaff Secondary School & St. Robert Catholic High School. Extras: Enjoy An Array Of Amenities. Walking Distance To the GO train station ensuring a seamless commute to Toronto & beyond, Viva Bus, Park, School And Shopping. Close To Hwy 7/407/404. Minutes To Future Yonge/7 Subway Line. Roofing (2022) Attic Insulation (2023) Replaced carpet with laminate flooring (basement + all 3 floors) All Blinds (2024) Paintings (2025, 2026) Ceiling popcorn removal and pot lights (2025) Everywhere except bedrooms. Kitchen Stone flooring (2022) New cabinets (2022) Stone countertop (2022) Undermount Sink (2022) Stone backsplash (2022) Under cabinet lighting (2022) Gas range (2026) Fridge (2022) Dishwasher (2022) Over the range Microwave Oven (2022) Washing machine + Dryer (Stackable) (2022) Laundry room (used to be in the powder room. LED mirror (2022) Vanity (2022) Toilet (2022) Stone flooring (2022) Undermount Sink (2022) Faucet (2022) Washroom (3rd floor) Vanity Sink (2022) Faucet (2022) Basement stairs (2026) Basement kitchen New cabinets (2021) Countertop electric range (2021) Fridge Stone backsplash and countertops (2021) Pantry (2021) Basement washroom Vanity mirror. Backyard Fences Interlocking. Interlock between driveways.

Key facts

Property type
Townhouse, 3-Storey
MLS®
N13528514
Bedrooms
5 (3 + 2)
Bathrooms
4 (1 half)
Size
1500-2000
Lot
14.75 × 106.63 ft
Cross streets
Yonge/Bantry/Red Maple
Parking
1 garage · 2 parking (detached)
Basement
Separate Entrance, Walk-Up
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,771 / 2025
Days on market
11
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

Dining RoomMain9.98 × 2.90 m

Combined w/Living

Primary BedroomSecond4.02 × 4.26 m

walk-in closet(s) · 4 pc bath

Family RoomSecond4.65 × 3.06 m

Open Concept

BreakfastMain4.13 × 3.94 m

W/O To Yard

KitchenMain3.60 × 2.56 m

W/O To Yard

Bedroom 3Third4.10 × 3.66 m

Mirrored Closet

Bedroom 2Third4.20 × 3.24 m

Mirrored Closet

Living RoomMain9.98 × 2.90 m

Combined w/Dining

Moe’s TakeTeam Asgarian · Broker
Below the wider set
$1.12Mest. value

Listed at $899,880, this home is tracking about 20% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $852K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $998K
  • Bedrooms +$60K
  • Bathrooms +$15K
  • Adjusts to $1.07M

That comparable adjusts to $1.07M; the $1.12M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Red Maple PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Red Maple Rd / Bantry Av is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$900KGreat deal$1.19MOverpriced

Total price vs nearby homes. Fair value about $1.12M, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Primary suite: a key comfort and resale feature.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Income potential
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.07Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1422 19th Avenue$988k71 Millman Lane$1.02M33 Kahshe Lane$1.07M114 Genuine Lane$1.25M31 Millman Lane$1.05M

The 5 closest active listings nearby.

See all comparable homes
900kThis home988k1.02M1.07M1.25M1.05MThis home vs active comparables
Live market pulseActive comparables in Langstaff · median list $999K
$514this home / sqft
8active listings nearby
11days on market

This home lists 14% below the area average of $601/sqft.

9 days faster than the Richmond Hill average (20 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Langstaff, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

72/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Red Maple Rd / Bantry Av, about 129 m away

20+ transit stops7 grocery20+ dining20+ parks9 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North Richvale
$895K
Observatory
$1.43M
Rouge Woods
$1.11M
Westbrook
$1.12M
Rural Richmond Hill
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Red Maple PS
69%
Red Maple PSPublic · Elementary · JK-8 · 0.2 km awayAround the GTA average · 69% meet the provincial standard

Affordability & Mortgage

Affordability
$4,101/mo
$172KIncome needed
5.2×Price ÷ income
$946Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,101Property tax $398Total carry $4,499

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,842per month

Mortgage amount $719,904 · 4.14% over 25 years

$179,976Down payment (20.0%)
$719,904Loan before insurance
$0CMHC premium
$4,239Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,842
Property tax
$398
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,239

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,473
Estimated closing costs
$14,473

Plus your down payment of $179,976. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,666/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$432,598Total interest paid
$1,152,502Total of all payments
Principal $719,904 Interest $432,598
YearPrincipalInterestBalance
1$16,865$29,235$703,039
2$17,570$28,530$685,469
3$18,305$27,795$667,164
4$19,071$27,029$648,093
5$19,869$26,231$628,224
6$20,700$25,400$607,524
7$21,566$24,535$585,959
8$22,468$23,633$563,491
9$23,407$22,693$540,084
10$24,386$21,714$515,697
11$25,407$20,694$490,291
12$26,469$19,631$463,822
13$27,576$18,524$436,245
14$28,730$17,370$407,515
15$29,932$16,168$377,584
16$31,184$14,916$346,400
17$32,488$13,612$313,912
18$33,847$12,253$280,065
19$35,263$10,837$244,803
20$36,738$9,362$208,065
21$38,274$7,826$169,791
22$39,875$6,225$129,915
23$41,543$4,557$88,372
24$43,281$2,819$45,091
25$45,091$1,009$0

At the end of your 5-year term

Total paid over the term
$230,500
Principal paid down
$91,680
Interest paid
$138,821
Balance remaining
$628,224

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.1%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $4,771− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,471

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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