794 Rockaway Road, Georgina, ON

Historic Lakeshore Communities, Georgina · MLS® N13759426

$879,000
For Sale
Listed 12 days agoNo offer date stated
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3+3Bedrooms
4Bathrooms
2Garage · 6 parking
1100-1500Sq ft

About this home

In short

  • Welcome to Willow Beach Living with Built-In Income Potential Aprox. $5,000/month.
  • Rarely offered and only 6 years new, this exceptional legal duplex-style bungalow presents a unique opportunity to own a modern 2-in-1 home in one of Georgina's most...
  • The bright upper level showcases soaring 9-ft ceilings, an open-concept layout, designer kitchen with quartz countertops, oversized island, stylish cabinetry...
  • The legal lower-level apartment is equally impressive, featuring rare 9-ft ceilings, large above-grade windows, abundant natural light, and a true walkout design that...
  • Offering 3 additional bedrooms, 2 bathrooms, a spacious open-concept living area, modern kitchen, and its own private outdoor space, it provides exceptional comfort...

Welcome to Willow Beach Living with Built-In Income Potential Aprox. $5,000/month! Rarely offered and only 6 years new, this exceptional legal duplex-style bungalow presents a unique opportunity to own a modern 2-in-1 home in one of Georgina's most desirable lakeside communities. Whether you're an investor, multi-generational family, or looking to offset your mortgage through house-hacking, this property delivers outstanding flexibility and value. Thoughtfully designed with separate entrances, individual utilities, climate control systems, in-suite laundries, private outdoor spaces, dedicated parking, and separate garage access, each residence offers true independence and privacy. The bright upper level showcases soaring 9-ft ceilings, an open-concept layout, designer kitchen with quartz countertops, oversized island, stylish cabinetry, spacious principal rooms, 3 bedrooms, and 2 full bathrooms including a private primary retreat with walk-in closet, ensuite bath, and walkout to the deck overlooking the expansive backyard. The legal lower-level apartment is equally impressive, featuring rare 9-ft ceilings, large above-grade windows, abundant natural light, and a true walkout design that feels more like a main floor than a basement. Offering 3 additional bedrooms, 2 bathrooms, a spacious open-concept living area, modern kitchen, and its own private outdoor space, it provides exceptional comfort for extended family or tenants alike. Situated on a premium street just moments from beautiful Willow Beach, this property includes deeded access to a private beach and is surrounded by parks, trails, marinas, golf courses, schools, shopping, arenas, transit, and quick access to Hwy 404. Enjoy the best of lakeside living with strong income potential of approximately $5,000 per month and the added benefit of easier mortgage qualification through a legal secondary suite. Every detail has been considered. Just move in and enjoy.

Key facts

Property type
Detached, Bungalow-Raised
MLS®
N13759426
Bedrooms
3+3 (6 total)
Bathrooms
4
Size
1100-1500 sq ft
Lot
50 × 150 ft
Cross streets
Kennedy Rd / Metro Rd N
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Finished with Walk-Out, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Other, Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,299 / 2025
Days on market
12
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Bedroom 2Main3.05 × 2.74 m

laminate · 3 pc bath · closet

Primary BedroomBasement3.74 × 3.66 m

laminate · 4 pc bath · walk-in closet(s)

Primary BedroomMain3.84 × 3.70 m

laminate · 4 pc ensuite · walk-in closet(s)

KitchenBasement4.20 × 4.10 m

laminate · open concept · combined w/family

Bedroom 3Main3.03 × 2.74 m

laminate · closet

Dining RoomMain3.66 × 3.58 m

laminate · open concept · combined w/family

Living RoomMain3.66 × 3.58 m

laminate · open concept · walk-out

Family RoomBasement3.66 × 3.37 m

laminate · open concept · walk-out

KitchenMain4.57 × 3.77 m

laminate · open concept · breakfast bar

Bedroom 2Basement3.05 × 2.65 m

laminate · 3 pc bath · closet

Bedroom 3Basement2.98 × 2.65 m

laminate · closet

Our TakeTeam Asgarian · Broker
A small discount is typical
$849Klikely sale price

Listed at $879,000. Going by how homes in Historic Lakeshore Communities and the wider GTA have actually closed against their asking prices (about 97%, 18 local closings in 90 days), the likely sale price is near $849K, if it sells. A realistic range is $796K to $957K.

Independent value check: $913K. Without looking at the asking price, our model values the home itself about 4% above the ask (homes like it typically land between $855K and $957K).

Why $913K. The typical detached home sold in Historic Lakeshore Communities over the past year went for about $780K (60 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $6,299 a year; the typical home sold here pays about $4,800.
  • ▲ Raises it3+3 bedrooms and 4 baths, against 3+1 and 2 typically.
List price
$796KBelow recent closings$957KAbove recent closings

Total price vs nearby homes. Likely closing about $849K, from 18 recent closings in this pocket.

The market behind the math:

18sold nearby · 90 days
$873Kmedian sold price
94%of asking, on average
+4%prices vs a year ago
~35 dayshomes like this take to sell
12days on market so far
$3,383/moest. rent · 5 leases
4.6%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.5 months of inventory: 21 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $676/sqft against an area asking average of $725/sqft.

  • Walk-out basement apartment features. A finished 3 bed walk-out basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. In Historic Lakeshore Communities basements rarely rent out (5 of 55 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Georgina.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 18 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $866K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Sutton District HS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Historic Lakeshore Communities, so I widened the search to the surrounding area.

Based on 18 comparable homes that sold in Historic Lakeshore Communities over the past two years, from 134 closings there.

What sellers nearby are askingCurrently listed nearby in Historic Lakeshore Communities · asking prices
$1.01Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $913K, which is where my estimate comes from.

Per square foot, these ask about $736/sqft; this home lists at $676/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
879kThis home990k1.14M999k839k1.10MThis home vs active comparables

Neighbourhood & location

Historic Lakeshore Communities, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Sutton & Jackson's Point
$776K
Keswick North
$995K
Virginia
$609K
Keswick South
$827K
Baldwin
$1.05M

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Deer Park PS
35%
Deer Park PSPublic · Elementary · JK-8 · 5.8 km awayBelow the GTA average · 35% meet the provincial standard
St. BernadetteEQAO results not published

Affordability & Mortgage

Affordability
$4,006/mo
$174KIncome needed
5.1×Price ÷ income
$925Weekly cost
$14,055Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $4,006Property tax $525Total carry $4,531

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,849per month

Mortgage amount $703,200 · 4.39% over 25 years

$175,800Down payment (20.0%)
$703,200Loan before insurance
$0CMHC premium
$4,374Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,849
Property tax
$525
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,374

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,055
Estimated closing costs
$14,055

Plus your down payment of $175,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$4,663/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$451,541Total interest paid
$1,154,741Total of all payments
Principal $703,200 Interest $451,541
YearPrincipalInterestBalance
1$15,913$30,277$687,287
2$16,619$29,571$670,669
3$17,356$28,833$653,312
4$18,127$28,063$635,186
5$18,931$27,258$616,255
6$19,771$26,418$596,483
7$20,649$25,541$575,834
8$21,565$24,624$554,269
9$22,522$23,667$531,747
10$23,522$22,668$508,225
11$24,566$21,624$483,659
12$25,656$20,533$458,003
13$26,795$19,395$431,208
14$27,984$18,206$403,224
15$29,226$16,964$373,998
16$30,523$15,666$343,475
17$31,878$14,312$311,597
18$33,293$12,897$278,304
19$34,770$11,419$243,534
20$36,313$9,876$207,221
21$37,925$8,265$169,296
22$39,608$6,581$129,687
23$41,366$4,824$88,321
24$43,202$2,988$45,119
25$45,119$1,070$0

At the end of your 5-year term

Total paid over the term
$230,948
Principal paid down
$86,945
Interest paid
$144,003
Balance remaining
$616,255

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Historic Lakeshore Communities$3,383/mo
$40,596Gross annual rent
3.2%Cap rate after taxes and upkeep
$2,710 to $3,789Typical rent range
~26 daysTo find a tenant, on average

About the suite: in Historic Lakeshore Communities basements rarely rent out (5 of 55 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Historic Lakeshore Communities signed at a median of $3,479 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,383. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.6%
Gross yield
− Property tax $6,299− Insurance $1,400− Vacancy & upkeep $4,466Net operating income $28,431

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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