45 Tower Bridge Crescent, Markham, ON

Berczy, Markham · MLS® N13547094

$1,688,000
For Sale
Listed 8 days ago
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5Bedrooms
4Bathrooms
2Garage · 4 parking
2000-2500Sq Ft

About this home

Experience Luxury Living In This Stunning Double Car Garage Detached Home Situated On A Premium Corner Lot In Berczy, Showcasing Exceptional Craftsmanship And Over $200K Extensive High-End Upgrades Throughout. Designed With A Modern Aesthetic, This Impressive Residence Features Smooth Ceilings, Fresh Paint, Temperature-Adjustable & Dimmable Pot Lights & Stylish Light Fixtures. New 7" Ultra Wide Engineered Hardwood Flooring, Premium 24" X 24" Tiles, Elegant Red Oak Stairs, And Upgraded Baseboards And Door Casings. Custom Sound Reduction Laminated Windows On The North And East Sides, Including 4 Oversized Picture Windows, Fill The Home With Natural Light While Enhancing Comfort And Efficiency. The Gourmet Kitchen Is Beautifully Finished With Cambria Signature Series Torquay Quartz Countertop, Refinished Cabinetry, Stainless Steel Smart Appliances, And Backsplash. Spacious Family Room Boasts Soaring Ceilings For An Open, Airy Feel. The 2nd Level Offers 4 Generously Sized Bedrooms And Beautifully Updated Bathrooms Featuring Quartz Counters And New Toto Toilets With Bidets. A Custom Wide Patio Door With Illusion Blinds And New Zebra Blinds For Other New Windows(2023). Finished Basement Offers Outstanding Flexibility With Premium Vinyl Flooring, A Recreation Room, Kitchen, Separate Laundry, Bedroom, And 3Pc Bathroom, Ideal For Extended Family Or Potential Income Opportunities. Major Mechanical Upgrades Include New Carrier Infinity Smart Furnace And Air Conditioning System, Top-Of-Line Aprilaire Dehumidifier, Custom Smart Chi Garage Doors With Smart Openers, Upgraded 6" X 6" Fence Posts, Freshly Painted Front Porch With Tempered Glass(October 2023), Newly Installed Backyard Railings And Stairs (September 2025), And A Newly Resealed Asphalt Driveway (June 2026), Making This Exceptional Home Truly Move-In Ready. Top Ranking Castlemore Public School & Pierre Elliott Trudeau High School.

Key facts

Property type
Detached, 2-Storey
MLS®
N13547094
Bedrooms
5 (4 + 1)
Bathrooms
4 (1 half)
Size
2000-2500
Lot
43.68 × 85.51 ft
Cross streets
Kennedy/Major Mackenzie
Parking
2 garage · 4 parking (built-in)
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$6,266 / 2026
Days on market
8
Listing brokerage
SUPERSTARS REALTY LTD.

Rooms

BedroomSecond3.36 × 3.05 m

hardwood floor · walk-in closet(s) · large window

BedroomBasement3.36 × 3.36 m

vinyl floor · window · separate room

Family RoomGround4.45 × 3.66 m

pot lights · hardwood floor · fireplace

RecreationBasement8.53 × 3.05 m

window · vinyl floor · open concept

Living RoomGround3.66 × 3.66 m

pot lights · hardwood floor · picture window

Bedroom 4Second3.95 × 2.75 m

hardwood floor · walk-in closet(s) · large window

Primary BedroomSecond5.19 × 3.66 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

Bedroom 2Second3.66 × 3.66 m

hardwood floor · b/i closet · picture window

Dining RoomGround3.36 × 3.36 m

pot lights · hardwood floor · large window

BreakfastGround2.69 × 2.69 m

tile floor · open concept · w/o to yard

KitchenBasement4.80 × 2.11 m

tile floor · open concept

KitchenGround3.05 × 2.76 m

stainless steel appl · quartz counter · backsplash

Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.46Mest. value

Listed at $1,688,000, this home is about 16% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.43M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.46M
  • Adjusts to $1.46M

That comparable adjusts to $1.46M; the $1.46M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Pierre Elliott Trudeau HS, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Major Mackenzie Dr East at Ridgecrest Rd is about a 1-minute walk away.

List price
$1.41MGreat deal$1.69MOverpriced

Total price vs nearby homes. Fair value about $1.46M, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.64Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

224 Hollingham Road$1.50M48 Elmrill Road$1.46M58 Alexis Road$1.94M19 Barker Court$2.00M54 Meyer Circle$1.29M

The 5 closest of 6 active listings nearby.

See all comparable homes
1.69MThis home1.50M1.46M1.94M2.00M1.29MThis home vs active comparables
Live market pulseActive comparables in Berczy · median list $1.46M
$750this home / sqft
9active listings nearby
8days on market

This home lists 8% above the area average of $693/sqft.

4 days longer than the Markham average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Berczy, Markham, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

44/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: Major Mackenzie Dr East at Ridgecrest Rd, about 62 m away

20+ transit stops1 grocery20+ dining20+ parks3 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Devil's Elbow
$2.09M
Raymerville
$1.37M
Unionville
$2.16M
Greensborough
$1.44M
Victoria Manor-Jennings Gate
$2.17M

Typical asking price of active listings of the same type, per area (outliers removed). Markham.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Pierre Elliott Trudeau HS
94%
Pierre Elliott Trudeau HSPublic · Secondary · 9-12 · 1.3 km awayAmong the top in the GTA · 94% meet the provincial standard
Castlemore PSEQAO results not published

Affordability & Mortgage

Affordability
$7,693/mo
$312KIncome needed
5.4×Price ÷ income
$1,775Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $7,693Property tax $522Total carry $8,215

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,206per month

Mortgage amount $1,350,400 · 4.14% over 25 years

$337,600Down payment (20.0%)
$1,350,400Loan before insurance
$0CMHC premium
$7,728Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,206
Property tax
$522
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,728

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$30,235
Estimated closing costs
$30,235

Plus your down payment of $337,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,753/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$811,471Total interest paid
$2,161,871Total of all payments
Principal $1,350,400 Interest $811,471
YearPrincipalInterestBalance
1$31,635$54,840$1,318,765
2$32,958$53,516$1,285,806
3$34,337$52,138$1,251,469
4$35,773$50,701$1,215,696
5$37,270$49,205$1,178,426
6$38,829$47,646$1,139,598
7$40,453$46,022$1,099,145
8$42,145$44,330$1,057,000
9$43,908$42,567$1,013,092
10$45,744$40,731$967,348
11$47,658$38,817$919,690
12$49,651$36,824$870,039
13$51,728$34,747$818,311
14$53,892$32,583$764,420
15$56,146$30,329$708,274
16$58,494$27,980$649,779
17$60,941$25,534$588,838
18$63,490$22,985$525,348
19$66,146$20,329$459,202
20$68,913$17,562$390,289
21$71,795$14,680$318,494
22$74,798$11,677$243,696
23$77,927$8,548$165,769
24$81,187$5,288$84,582
25$84,582$1,892$0

At the end of your 5-year term

Total paid over the term
$432,374
Principal paid down
$171,974
Interest paid
$260,400
Balance remaining
$1,178,426

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $6,266− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,190

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUPERSTARS REALTY LTD.. MLS®/PropTx.

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