146 Riding Mountain Drive, Richmond Hill, ON
Jefferson, Richmond Hill · MLS® N13574212
About this home
Welcome to a rare offering in the prestigious Jefferson Forest community of Richmond Hill, where luxury, privacy, and natural beauty come together in perfect harmony. Nestled on an exclusive cul-de-sac in the highly sought-after Jefferson / Yonge & Jefferson enclave, this stunning south-facing, sun-filled residence is one of only a select few homes backing onto a breathtaking ravine, offering uninterrupted views of lush greenery and serene forest landscapes. This beautifully maintained 4-bedroom, 4-bathroom home exudes elegance and thoughtful design throughout. From the moment you step inside, you're welcomed by 9-foot smooth ceilings, rich hardwood flooring, and an abundance of natural light enhanced by pot lights and refined finishes. The main level showcases a sophisticated combined living and dining space, perfect for hosting and entertaining, while the spacious family room anchored by a warm, inviting fireplace creates the perfect setting for everyday living and memorable gatherings. At the heart of the home lies a chef-inspired kitchen, featuring: Miele 6 range gas stovetop, Miele Combination Microwave & Oven, Miele Warmer, Miele Oven, Miele Steam Oven and Miele Wine Fridge. Also, a massive centre island ideal for entertaining, Sleek quartz countertops, Premium finishes and a bar sink, A bright breakfast area overlooking the backyard and ravine. Upstairs, the primary suite offers a true retreat, complete with a private sitting area, dressing space, and tranquil views of the forest. The spa like ensuite includes a frameless glass shower and elegant modern touches. Additional highlights include: Upgraded designer chandeliers. A stylish modern powder room. An untouched basement, ready for your custom vision, Impeccable pride of ownership inside and out. This is more than just a home, it's a lifestyle defined by luxury, nature, and exclusivity in one of Richmond Hill's most prestigious communities. It won't last long...
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13574212
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000
- Lot
- 41.99 × 109 ft
- Cross streets
- Yonge/Jefferson Forest
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private
- Basement
- Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $8,262 / 2025
- Days on market
- 1
- Listing brokerage
- RE/MAX REAL ESTATE CENTRE INC.
Rooms
hardwood floor · pot lights · combined w/den
hardwood floor · pot lights · w/o to yard
walk-in closet(s) · balcony · hardwood floor
hardwood floor · pot lights · combined w/living
b/i oven · b/i oven · b/i appliances
semi ensuite · hardwood floor
ceramic floor · pot lights
walk-in closet(s) · coffered ceiling(s) · hardwood floor
fireplace · combined w/br · large window
semi ensuite · hardwood floor · picture window
Listed at $1,798,000, this home is about 17% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($654/sqft) is in line with the area, so you are paying for extra space rather than a premium.
Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.82M, a bit higher.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.54M
- Bathrooms +$15K
- Adjusts to $1.55M
That comparable adjusts to $1.55M; the $1.54M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On schools, this address is zoned for Richmond Hill HS, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Jefferson Forest Dr / Shadow Falls is about a 2-minute walk away.
Total price vs nearby homes. Fair value about $1.54M, median of 9 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Worth verifying
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 6% above the area average of $619/sqft.
4 days faster than the Richmond Hill average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Jefferson, Richmond Hill, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Jefferson Forest Dr / Shadow Falls, about 125 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,438,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,676
- Property tax
- $689
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,364
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $32,435
- Estimated closing costs
- $32,435
Plus your down payment of $359,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $460,550
- Principal paid down
- $183,181
- Interest paid
- $277,370
- Balance remaining
- $1,255,219
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.