PH208-18 Harding Boulevard, Richmond Hill, ON

Harding, Richmond Hill · MLS® N13789568

$399,900
For Sale
Listed 4 days agoNo offer date stated
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1Bedrooms
1Bathrooms
1Garage
500-599Sq ft

About this home

In short

  • Welcome to 18 Harding Boulevard, where boutique-style living meets everyday convenience in the heart of Richmond Hill.
  • This bright and freshly painted 1-bedroom penthouse suite offers a clean, move-in-ready feel, complete with brand-new, never-used stainless steel kitchen appliances...
  • Enjoy the convenience of your own parking space and private locker, along with the added comfort and security of a 24-hour concierge.

Welcome to 18 Harding Boulevard, where boutique-style living meets everyday convenience in the heart of Richmond Hill. This bright and freshly painted 1-bedroom penthouse suite offers a clean, move-in-ready feel, complete with brand-new, never-used stainless steel kitchen appliances and a convenient breakfast bar, perfect for casual dining or morning coffee. The functional layout makes excellent use of the space, with plenty of natural light and a comfortable, welcoming atmosphere. Enjoy the convenience of your own parking space and private locker, along with the added comfort and security of a 24-hour concierge. Set in an upscale boutique-style building near Yonge Street and Major Mackenzie Drive, you're just steps from shops, restaurants, cafés, transit, parks, and everyday essentials, with easy access to everything Richmond Hill has to offer. Bright, freshly updated, and ideally located, this is comfortable condo living right in the heart of Richmond Hill. Don't miss out!

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13789568
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
Yonge & Major Mackenzie
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$446/mo
Exposure
South East
Property tax
$2,255 / 2025
Days on market
4
Listing brokerage
REAL BROKER ONTARIO LTD.

Rooms

Dining RoomMain3.29 × 3.19 m

hardwood floor · combined w/living

Living RoomMain2.99 × 2.29 m

stainless steel appl · breakfast bar · tile floor

Living RoomMain4.52 × 2.24 m

hardwood floor · w/o to balcony · combined w/dining

Primary BedroomMain3.67 × 3.45 m

hardwood floor · closet

Our TakeTeam Asgarian · Broker
A discount is typical here
$380Klikely closing

Listed at $399,900 with no offer date. Homes here have been closing close to ask, so my read is $380K, typically $380K to $387K. Comparable closings on their own put this home around $419K, which supports the ask, so this is a firm read.

List price
$380KBelow recent closings$400KAbove recent closings

Total price vs nearby homes. Likely closing about $380K, from 7 recent closings in this pocket.

The market behind the math:

7sold nearby · 90 days
$522Kmedian sold price
95%of asking, on average
−10%prices vs a year ago
~20 dayshomes like this take to sell
4days on market so far
$2,121/moest. rent · 25 leases
6.4%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3 months of inventory: 7 condo apartment homes for sale in the area against 7 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $728/sqft against an area asking average of $635/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 7 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $453K. Condition and finishes remain an in-person call.

Schools & getting aroundcatchment and transit

Its public catchment (Alexander Mackenzie HS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Harding, so I widened the search to the surrounding area.

Based on 3 homes sold in this building over the past two years, plus 2 nearby in Harding, from 79 closings in Harding.

What sellers nearby are askingCurrently listed nearby in Harding · asking prices
$422kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market. Homes like this one have recently closed around $419K, which is where my estimate comes from.

Per square foot, these ask about $598/sqft; this home lists at $728/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
400kThis home349k499k419kThis home vs active comparables

Neighbourhood & location

Harding, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North Richvale
$683K
Observatory
$577K
Crosby
$444K
Langstaff
$523K
South Richvale
$562K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Walter Scott PS
55%
Walter Scott PSPublic · Elementary · JK-8 · 1.5 km awayBelow the GTA average · 55% meet the provincial standard
Our Lady Queen Of The WorldEQAO results not published
Also nearby: 11 more schools within 2.5 km
Ross Doan Public School · Public elementary1.1 km · 80% at standard
St Anne Catholic Elementary School · Catholic elementary1.5 km · 87% at standard
Sixteenth Avenue Public School · Public elementary1.6 km · 70% at standard
St Charles Garnier Catholic Elementary School · Catholic elementary1.8 km · 82% at standard
O M MacKillop Public School · Public elementary1.9 km · 60% at standard
Pleasantville Public School · Public elementary2.0 km · 80% at standard
Roselawn Public School · Public elementary2.0 km · 74% at standard
Bayview Secondary School · Public secondary2.1 km · 93% at standard
Crosby Heights Public School · Public elementary2.2 km · 57% at standard
St Mary Immaculate Catholic Elementary School · Catholic elementary2.2 km · 87% at standard
Bayview Hill Elementary School · Public elementary2.5 km · 88% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,823/mo
$88KIncome needed
4.6×Price ÷ income
$421Weekly cost
$4,474Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $1,823Property tax $188Condo fee $446Total carry $2,457

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,751per month

Mortgage amount $319,920 · 4.39% over 25 years

$79,980Down payment (20.0%)
$319,920Loan before insurance
$0CMHC premium
$2,385Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,751
Property tax
$188
Condo / maintenance fees
$446
Heating
$0
Estimated monthly cost
$2,385

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,474
Estimated closing costs
$4,474

Plus your down payment of $79,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$2,122/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$205,428Total interest paid
$525,348Total of all payments
Principal $319,920 Interest $205,428
YearPrincipalInterestBalance
1$7,239$13,775$312,681
2$7,561$13,453$305,120
3$7,896$13,118$297,224
4$8,247$12,767$288,977
5$8,613$12,401$280,364
6$8,995$12,019$271,369
7$9,394$11,620$261,975
8$9,811$11,203$252,164
9$10,247$10,767$241,918
10$10,701$10,313$231,216
11$11,176$9,838$220,040
12$11,672$9,342$208,368
13$12,190$8,824$196,177
14$12,731$8,283$183,446
15$13,296$7,718$170,150
16$13,886$7,127$156,263
17$14,503$6,511$141,761
18$15,146$5,867$126,614
19$15,819$5,195$110,795
20$16,521$4,493$94,275
21$17,254$3,760$77,021
22$18,020$2,994$59,001
23$18,819$2,194$40,182
24$19,655$1,359$20,527
25$20,527$487$0

At the end of your 5-year term

Total paid over the term
$105,070
Principal paid down
$39,556
Interest paid
$65,514
Balance remaining
$280,364

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 25 whole-home leases in Harding$2,121/mo
$25,452Gross annual rent
3.6%Cap rate after taxes and upkeep
$1,873 to $2,228Typical rent range
~15 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 25 whole-home leases in Harding signed at a median of $2,372 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,121. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

6.4%
Gross yield
− Property tax $2,255− Condo fees $5,357− Insurance $600− Vacancy & upkeep $2,800Net operating income $14,440

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.

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