147 Lake Drive, Georgina, ON

Historic Lakeshore Communities, Georgina · MLS® N13617916

$1,649,900
For Sale
Listed 54 days agoNo offer date stated
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4Bedrooms
3Bathrooms
2Garage · 8 parking
2000-2500Sq ft

About this home

In short

  • This Brand New Lakeside Home is Move in Ready.
  • Situated on a 1/2 Acre lot in a community of fine Lakefront residences this gorgeous 2500SQ' Bungaloft design backs onto a 40 Acre countryside setting bringing nature...
  • Built by the highly rated builder, A & T Homes the layout features 2 main level bedrooms including a spectacular Primary Suite, a spacious Den for those looking to...
  • In addition the Oak staircase to the second floor loft features 2 additional bedrooms.
  • There are 3 full baths and a Walk-in from the extra-large 750SQ' Double car garage to the conveniently located main level laundry.

This Brand New Lakeside Home is Move in Ready! Situated on a 1/2 Acre lot in a community of fine Lakefront residences this gorgeous 2500SQ' Bungaloft design backs onto a 40 Acre countryside setting bringing nature to your doorstep. Built by the highly rated builder, A & T Homes the layout features 2 main level bedrooms including a spectacular Primary Suite, a spacious Den for those looking to work from home, and a sun drenched Great Room Design with kitchen island , smooth 9' ceilings and hardwood floors throughout. In addition the Oak staircase to the second floor loft features 2 additional bedrooms. There are 3 full baths and a Walk-in from the extra-large 750SQ' Double car garage to the conveniently located main level laundry. The walkup basement features a separate entry ideal for in-law access, 9' ceilings and a large open space making way for plenty of options for your future finishes. 6 brand new stainless Steel Appliances: Fridge, stove, built in dishwasher, microwave, washer and dryer & Tankless Hot water heater. **Bonus** Buyer to receive a $1200 credit towards Foyer and Dining Room Light Fixtures. All this by an Excellent experienced builder with a reputation for fine quality homes. Seller would consider finishing the basement.

Key facts

Property type
Detached, Bungaloft
MLS®
N13617916
Bedrooms
4
Bathrooms
3
Size
2000-2500 sq ft
Lot
85.7 × 253.6 ft
Cross streets
Lake Dr E. Of Woodbine Ave.
Parking
2 garage · 8 parking (attached)
Driveway
Private Double
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$2,490 / 2026
Days on market
54
Listing brokerage
RE/MAX HALLMARK YORK GROUP REALTY LTD.

Rooms

LaundryMain3.25 × 2.46 m

ceramic floor · w/o to garage · laundry sink

Bedroom 4Second3.61 × 3.40 m

hardwood floor · double closet

DenMain4.04 × 3.25 m

hardwood floor · double closet · overlooks frontyard

Bedroom 2Main3.40 × 3.40 m

hardwood floor · double closet · overlooks frontyard

Dining RoomMain5.49 × 3.05 m

hardwood floor · open concept · w/o to yard

Great RoomMain6.76 × 4.11 m

hardwood floor · open concept

Bedroom 3Second3.76 × 3.61 m

hardwood floor · double closet

Primary BedroomMain6.00 × 4.47 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

KitchenMain5.49 × 3.05 m

hardwood floor · centre island · overlooks living

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.59Mlikely sale price

Listed at $1,649,900. Going by how homes in Historic Lakeshore Communities and the wider GTA have actually closed against their asking prices (about 97%, 18 local closings in 90 days), the likely sale price is near $1.59M, if it sells. A realistic range is $1.49M to $1.80M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The listing describes a new or newly built home, and the public record (tax bill, size) can still describe what stood on the lot before.

List price
$1.49MBelow recent closings$1.80MAbove recent closings

Total price vs nearby homes. Likely closing about $1.59M, from 18 recent closings in this pocket.

The market behind the math:

18sold nearby · 90 days
$873Kmedian sold price
94%of asking, on average
+4%prices vs a year ago
~35 dayshomes like this take to sell
54days on market so far
$3,745/moest. rent · 8 leases
2.7%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 7.7 months of inventory: 46 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $733/sqft against an area asking average of $645/sqft.

  • Ravine / green setting. This home is described as backing onto a ravine or green setting. A premium that comparable-sales math under-prices, so read the estimate as a floor.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 18 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $910K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Sutton District HS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Historic Lakeshore Communities, so I widened the search to the surrounding area.

Based on 18 comparable homes that sold in Historic Lakeshore Communities over the past two years, from 134 closings there.

What sellers nearby are askingCurrently listed nearby in Historic Lakeshore Communities · asking prices
$1.54Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.28M, which is where my estimate comes from.

Per square foot, these ask about $748/sqft; this home lists at $733/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.65MThis home1.69M1.55M1.19M1.60M1.70MThis home vs active comparables

Neighbourhood & location

Historic Lakeshore Communities, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$995K
Sutton & Jackson's Point
$776K
Keswick South
$827K
Virginia
$609K
Baldwin
$1.05M

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Deer Park PS
35%
Deer Park PSPublic · Elementary · JK-8 · 4.2 km awayBelow the GTA average · 35% meet the provincial standard

Affordability & Mortgage

Affordability
$7,520/mo
$294KIncome needed
5.6×Price ÷ income
$1,735Weekly cost
$29,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

97%mortgage
Mortgage $7,520Property tax $207Total carry $7,727

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,225per month

Mortgage amount $1,319,920 · 4.39% over 25 years

$329,980Down payment (20.0%)
$1,319,920Loan before insurance
$0CMHC premium
$7,432Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,225
Property tax
$208
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,432

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$29,473
Estimated closing costs
$29,473

Plus your down payment of $329,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$8,753/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$847,551Total interest paid
$2,167,471Total of all payments
Principal $1,319,920 Interest $847,551
YearPrincipalInterestBalance
1$29,868$56,831$1,290,052
2$31,194$55,505$1,258,858
3$32,578$54,121$1,226,280
4$34,024$52,675$1,192,256
5$35,534$51,165$1,156,722
6$37,111$49,588$1,119,610
7$38,758$47,941$1,080,852
8$40,478$46,220$1,040,374
9$42,275$44,424$998,099
10$44,151$42,548$953,948
11$46,111$40,588$907,837
12$48,157$38,542$859,680
13$50,294$36,404$809,385
14$52,527$34,172$756,859
15$54,858$31,841$702,001
16$57,293$29,406$644,708
17$59,835$26,864$584,873
18$62,491$24,208$522,382
19$65,264$21,434$457,118
20$68,161$18,538$388,957
21$71,186$15,513$317,771
22$74,345$12,353$243,426
23$77,645$9,054$165,781
24$81,091$5,608$84,690
25$84,690$2,009$0

At the end of your 5-year term

Total paid over the term
$433,494
Principal paid down
$163,198
Interest paid
$270,296
Balance remaining
$1,156,722

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 8 whole-home leases in Historic Lakeshore Communities$3,745/mo
$44,940Gross annual rent
2.2%Cap rate after taxes and upkeep
$3,377 to $4,371Typical rent range
~26 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 8 whole-home leases in Historic Lakeshore Communities signed at a median of $3,479 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,745. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.7%
Gross yield
− Property tax $2,490− Insurance $1,400− Vacancy & upkeep $4,943Net operating income $36,107

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK YORK GROUP REALTY LTD.. MLS®/PropTx.

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