90 Bedford Park Avenue, Richmond Hill, ON

Crosby, Richmond Hill · MLS® N13777280

$1,249,000
For Sale
Listed 8 days agoNo offer date stated
4Bedrooms
3Bathrooms
1Garage · 5 parking
2000-2500Sq ft

About this home

Top 5 Reasons You Will Love This Home: 1) Exceptional 150' deep lot backing directly onto a park, offering an abundance of outdoor space, added privacy and a beautiful natural backdrop right beyond the backyard 2) Immaculately maintained four bedroom detached home featuring classic all-brick construction, excellent pride of ownership, and tasteful updated finishes throughout 3) Bright and inviting sunroom complete with a skylight, creating a sun-filled bonus space perfect for relaxing, entertaining, working from home or enjoying the surrounding views 4) Warm and welcoming interior highlighted by three fireplaces, recessed lights, updated hardwood flooring, and a beautifully renovated kitchen featuring granite countertops 5) Versatile layout with three separate entrances, providing excellent flexibility for a growing family, home office or multi-generational living, complemented by renovated bathrooms and thoughtful updates throughout. 1,985 above grade sq.ft. plus a finished basement. *Please note some images have been virtually staged to show the potential of the home.

Key facts

Property type
Detached, 2-Storey
MLS®
N13777280
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
55 × 152 ft
Cross streets
Pugsley Ave/Bedford Park Ave
Parking
1 garage · 5 parking (attached)
Driveway
Private Double
Basement
Finished, Full, Separate Entrance
Heating
Water
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,766 / 2025
Days on market
8
Listing brokerage
FARIS TEAM REAL ESTATE BROKERAGE

Rooms

SunroomMain4.01 × 3.48 m

ceramic floor · fireplace · w/o to deck

Living RoomMain5.09 × 3.96 m

hardwood floor · crown moulding · large window

LaundryBasement5.19 × 3.03 m

window · pocket doors

Family RoomMain4.65 × 3.01 m

hardwood floor · fireplace · recessed lighting

RecreationBasement7.57 × 5.97 m

recessed lighting · window · fireplace

BedroomMain3.64 × 3.28 m
BedroomUpper3.79 × 3.64 m

vaulted ceiling(s) · closet · window

BedroomMain3.64 × 3.28 m
Dining RoomMain3.68 × 2.38 m

hardwood floor · crown moulding · recessed lighting

KitchenMain4.17 × 3.68 m

ceramic floor · ceramic backsplash · double sink

Primary BedroomUpper7.16 × 5.22 m

3 pc ensuite · vaulted ceiling(s) · large window

Our TakeTeam Asgarian · Broker
Likely to sell near ask
$1.24Mlikely closing

Listed at $1,249,000 with no offer date. Homes here have been closing close to ask, so my read is $1.24M, typically $1.17M to $1.27M. Comparable closings on their own put this home around $1.27M, which supports the ask, so this is a firm read.

List price
$1.17MBelow recent closings$1.27MAbove recent closings

Total price vs nearby homes. Likely closing about $1.24M, from 20 recent closings in this pocket.

The market behind the math:

20sold nearby · 90 days
$1.03Mmedian sold price
99%of asking, on average
−9%prices vs a year ago
~28 dayshomes like this take to sell
8days on market so far
$3,744/moest. rent · 12 leases
3.6%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.9 months of inventory: 6 detached homes for sale in the area against 20 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $555/sqft against an area asking average of $648/sqft. Size and $/sqft both feed the estimate above.

  • Park / green-space backing. The listing says this home backs onto or abuts a park or green space. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 20 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.08M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Alexander Mackenzie HS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 20 comparable homes that sold in Crosby over the past two years, from 94 closings there.

What sellers nearby are askingCurrently listed nearby in Crosby · asking prices
$1.21Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.27M, which is where my estimate comes from.

Per square foot, these ask about $649/sqft; this home lists at $555/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 6 active listings nearby.

See all comparable homes
1.25MThis home1.09M928k1.30M1000k1.75MThis home vs active comparables

Neighbourhood & location

Crosby, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Harding
$2.23M
Mill Pond
$1.92M
Devonsleigh
$1.47M
Westbrook
$1.57M
Rouge Woods
$1.62M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Crosby Heights PS
57%
Crosby Heights PSPublic · Elementary · JK-8 · 0.9 km awayBelow the GTA average · 57% meet the provincial standard
Our Lady Queen Of The WorldEQAO results not published
Also nearby: 12 more schools within 2.5 km
O M MacKillop Public School · Public elementary0.9 km · 60% at standard
Walter Scott Public School · Public elementary1.2 km · 55% at standard
St Mary Immaculate Catholic Elementary School · Catholic elementary1.3 km · 87% at standard
Beverley Acres Public School · Public elementary1.4 km · 92% at standard
Our Lady Queen of the World CA High School · Catholic secondary1.6 km · 86% at standard
Bayview Secondary School · Public secondary1.6 km · 93% at standard
St Joseph Catholic Elementary School · Catholic elementary1.8 km · 75% at standard
Richmond Rose Public School · Public elementary1.8 km · 82% at standard
Pleasantville Public School · Public elementary1.9 km · 80% at standard
Corpus Christi Catholic Elementary School · Catholic elementary2.0 km · 85% at standard
Silver Pines Public School · Public elementary2.0 km · 76% at standard
Michaelle Jean Public School · Public elementary2.2 km · 91% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,693/mo
$238KIncome needed
5.2×Price ÷ income
$1,314Weekly cost
$21,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,693Property tax $564Total carry $6,256

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,469per month

Mortgage amount $999,200 · 4.39% over 25 years

$249,800Down payment (20.0%)
$999,200Loan before insurance
$0CMHC premium
$6,033Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,469
Property tax
$564
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,033

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,455
Estimated closing costs
$21,455

Plus your down payment of $249,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$6,626/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$641,609Total interest paid
$1,640,809Total of all payments
Principal $999,200 Interest $641,609
YearPrincipalInterestBalance
1$22,611$43,022$976,589
2$23,614$42,018$952,975
3$24,662$40,970$928,313
4$25,757$39,876$902,556
5$26,900$38,732$875,656
6$28,094$37,539$847,563
7$29,341$36,292$818,222
8$30,643$34,990$787,579
9$32,003$33,630$755,576
10$33,423$32,209$722,153
11$34,906$30,726$687,247
12$36,456$29,177$650,791
13$38,074$27,559$612,717
14$39,763$25,869$572,954
15$41,528$24,104$531,426
16$43,371$22,261$488,054
17$45,296$20,336$442,758
18$47,307$18,326$395,452
19$49,406$16,226$346,045
20$51,599$14,034$294,447
21$53,889$11,743$240,558
22$56,281$9,352$184,277
23$58,778$6,854$125,499
24$61,387$4,245$64,112
25$64,112$1,521$0

At the end of your 5-year term

Total paid over the term
$328,162
Principal paid down
$123,544
Interest paid
$204,618
Balance remaining
$875,656

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 12 whole-home leases in Crosby$3,744/mo
$44,928Gross annual rent
2.5%Cap rate after taxes and upkeep
$3,556 to $4,042Typical rent range
~18 daysTo find a tenant, on average

The suite is real income here: basements rent in Crosby (78 of 294 recent detached leases were basement units, around $1,750 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,750 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 12 whole-home leases in Crosby signed at a median of $3,484 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,744. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.6%
Gross yield
− Property tax $6,766− Insurance $1,400− Vacancy & upkeep $4,942Net operating income $31,820

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FARIS TEAM REAL ESTATE BROKERAGE. MLS®/PropTx.

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