143 Cambridge Crescent, Richmond Hill, ON

South Richvale, Richmond Hill · MLS® N13774192

$1,999,000
For Sale
Listed 9 days agoNo offer date stated
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5Bedrooms
6Bathrooms
2Garage · 6 parking
3500-5000Sq ft

About this home

In short

  • Set on a premium 70-foot wide lot in the heart of South Richvale, this family home combines grand volume with exceptional everyday living.
  • The exterior welcomes you with mature landscaping and a private, fully fenced backyard sanctuary complete with an in-ground swimming pool and expansive patio space...
  • Spanning over 5,200 square feet of total living space, the interior is anchored by an elegant curved staircase and soaring ceilings.
  • This is a rare opportunity to acquire a massive footprint in one of York Region's most prestigious enclaves at a compelling sub-$2M price point.
  • Enjoy immediate possession with endless upside to personalize in an established, high-demand community close to premier amenities, golf, and transit.

Set on a premium 70-foot wide lot in the heart of South Richvale, this family home combines grand volume with exceptional everyday living. The exterior welcomes you with mature landscaping and a private, fully fenced backyard sanctuary complete with an in-ground swimming pool and expansive patio space built for quiet afternoons and summer entertaining. Spanning over 5,200 square feet of total living space, the interior is anchored by an elegant curved staircase and soaring ceilings. The main floor features an executive wood-panelled office, generous formal entertaining areas, and an open breakfast area with seamless walkout access to the yard. Upstairs, five well-proportioned bedrooms and multiple full bathrooms accommodate growing families with ease. This is a rare opportunity to acquire a massive footprint in one of York Region's most prestigious enclaves at a compelling sub-$2M price point. Enjoy immediate possession with endless upside to personalize in an established, high-demand community close to premier amenities, golf, and transit.

Key facts

Property type
Detached, 2-Storey
MLS®
N13774192
Bedrooms
5
Bathrooms
6 (1 half)
Size
3500-5000 sq ft
Lot
70 × 132 ft
Cross streets
Bathurst St/Hwy 7
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Unknown
Sewer
Sewer
Pool
Inground
Property tax
$11,333 / 2026
Days on market
9
Listing brokerage
PROPERTY.CA INC.
Our TakeTeam Asgarian · Broker
A discount is typical here
$1.88Mlikely closing

Listed at $1,999,000 with no offer date. Homes here have been closing close to ask, so my read is $1.88M, typically $1.85M to $1.93M. Comparable closings on their own put this home around $2.11M, which supports the ask, so this is a firm read.

List price
$1.85MBelow recent closings$2.00MAbove recent closings

Total price vs nearby homes. Likely closing about $1.88M, from 8 recent closings in this pocket.

The market behind the math:

8sold nearby · 90 days
$1.54Mmedian sold price
97%of asking, on average
−19%prices vs a year ago
~31 dayshomes like this take to sell
9days on market so far
$7,011/moest. rent · 15 leases
4.2%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 7.1 months of inventory: 19 detached homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $470/sqft against an area asking average of $785/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.17M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Charles Howitt PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 8 comparable homes that sold in South Richvale over the past two years, from 91 closings there.

Neighbourhood & location

South Richvale, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North Richvale
$1.24M
Langstaff
$2.14M
Harding
$2.23M
Mill Pond
$1.92M
Bayview Hill
$2.96M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Charles Howitt PS
74%
Charles Howitt PSPublic · Elementary · JK-8 · 1.1 km awayAround the GTA average · 74% meet the provincial standard
St. Theresa Of LisieuxEQAO results not published
Also nearby: 10 more schools within 2.5 km
Thornhill Woods Public School · Public elementary1.7 km · 81% at standard
Roselawn Public School · Public elementary1.7 km · 74% at standard
Bakersfield Public School · Public elementary2.0 km · 77% at standard
Red Maple Public School · Public elementary2.1 km · 69% at standard
Rosedale Heights Public School · Public elementary2.1 km · 72% at standard
St John Paul II Catholic Elementary School · Catholic elementary2.1 km · 82% at standard
Carrville Mills Public School · Public elementary2.2 km · 85% at standard
Westmount Collegiate Institute · Public secondary2.2 km · 81% at standard
Baythorn Public School · Public elementary2.2 km · 82% at standard
Stephen Lewis Secondary School · Public secondary2.3 km · 86% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$9,111/mo
$381KIncome needed
5.2×Price ÷ income
$2,102Weekly cost
$36,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $9,111Property tax $944Total carry $10,055

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,754per month

Mortgage amount $1,599,200 · 4.39% over 25 years

$399,800Down payment (20.0%)
$1,599,200Loan before insurance
$0CMHC premium
$9,698Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,754
Property tax
$944
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,698

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$36,455
Estimated closing costs
$36,455

Plus your down payment of $399,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$10,605/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,026,883Total interest paid
$2,626,083Total of all payments
Principal $1,599,200 Interest $1,026,883
YearPrincipalInterestBalance
1$36,188$68,855$1,563,012
2$37,794$67,249$1,525,218
3$39,471$65,572$1,485,747
4$41,223$63,820$1,444,523
5$43,053$61,991$1,401,471
6$44,964$60,080$1,356,507
7$46,959$58,084$1,309,548
8$49,043$56,000$1,260,505
9$51,220$53,823$1,209,285
10$53,493$51,550$1,155,792
11$55,867$49,176$1,099,925
12$58,347$46,697$1,041,578
13$60,936$44,107$980,642
14$63,641$41,403$917,001
15$66,465$38,578$850,536
16$69,415$35,628$781,121
17$72,496$32,548$708,626
18$75,713$29,330$632,912
19$79,074$25,970$553,839
20$82,583$22,460$471,256
21$86,248$18,795$385,008
22$90,076$14,967$294,932
23$94,074$10,970$200,858
24$98,249$6,794$102,609
25$102,609$2,434$0

At the end of your 5-year term

Total paid over the term
$525,217
Principal paid down
$197,729
Interest paid
$327,487
Balance remaining
$1,401,471

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 15 whole-home leases in South Richvale$7,011/mo
$84,132Gross annual rent
3.1%Cap rate after taxes and upkeep
$6,165 to $7,588Typical rent range
~25 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 15 whole-home leases in South Richvale signed at a median of $6,503 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,011. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.2%
Gross yield
− Property tax $11,333− Insurance $1,400− Vacancy & upkeep $9,255Net operating income $62,144

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PROPERTY.CA INC.. MLS®/PropTx.

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