58 Julia Street, Markham, ON

Thornhill, Markham · MLS® N13778740

$1,899,900
For Sale
Listed 6 days agoNo offer date stated
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4+1Bedrooms
4Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

In short

  • Nestled on a quiet cul-de-sac in the heart of Thornhill, this beautifully maintained four-bedroom executive home enjoys a ravine setting along a branch of the East...
  • A walkout from the kitchen leads to a deck overlooking the pool and ravine.
  • The fully finished basement extends the living space with a recreation room centred around a second fireplace, a 3-piece washroom, a cedar sauna and a walkout to the...
  • Outside, professionally landscaped grounds frame a Gunite in-ground pool.
  • This peaceful location, featuring 4260 square feet of interior living space, is close to schools, recreation, public transit and everyday amenities.

Nestled on a quiet cul-de-sac in the heart of Thornhill, this beautifully maintained four-bedroom executive home enjoys a ravine setting along a branch of the East Don River. Generously sized principal rooms offer space for everyday living and entertaining, complemented by upgraded finishes throughout. The skylit kitchen features built-in appliances and opens to a spacious family room. Here, a second skylight brings in natural light, and the gas fireplace creates a welcoming gathering place. A walkout from the kitchen leads to a deck overlooking the pool and ravine. A separate main-floor laundry room keeps household tasks conveniently close to the main living areas. Upstairs, the well-appointed primary bedroom features a five-piece ensuite and a walk-in closet with organizers. The fully finished basement extends the living space with a recreation room centred around a second fireplace, a 3-piece washroom, a cedar sauna and a walkout to the patio and private backyard pool. A large storage room with built-in shelving offers ample space to organize household items, while a separate cold room provides additional storage. Outside, professionally landscaped grounds frame a Gunite in-ground pool. This peaceful location, featuring 4260 square feet of interior living space, is close to schools, recreation, public transit and everyday amenities.

Key facts

Property type
Detached, 2-Storey
MLS®
N13778740
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
45.36 × 118.65 ft
Cross streets
Bayview Ave/John St
Parking
2 garage · 6 parking (attached)
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$9,664 / 2026
Days on market
6
Listing brokerage
CENTURY 21 HERITAGE GROUP LTD.

Rooms

FoyerMain8.22 × 3.65 m

hardwood floor · mirrored closet · wainscoting

Family RoomMain5.26 × 3.76 m

hardwood floor · gas fireplace · skylight

OtherBasement4.57 × 2.75 m

b/i shelves · concrete floor

Living RoomMain6.65 × 3.79 m

hardwood floor · crown moulding · east view

RecreationBasement12.36 × 8.84 m

l-shaped room · walk-out · fireplace

LaundryMain3.76 × 2.04 m

side door · laundry sink · ceramic floor

KitchenMain4.96 × 3.75 m

hardwood floor · w/o to deck · overlooks ravine

Primary BedroomSecond8.12 × 4.01 m

5 pc ensuite · walk-in closet(s) · overlooks ravine

Bedroom 3Second4.08 × 3.94 m

double closet · broadloom · overlooks pool

Bedroom 4Second4.19 × 2.97 m

east view · broadloom · closet

Bedroom 2Second3.94 × 3.61 m

double closet · broadloom · overlooks ravine

Dining RoomMain4.81 × 3.73 m

hardwood floor · crown moulding · overlooks pool

Bedroom 5Basement3.41 × 3.22 m

broadloom · double closet · closet

Our TakeTeam Asgarian · Broker
A discount is typical here
$1.77Mlikely closing

Listed at $1,899,900 with no offer date. Homes here have been closing close to ask, so my read is $1.77M, typically $1.70M to $1.84M. Comparable closings on their own put this home around $1.85M, which supports the ask, so this is a firm read.

List price
$1.70MBelow recent closings$1.90MAbove recent closings

Total price vs nearby homes. Likely closing about $1.77M, from 5 recent closings in this pocket.

The market behind the math:

5sold nearby · 90 days
$1.70Mmedian sold price
97%of asking, on average
+3%prices vs a year ago
~33 dayshomes like this take to sell
6days on market so far
$5,173/moest. rent · 6 leases
3.3%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 4.8 months of inventory: 8 detached homes for sale in the area against 5 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $691/sqft against an area asking average of $1,067/sqft. Size and $/sqft both feed the estimate above.

  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment. A self-contained space for extended family, guests or potential income. Basements do rent in Thornhill: 8 of the 40 detached leases here lately were basement units, around $1,900 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Markham.
  • Ravine / green setting. This home is described as backing onto a ravine or green setting. The ravine backing is priced into the comparison. How much it is really worth depends on whether the house sits on table land with the slope well behind it, or drops away right behind it, and that part is my in-person call.
  • Inground pool. Priced into the comparison on the assumption it is clean and modern. A pool costs more to build than resale pays back, and condition is the in-person call.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.81M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Thornhill SS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Thornhill, so I widened the search to the surrounding area.

Based on 5 comparable homes that sold in Thornhill over the past two years, from 32 closings there.

What sellers nearby are askingCurrently listed nearby in Thornhill · asking prices
$2.05Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.85M, which is where my estimate comes from.

Per square foot, these ask about $796/sqft; this home lists at $691/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.90MThis home2.00M2.10M1.30M1.38M3.50MThis home vs active comparables

Neighbourhood & location

Thornhill, Markham, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Royal Orchard
$1.42M
Thornlea
$1.66M
Buttonville
$1.70M
Cachet
$2.16M
Cathedraltown
$1.74M

Typical asking price of active listings of the same type, per area (outliers removed). Markham.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near E.J. Sand PS
73%
E.J. Sand PSPublic · Elementary · JK-8 · 0.8 km awayAround the GTA average · 73% meet the provincial standard
St. RobertEQAO results not published
Also nearby: 10 more schools within 2.5 km
Johnsview Village Public School · Public elementary0.6 km · 84% at standard
Woodland Public School · Public elementary1.1 km · 96% at standard
Bayview Glen Public School · Public elementary1.2 km · 86% at standard
Henderson Avenue Public School · Public elementary1.3 km · 81% at standard
Thornlea Secondary School · Public secondary1.4 km · 84% at standard
Willowbrook Public School · Public elementary1.5 km · 79% at standard
Stornoway Crescent Public School · Public elementary1.5 km
St Rene Goupil-St Luke Catholic Elementary School · Catholic elementary1.6 km · 82% at standard
Baythorn Public School · Public elementary1.7 km · 82% at standard
Bayview Fairways Public School · Public elementary1.7 km · 91% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$8,659/mo
$359KIncome needed
5.3×Price ÷ income
$1,998Weekly cost
$34,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $8,659Property tax $805Total carry $9,464

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,320per month

Mortgage amount $1,519,920 · 4.39% over 25 years

$379,980Down payment (20.0%)
$1,519,920Loan before insurance
$0CMHC premium
$9,125Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,320
Property tax
$805
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,125

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$34,473
Estimated closing costs
$34,473

Plus your down payment of $379,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$10,080/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$975,975Total interest paid
$2,495,895Total of all payments
Principal $1,519,920 Interest $975,975
YearPrincipalInterestBalance
1$34,394$65,442$1,485,526
2$35,920$63,915$1,449,606
3$37,515$62,321$1,412,091
4$39,180$60,656$1,372,912
5$40,918$58,917$1,331,993
6$42,734$57,101$1,289,259
7$44,631$55,205$1,244,628
8$46,612$53,224$1,198,016
9$48,681$51,155$1,149,335
10$50,841$48,995$1,098,494
11$53,098$46,738$1,045,396
12$55,454$44,382$989,942
13$57,915$41,921$932,027
14$60,486$39,350$871,541
15$63,170$36,666$808,371
16$65,974$33,862$742,397
17$68,902$30,934$673,496
18$71,960$27,876$601,536
19$75,153$24,682$526,382
20$78,489$21,347$447,894
21$81,972$17,863$365,921
22$85,610$14,225$280,311
23$89,410$10,426$190,901
24$93,378$6,458$97,522
25$97,522$2,313$0

At the end of your 5-year term

Total paid over the term
$499,179
Principal paid down
$187,927
Interest paid
$311,252
Balance remaining
$1,331,993

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 6 whole-home leases in Thornhill$5,173/mo
$62,076Gross annual rent
2.3%Cap rate after taxes and upkeep
$4,759 to $5,587Typical rent range

The suite is real income here: basements rent in Thornhill (8 of 40 recent detached leases were basement units, around $1,900 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,900 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 6 whole-home leases in Thornhill signed at a median of $4,907 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,173. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.3%
Gross yield
− Property tax $9,664− Insurance $1,400− Vacancy & upkeep $6,828Net operating income $44,184

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.

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