14 Dunsmore Crescent, Richmond Hill, ON
Crosby, Richmond Hill · MLS® N13764412
About this home
In short
- JUST FULLY PAINTED & BEAUTIFULLY UPDATED.
- The Main Floor Features A Bright And Inviting Interior With Updated Flooring And Pot Lights, Creating A Warm And Functional Layout That Includes A Convenient 2-Piece...
- The Fully Finished Basement Stands Out With A Bedroom, Comfortable Sitting/Living Area, Separate Laundry Room, And A 3-Piece Bathroom-Perfect For Guests, Extended...
- Major Updates Include: BRAND NEW FURNACE & AIR CONDITIONING (2026), Newly Paved Driveway (2026), Windows (2014), Roof Shingles (2013).
- This Home Is Truly Move-In Ready And Situated Close To Top-Rated Schools, Major Highways, The GO Train, Mackenzie Richmond Hill Hospital, Hillcrest Mall, And Old Town...
JUST FULLY PAINTED & BEAUTIFULLY UPDATED! Welcome To This Charming Single-Detached Home In The Heart Of Richmond Hill, Offering A 3+1 Bedroom Layout, 4 Bathrooms, And A Fully Finished Basement. This Well-Maintained Property Presents An Exceptional Opportunity For Families, First-Time Buyers And Savvy Investors Alike.The Main Floor Features A Bright And Inviting Interior With Updated Flooring And Pot Lights, Creating A Warm And Functional Layout That Includes A Convenient 2-Piece Powder Room. The Second Floor Features 3 Bedrooms, A 4-piece Family Bathroom, And An Additional 2-Piece Bathroom, With Added Pot Lights In The Hallway For Maximum Brightness. The Fully Finished Basement Stands Out With A Bedroom, Comfortable Sitting/Living Area, Separate Laundry Room, And A 3-Piece Bathroom-Perfect For Guests, Extended Family, A Teenager's Retreat, Or A Home Office. Escape To Your Own Private, Beautifully Landscaped Backyard Retreat. This Low-Maintenance Outdoor Space Features A Perfect Mix Of Lush Grass, Clean Stone Pavers, And Aggregate Stone Paths. Complete With A Beautiful Wood Pergola And A Practical Storage Shed, It Provides A Serene Setting To Relax Or Host Small Gatherings. Major Updates Include: BRAND NEW FURNACE & AIR CONDITIONING (2026), Newly Paved Driveway (2026), Windows (2014), Roof Shingles (2013). Location Is Everything! This Home Is Truly Move-In Ready And Situated Close To Top-Rated Schools, Major Highways, The GO Train, Mackenzie Richmond Hill Hospital, Hillcrest Mall, And Old Town Richmond Hill.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13764412
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 4 (2 half)
- Size
- 1100-1500 sq ft
- Lot
- 29.53 × 111.15 ft
- Cross streets
- Pugsley & Major Mackenzie
- Parking
- 1 garage · 3 parking (attached)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,986 / 2026
- Days on market
- 10
- Listing brokerage
- HOMELIFE/BAYVIEW REALTY INC.
Rooms
3 pc bath · pot lights
laminate · pot lights
pot lights · combined w/dining
Laminate
pot lights · breakfast area · w/o to patio
Laminate
W/O To Patio
laminate · pot lights
Laminate
Listed at $899,000, which is about 10% below what comparable homes suggest.
The usual discount does not apply here. Homes listed this far under their comparable sales often close at or above the ask, so no closing range is shown.
Total price vs nearby homes. Fair value about $997K, learned from recent GTA sales.
The market behind the math:
About 1.2 months of inventory: 8 detached homes for sale in the area against 20 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $692/sqft against an area asking average of $703/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 36 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $904K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
Its public catchment (Alexander Mackenzie HS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Below comparable homes on total price, yet the price per square foot ($692/sqft) is in line with the area, which usually points to a smaller or more efficient layout.
Based on 36 comparable homes that sold in Crosby over the past two years, from 94 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $838/sqft; this home lists at $692/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Crosby, Richmond Hill, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $719,200 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,937
- Property tax
- $416
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,352
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,455
- Estimated closing costs
- $14,455
Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $236,203
- Principal paid down
- $88,924
- Interest paid
- $147,279
- Balance remaining
- $630,276
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 57 whole-home leases in Crosby signed at a median of $3,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,303. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/BAYVIEW REALTY INC.. MLS®/PropTx.