20 Uplands Avenue, Vaughan, ON

Uplands, Vaughan · MLS® N13777480

$4,880,000
For Sale
Listed 7 days agoNo offer date stated
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5+1Bedrooms
7Bathrooms
3Garage · 10 parking
3500-5000Sq ft

About this home

In short

  • Luxury Custom-Built Estate on Prestigious Uplands Ave.
  • This fully finished luxury home features soaring 11-foot ceilings, 7 washrooms, and a 3-car garage with an elevator that goes directly into the home.
  • Highlights include a large private movie theater, heated floors on the main and lower levels tile areas, heated washrooms, and a heated circular driveway.
  • Two generous balconies offer beautiful views, while the heated walk-out basement boasts an additional nanny suite bedroom, wet bar, steam shower, and sauna - ideal...
  • Its unique location on Uplands Ave puts you steps from Uplands Ski & Golf Course, with just minutes to North York, Richmond Hill, top schools, shopping, and major...

Luxury Custom-Built Estate on Prestigious Uplands Ave! Discover this breathtaking 5+1 bedroom brick & stone masterpiece at 20 Uplands Ave in prime Thornhill, Vaughan - situated on one of the area's most exclusive and sought-after streets.This fully finished luxury home features soaring 11-foot ceilings, 7 washrooms, and a 3-car garage with an elevator that goes directly into the home. Enjoy smart home technology throughout, including 1-touch smart lighting and automatic window covers. Highlights include a large private movie theater, heated floors on the main and lower levels tile areas, heated washrooms, and a heated circular driveway! Two generous balconies offer beautiful views, while the heated walk-out basement boasts an additional nanny suite bedroom, wet bar, steam shower, and sauna - ideal for relaxation and entertaining. Equipped with high-end finishes and a premium water filtration system, this turn-key estate is ready for you. Its unique location on Uplands Ave puts you steps from Uplands Ski & Golf Course, with just minutes to North York, Richmond Hill, top schools, shopping, and major highways. Don't miss this rare opportunity to own this exceptional custom-built luxury home in this sought-after enclave.

Key facts

Property type
Detached, 2-Storey
MLS®
N13777480
Bedrooms
5+1 (6 total)
Bathrooms
7 (1 half)
Size
3500-5000 sq ft
Lot
92.09 × 126.1 ft
Cross streets
Yonge St/ Uplands Ave
Parking
3 garage · 10 parking (built-in)
Driveway
Circular Drive
Basement
Finished with Walk-Out, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$21,702 / 2025
Days on market
7
Listing brokerage
CENTURY 21 MYPRO REALTY

Rooms

Bedroom 4Second4.27 × 3.66 m

3 pc ensuite · hardwood floor · walk-in closet(s)

RecreationBasement13.72 × 4.57 m

b/i bar · heated floor · pot lights

Bedroom 5Second3.66 × 3.66 m

3 pc ensuite · hardwood floor · walk-in closet(s)

Family RoomMain5.05 × 4.50 m

fireplace · hardwood floor · w/o to garden

Primary BedroomSecond6.40 × 4.88 m

5 pc ensuite · w/o to balcony · fireplace

Living RoomMain5.20 × 4.55 m

fireplace · hardwood floor · south view

Bedroom 2Second4.88 × 3.96 m

4 pc ensuite · hardwood floor · walk-in closet(s)

KitchenMain5.30 × 4.54 m

centre island · marble floor · quartz counter

Bedroom 3Second4.57 × 3.66 m

3 pc ensuite · hardwood floor · walk-in closet(s)

Dining RoomMain4.60 × 4.55 m

coffered ceiling(s) · hardwood floor · large window

LibraryMain3.10 × 2.74 m

panelled · hardwood floor · b/i shelves

BreakfastMain5.70 × 3.60 m

eat-in kitchen · marble floor · overlooks garden

Our TakeTeam Asgarian · Broker
Ask and recent sales differ
$4.01Mautomated estimate, from recent sales

Listed at $4,880,000. Recent sales of homes like it put this one around $4.01M, so the ask is about 22% above what similar homes have sold for.

If it sells at this ask, expect about $4.64M, typically $4.44M to $4.79M: that is where homes here have closed against their asks in the last 90 days (12 closings).

The ask and what recent sales support disagree. When they differ this much, the asking price has been the closer guide about 87% of the time. Recent GTA homes first listed this far above their automated estimate sold at about 95% of the original ask, in a median 36 days, 26% of them after a price reduction (750 sales).

One thing to square: the homes for sale nearby are asking more than this one. My estimate is built on recent closings, and around here sellers have been asking more than buyers end up paying. So this can be the least expensive home on the street and still be priced ahead of where sales actually land.

List price
$3.75MBelow recent closings$4.88MAbove recent closings

Total price vs nearby homes. Fair value about $4.01M, learned from recent GTA sales.

The market behind the math:

12sold nearby · 90 days
$1.64Mmedian sold price
95%of asking, on average
−13%prices vs a year ago
~29 dayshomes like this take to sell
7days on market so far
$6,445/moest. rent · 7 leases
1.6%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 4.3 months of inventory: 17 detached homes for sale in the area against 12 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,148/sqft against an area asking average of $814/sqft. Size and $/sqft both feed the estimate above.

  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. In Uplands basements rarely rent out (4 of 48 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Vaughan.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 17 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.14M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Walk-out basement: natural light and strong in-law or income potential. Income potential
  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Elevator: rare and valuable for accessibility and resale. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Baythorn PS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

There were not many closely comparable homes right in Uplands, so I widened the search to the surrounding area.

Based on 17 comparable homes that sold in Uplands over the past two years, from 70 closings there.

What sellers nearby are askingCurrently listed nearby in Uplands · asking prices
$5.51Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,103/sqft; this home lists at $1,148/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
4.88MThis home5.70M7.24M3.60MThis home vs active comparables

Neighbourhood & location

Uplands, Vaughan, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Crestwood-Springfarm-Yorkhill
$1.69M
Brownridge
$1.55M
Patterson
$1.69M
Maple
$1.36M
Rural Vaughan
$3.00M

Typical asking price of active listings of the same type, per area (outliers removed). Vaughan.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Baythorn PS
82%
Baythorn PSPublic · Elementary · JK-8 · 0.8 km awayAbove the GTA average · 82% meet the provincial standard
St. RobertEQAO results not published
Also nearby: 10 more schools within 2.5 km
Woodland Public School · Public elementary1.4 km · 96% at standard
Langstaff Secondary School · Public secondary1.5 km · 67% at standard
Stornoway Crescent Public School · Public elementary1.6 km
Rosedale Heights Public School · Public elementary1.8 km · 72% at standard
Charles Howitt Public School · Public elementary2.0 km · 74% at standard
Red Maple Public School · Public elementary2.0 km · 69% at standard
St John Paul II Catholic Elementary School · Catholic elementary2.1 km · 82% at standard
Westmount Collegiate Institute · Public secondary2.3 km · 81% at standard
Thornlea Secondary School · Public secondary2.3 km · 84% at standard
E J Sand Public School · Public elementary2.3 km · 73% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$22,241/mo
$906KIncome needed
5.4×Price ÷ income
$5,133Weekly cost
$108,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $22,241Property tax $1,809Total carry $24,050

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$21,369per month

Mortgage amount $3,904,000 · 4.39% over 25 years

$976,000Down payment (20.0%)
$3,904,000Loan before insurance
$0CMHC premium
$23,178Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$21,369
Property tax
$1,809
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$23,178

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$108,475
Estimated closing costs
$108,475

Plus your down payment of $976,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$25,890/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,506,847Total interest paid
$6,410,847Total of all payments
Principal $3,904,000 Interest $2,506,847
YearPrincipalInterestBalance
1$88,343$168,091$3,815,657
2$92,264$164,170$3,723,394
3$96,358$160,076$3,627,035
4$100,635$155,799$3,526,401
5$105,101$151,333$3,421,299
6$109,766$146,668$3,311,533
7$114,637$141,796$3,196,896
8$119,725$136,709$3,077,171
9$125,039$131,395$2,952,132
10$130,588$125,846$2,821,543
11$136,384$120,050$2,685,159
12$142,437$113,997$2,542,722
13$148,759$107,675$2,393,964
14$155,361$101,073$2,238,603
15$162,256$94,178$2,076,347
16$169,457$86,977$1,906,890
17$176,978$79,456$1,729,911
18$184,833$71,601$1,545,079
19$193,036$63,398$1,352,043
20$201,603$54,831$1,150,440
21$210,551$45,883$939,889
22$219,895$36,539$719,994
23$229,655$26,779$490,339
24$239,847$16,587$250,492
25$250,492$5,942$0

At the end of your 5-year term

Total paid over the term
$1,282,169
Principal paid down
$482,701
Interest paid
$799,469
Balance remaining
$3,421,299

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 7 whole-home leases in Uplands$6,445/mo
$77,340Gross annual rent
0.9%Cap rate after taxes and upkeep
$5,404 to $7,551Typical rent range
~27 daysTo find a tenant, on average

About the suite: in Uplands basements rarely rent out (4 of 48 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 7 whole-home leases in Uplands signed at a median of $6,589 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,445. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

1.6%
Gross yield
− Property tax $21,702− Insurance $1,400− Vacancy & upkeep $8,507Net operating income $45,730

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 MYPRO REALTY. MLS®/PropTx.

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