14 Montrose Crescent, Markham, ON

Unionville, Markham · MLS® N13544096

$1,780,000
For Sale
Listed 8 days ago
4Bedrooms
4Bathrooms
2Garage · 6 parking
2500-3000Sq Ft

About this home

Top-Ranked Unionville Schools * Original Owners * Nearly 3,000 Sq. Ft. Plus Finished Basement * Main Floor Office * Renovated Kitchen & Bath * Private Landscaped Backyard * Quiet Residential Street * Meticulously maintained by its original owners, this exceptional executive home offers nearly 3,000 sq. ft. of thoughtfully designed living space plus a finished basement in one of Unionville's most sought-after neighbourhoods. Located within walking distance to St. Justin Martyr Catholic Elementary School, Coledale Public School, St. Augustine Catholic High School, and Unionville High School. The bright main level features spacious principal rooms, hardwood floors, California shutters, large windows, and a functional layout designed for everyday living and entertaining. The updated kitchen offers ample cabinetry, generous counter space, and a sun-filled breakfast area with walkout to a beautifully landscaped, low-maintenance backyard. A main floor office provides an ideal work-from-home space, while the laundry room includes convenient access to the garage. Upstairs features four generous bedrooms, including a spacious primary suite with a sitting area, walk-in closet, and 5-piece ensuite, complemented by a beautifully renovated main bathroom. The finished basement adds exceptional flexibility with a large recreation room and four additional multi-purpose rooms ideal for a home office, fitness area, hobbies, or storage and the convenience of a 3pc. bath. Enjoy a private fenced backyard with mature landscaping, just minutes from Unionville Main Street, Angus Glen Community Centre, parks, golf courses, shopping, transit, and major highways. This move-in-ready home is yours to enjoy for years to come!

Key facts

Property type
Detached, 2-Storey
MLS®
N13544096
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000
Lot
45.83 × 127.82 ft
Cross streets
Warden & Apple Creek
Parking
2 garage · 6 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,680 / 2026
Days on market
8
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

Primary BedroomSecond7.30 × 4.47 m

5 pc ensuite · walk-in closet(s) · combined w/sitting

RecreationBasement6.13 × 6.01 m

laminate · window · pot lights

OtherBasement3.37 × 3.34 m

laminate · pot lights · double closet

Bedroom 4Second4.74 × 3.54 m

broadloom · window · walk-in closet(s)

Family RoomMain5.18 × 3.49 m

hardwood floor · fireplace · california shutters

Bedroom 2Second4.62 × 2.53 m

california shutters · window · double closet

OtherBasement3.10 × 3.05 m

Laminate

KitchenMain3.63 × 3.61 m

tile floor · eat-in kitchen · w/o to deck

OfficeMain3.50 × 3.02 m

hardwood floor · window · california shutters

Bedroom 3Second3.76 × 3.39 m

california shutters · window · double closet

LaundryMain2.51 × 1.89 m

tile floor · window · access to garage

Dining RoomMain4.01 × 3.52 m

hardwood floor · california shutters · window

OtherBasement4.14 × 2.25 m

laminate · closet

Living RoomMain4.35 × 3.37 m

hardwood floor · california shutters · sunken room

OtherBasement3.33 × 2.74 m

laminate · formal rm

Moe’s TakeTeam Asgarian · Broker
Below the wider set
$1.99Mest. value

Listed at $1,780,000, this home is tracking about 11% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 16 similar homes nearby, adjusted for size, beds, and baths.Median of 16 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.93M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $2.09M
  • Bathrooms +$15K
  • Adjusts to $2.10M

That comparable adjusts to $2.10M; the $1.99M estimate above is the median of all 16 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Unionville HS, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Apple Creek Blvd / Whitehall Dr is about a 4-minute walk away.

List price
$1.78MGreat deal$2.12MOverpriced

Total price vs nearby homes. Fair value about $1.99M, median of 16 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Primary suite: a key comfort and resale feature.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Unionville · asking prices
$2.09Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3 Lancashire Road$1.40M92 Braeside Square$2.25M76 Braeside Square$2.48M536 Village Parkway$2.09M45 Aitken Circle$2.23M

The 5 closest of 6 active listings nearby.

See all comparable homes
1.78MThis home1.40M2.25M2.48M2.09M2.23MThis home vs active comparables
Live market pulseActive comparables in Unionville · median list $2.09M
$647this home / sqft
17active listings nearby
8days on market

This home lists 18% below the area average of $792/sqft.

4 days longer than the Markham average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Unionville, Markham, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

61/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Apple Creek Blvd / Whitehall Dr, about 281 m away

20+ transit stops2 grocery20+ dining20+ parks4 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Buttonville
$1.69M
Devil's Elbow
$2.09M
Victoria Manor-Jennings Gate
$2.17M
Berczy
$1.43M
Thornlea
$1.94M

Typical asking price of active listings of the same type, per area (outliers removed). Markham.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Coledale PS
78%
Coledale PSPublic · Elementary · JK-8 · 0.2 km awayAbove the GTA average · 78% meet the provincial standard

Affordability & Mortgage

Affordability
$8,113/mo
$335KIncome needed
5.3×Price ÷ income
$1,872Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $8,113Property tax $723Total carry $8,836

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,599per month

Mortgage amount $1,424,000 · 4.14% over 25 years

$356,000Down payment (20.0%)
$1,424,000Loan before insurance
$0CMHC premium
$8,322Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,599
Property tax
$723
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,322

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,075
Estimated closing costs
$32,075

Plus your down payment of $356,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9,230/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$855,698Total interest paid
$2,279,698Total of all payments
Principal $1,424,000 Interest $855,698
YearPrincipalInterestBalance
1$33,359$57,829$1,390,641
2$34,755$56,433$1,355,886
3$36,209$54,979$1,319,677
4$37,723$53,465$1,281,954
5$39,301$51,887$1,242,653
6$40,945$50,243$1,201,708
7$42,658$48,530$1,159,051
8$44,442$46,746$1,114,609
9$46,301$44,887$1,068,308
10$48,237$42,950$1,020,071
11$50,255$40,933$969,816
12$52,357$38,831$917,458
13$54,547$36,641$862,911
14$56,829$34,359$806,082
15$59,206$31,982$746,876
16$61,682$29,505$685,194
17$64,263$26,925$620,931
18$66,951$24,237$553,981
19$69,751$21,437$484,230
20$72,669$18,519$411,561
21$75,708$15,480$335,853
22$78,875$12,313$256,978
23$82,174$9,014$174,804
24$85,611$5,577$89,192
25$89,192$1,996$0

At the end of your 5-year term

Total paid over the term
$455,940
Principal paid down
$181,347
Interest paid
$274,593
Balance remaining
$1,242,653

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $8,680− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $45,990

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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