PH207-18 Harding Boulevard, Richmond Hill, ON

Harding, Richmond Hill · MLS® N13775038

$599,000
For Sale
Listed 9 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Walk into this spectacular Penthouse located in the heart of Richmond Hill.
  • This open concept 2 bedroom, 2 full washroom Condo is adornedwith natural light.
  • The primary Bedroom features not only an ensuite washroom but also an X-large walk-in closet.
  • In addition, this unit comeswith 1 parking and 1 locker .
  • Close to hospital, shopping, 407, Go Train Station,restaurants and much much more.

Walk into this spectacular Penthouse located in the heart of Richmond Hill. This open concept 2 bedroom, 2 full washroom Condo is adornedwith natural light. The primary Bedroom features not only an ensuite washroom but also an X-large walk-in closet. In addition, this unit comeswith 1 parking and 1 locker . This property is steps away from Richmond Hill Library!. Close to hospital, shopping, 407, Go Train Station,restaurants and much much more. This building offers great amenities plus 24hrs security and concierge services. Priced to sell, this is theperfect opportunity to own a Penthouse in the much coveted Richmond Hill.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13775038
Bedrooms
2
Bathrooms
2
Size
800-899 sq ft
Cross streets
Yonge and Harding
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$672/mo
Exposure
South
Property tax
$3,088 / 2025
Days on market
9
Listing brokerage
RE/MAX REAL ESTATE CENTRE INC.

Rooms

KitchenMain2.86 × 2.44 m

granite counters · open concept

Bedroom3.35 × 2.74 m

Laminate

Primary BedroomMain4.29 × 3.68 m

laminate · walk-in closet(s) · ensuite bath

Dining RoomMain4.75 × 3.44 m

laminate · combined w/living

Living RoomMain4.75 × 3.44 m

laminate · combined w/dining · w/o to balcony

Our TakeTeam Asgarian · Broker
A discount is typical here
$570Klikely closing

Listed at $599,000 with no offer date. Homes here have been closing close to ask, so my read is $570K, typically $569K to $580K. Comparable closings on their own put this home around $572K, which supports the ask, so this is a firm read.

List price
$569KBelow recent closings$599KAbove recent closings

Total price vs nearby homes. Likely closing about $570K, from 7 recent closings in this pocket.

The market behind the math:

7sold nearby · 90 days
$522Kmedian sold price
95%of asking, on average
−10%prices vs a year ago
~20 dayshomes like this take to sell
9days on market so far
$2,807/moest. rent · 18 leases
5.6%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3 months of inventory: 7 condo apartment homes for sale in the area against 7 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $705/sqft against an area asking average of $614/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 7 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $568K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Alexander Mackenzie HS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 10 homes sold in this building over the past two years, from 79 closings in Harding.

Neighbourhood & location

Harding, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North Richvale
$683K
Observatory
$577K
Crosby
$444K
Langstaff
$523K
South Richvale
$562K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Walter Scott PS
55%
Walter Scott PSPublic · Elementary · JK-8 · 1.5 km awayBelow the GTA average · 55% meet the provincial standard
Our Lady Queen Of The WorldEQAO results not published
Also nearby: 11 more schools within 2.5 km
Ross Doan Public School · Public elementary1.1 km · 80% at standard
St Anne Catholic Elementary School · Catholic elementary1.5 km · 87% at standard
Sixteenth Avenue Public School · Public elementary1.6 km · 70% at standard
St Charles Garnier Catholic Elementary School · Catholic elementary1.8 km · 82% at standard
O M MacKillop Public School · Public elementary1.9 km · 60% at standard
Pleasantville Public School · Public elementary2.0 km · 80% at standard
Roselawn Public School · Public elementary2.0 km · 74% at standard
Bayview Secondary School · Public secondary2.1 km · 93% at standard
Crosby Heights Public School · Public elementary2.2 km · 57% at standard
St Mary Immaculate Catholic Elementary School · Catholic elementary2.2 km · 87% at standard
Bayview Hill Elementary School · Public elementary2.5 km · 88% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,730/mo
$128KIncome needed
4.7×Price ÷ income
$630Weekly cost
$8,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $2,730Property tax $257Condo fee $672Total carry $3,659

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,623per month

Mortgage amount $479,200 · 4.39% over 25 years

$119,800Down payment (20.0%)
$479,200Loan before insurance
$0CMHC premium
$3,552Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,623
Property tax
$257
Condo / maintenance fees
$672
Heating
$0
Estimated monthly cost
$3,552

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,455
Estimated closing costs
$8,455

Plus your down payment of $119,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$3,178/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$307,705Total interest paid
$786,905Total of all payments
Principal $479,200 Interest $307,705
YearPrincipalInterestBalance
1$10,844$20,633$468,356
2$11,325$20,151$457,031
3$11,828$19,649$445,204
4$12,353$19,124$432,851
5$12,901$18,575$419,950
6$13,473$18,003$406,477
7$14,071$17,405$392,406
8$14,696$16,780$377,710
9$15,348$16,128$362,362
10$16,029$15,447$346,333
11$16,741$14,736$329,592
12$17,484$13,993$312,109
13$18,260$13,217$293,849
14$19,070$12,406$274,779
15$19,916$11,560$254,863
16$20,800$10,676$234,063
17$21,723$9,753$212,340
18$22,687$8,789$189,652
19$23,694$7,782$165,958
20$24,746$6,730$141,212
21$25,844$5,632$115,368
22$26,991$4,485$88,376
23$28,189$3,287$60,187
24$29,440$2,036$30,747
25$30,747$729$0

At the end of your 5-year term

Total paid over the term
$157,381
Principal paid down
$59,250
Interest paid
$98,132
Balance remaining
$419,950

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 18 whole-home leases in Harding$2,807/mo
$33,684Gross annual rent
3.0%Cap rate after taxes and upkeep
$2,663 to $2,948Typical rent range
~15 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 18 whole-home leases in Harding signed at a median of $2,935 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,807. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.6%
Gross yield
− Property tax $3,088− Condo fees $8,065− Insurance $600− Vacancy & upkeep $3,705Net operating income $18,226

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.

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