34 Loweswater Avenue, Markham, ON

Unionville, Markham · MLS® N13563836

$1,599,999
For Sale
Listed 3 days ago
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7Bedrooms
7Bathrooms
2Garage · 6 parking
2500-3000Sq Ft

About this home

Located on a quiet street in a top Unionville neighborhood, this beautiful home features over $300,000 on high-end renovations and premium upgrades including a new roof, fence, and premium appliances (all 2025), AC (2023), high-efficiency furnace (2020) and custom triple-pane, energy-saving aluminum-clad wood windows (2020). Bright above-grade living space with fully updated drywall, rewired electrical, new plumbing, tankless water heater, upgraded attic insulation, and upgraded 220V (can install EV charging). Spacious kitchen with exceptional large counter space, breakfast area and dining space with skylights. 4 spacious bedrooms, with 3 featuring their own ensuite bathrooms, Large primary suite with a sitting area and walk-in closet. A main-floor laundry room provides direct access to the garage. Finished basement features a private separate entrance, a second kitchen, a spacious living area, three bedrooms with ensuite bathrooms and separate laundry from the main floor. This location is within walking distance to top-rated schools - Unionville High School, Coledale Public School, St. Augustine, and St. Justin Martyr, and sits just minutes away from historic Main Street, Angus Glen Community Centre, golf courses, shopping, and major highways. *Seller does not warrant retrofit status of basement.

Key facts

Property type
Detached, 2-Storey
MLS®
N13563836
Bedrooms
7 (4 + 3)
Bathrooms
7 (1 half)
Size
2500-3000
Lot
49.87 × 114.83 ft
Cross streets
Warden/16th Avenue
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Finished, Separate Entrance, Walk-Up
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,165 / 2025
Days on market
3
Listing brokerage
SUPERSTARS REALTY LTD.

Rooms

Bedroom 2
Primary BedroomSecond7.30 × 4.90 m

double doors · walk-in closet(s) · 5 pc ensuite

Dining Room
Primary Bedroom
Dining RoomMain9.20 × 7.40 m

open concept · skylight

KitchenMain5.54 × 3.48 m
Family RoomMain5.40 × 3.48 m

open concept · hardwood floor

Bedroom 4
Bedroom 2Second3.90 × 3.34 m

hardwood floor · closet

Bedroom 3Second3.30 × 2.94 m

hardwood floor · closet

Living Room5.00 × 3.46 m
Family Room5.40 × 3.48 m
Kitchen
Bedroom 4Second3.90 × 3.37 m

hardwood floor · closet

Bedroom 3
Living RoomMain5.00 × 3.46 m

sunken room · hardwood floor

Moe’s TakeTeam Asgarian · Broker
Below the wider set
$2.14Mest. value

Listed at $1,599,999, this home is tracking about 25% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 19 similar homes nearby, adjusted for size, beds, and baths.Median of 19 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.84M, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.69M
  • Bedrooms +$30K
  • Bathrooms +$45K
  • Adjusts to $1.76M

That comparable adjusts to $1.76M; the $2.14M estimate above is the median of all 19 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Unionville HS, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Hollingham Rd / Loweswater Av is about a 3-minute walk away.

List price
$1.60MGreat deal$2.84MOverpriced

Total price vs nearby homes. Fair value about $2.14M, median of 19 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Primary suite: a key comfort and resale feature.
  • Income potential
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Unionville · asking prices
$2.16Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

8 Brooklyn Crescent$1.90M84 Longwater Chase$2.10M41 Ambleside Crescent$2.48M

The 3 closest active listings nearby.

See all comparable homes
1.60MThis home1.90M2.10M2.48MThis home vs active comparables
Live market pulseActive comparables in Unionville · median list $2.58M
$582this home / sqft
19active listings nearby
3days on market

This home lists 27% below the area average of $800/sqft.

1 days faster than the Markham average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Unionville, Markham, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

55/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Hollingham Rd / Loweswater Av, about 206 m away

20+ transit stops1 grocery20+ dining18 parks4 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Buttonville
$1.69M
Devil's Elbow
$2.09M
Victoria Manor-Jennings Gate
$2.17M
Berczy
$1.43M
Thornlea
$1.94M

Typical asking price of active listings of the same type, per area (outliers removed). Markham.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Coledale PS
78%
Coledale PSPublic · Elementary · JK-8 · 0.1 km awayAbove the GTA average · 78% meet the provincial standard

Affordability & Mortgage

Affordability
$7,292/mo
$303KIncome needed
5.3×Price ÷ income
$1,683Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $7,292Property tax $680Total carry $7,973

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,831per month

Mortgage amount $1,279,999 · 4.14% over 25 years

$320,000Down payment (20.0%)
$1,279,999Loan before insurance
$0CMHC premium
$7,511Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,831
Property tax
$680
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,511

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,475
Estimated closing costs
$28,475

Plus your down payment of $320,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,296/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$769,166Total interest paid
$2,049,165Total of all payments
Principal $1,279,999 Interest $769,166
YearPrincipalInterestBalance
1$29,986$51,981$1,250,013
2$31,240$50,726$1,218,773
3$32,547$49,420$1,186,226
4$33,908$48,058$1,152,318
5$35,327$46,640$1,116,991
6$36,804$45,162$1,080,187
7$38,344$43,623$1,041,843
8$39,948$42,019$1,001,895
9$41,619$40,348$960,277
10$43,359$38,607$916,917
11$45,173$36,793$871,744
12$47,063$34,904$824,681
13$49,031$32,935$775,650
14$51,082$30,884$724,568
15$53,219$28,748$671,349
16$55,445$26,522$615,904
17$57,764$24,203$558,140
18$60,180$21,786$497,960
19$62,697$19,269$435,262
20$65,320$16,647$369,942
21$68,052$13,914$301,890
22$70,899$11,068$230,991
23$73,864$8,102$157,127
24$76,954$5,013$80,173
25$80,173$1,794$0

At the end of your 5-year term

Total paid over the term
$409,833
Principal paid down
$163,008
Interest paid
$246,825
Balance remaining
$1,116,991

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.9%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $8,165− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $46,505

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUPERSTARS REALTY LTD.. MLS®/PropTx.

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