406-149 Church Street, King, ON
Schomberg, King · MLS® N13724492
About this home
Welcome to this charming 1-bedroom, 1-bathroom apartment nestled in a quiet, well-maintained building in Schomberg. Located in an established retirement-oriented community, this bright and comfortable unit offers a practical layout with generous living space, perfect for those seeking a peaceful lifestyle. With the convenience of nearby shops, cafés, parks, and everyday amenities just minutes away. Enjoy the charm of small-town living while remaining within easy driving distance to the city. Very close to highway to get anywhere. An excellent opportunity for retirees, singles, or professionals looking for affordable living in one of King Township's most desirable communities.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- N13724492
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 600-699
- Cross streets
- Lloyd Town Aurora & Hwy 27
- Parking
- 1 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster)
- Maintenance
- $562/mo
- Exposure
- South East
- Property tax
- $2,228 / 2025
- Days on market
- 3
- Listing brokerage
- ACCSELL REALTY INC.
Rooms
Listed at $455,000, and my independent estimate is about 16% below comparable homes, worth a close look.
Total price vs nearby homes. Fair value about $540K, median of 10 comparables.
The market behind the math:
Price per square foot: this home lists at $701/sqft against an area asking average of $530/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
I take the 10 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single listing.
It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call.
Read this with carewhy it’s an estimate, not an appraisal
Below comparable homes on total price, yet the price per square foot ($701/sqft) is above the area, which usually points to a smaller or more efficient layout.
There were not many closely comparable homes right in Schomberg, so I widened the search to the surrounding area.
Based on 10 comparable homes nearby.
Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.
Per square foot, these ask about $554/sqft; this home lists at $701/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 7 active listings nearby.
See all comparable homesNeighbourhood & location
Schomberg, King, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). King.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 1, 2026); conventional rates run a little higher.
Mortgage amount $364,000 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,962
- Property tax
- $186
- Condo / maintenance fees
- $562
- Heating
- $0
- Estimated monthly cost
- $2,710
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $5,575
- Estimated closing costs
- $5,575
Plus your down payment of $91,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $117,742
- Principal paid down
- $45,812
- Interest paid
- $71,930
- Balance remaining
- $318,188
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ACCSELL REALTY INC.. MLS®/PropTx.