815-3 Steckley House Lane, Richmond Hill, ON

Rural Richmond Hill, Richmond Hill · MLS® N13799636

$878,880
For Sale
Listed 3 days agoNo offer date stated
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3+1Bedrooms
3Bathrooms
1Garage
1600-1799Sq ft

About this home

In short

  • Welcome to arguably the best-situated townhome in the neighbourhood, overlooking unobstructed green space.
  • This turnkey modern corner unit offers 1,664 sq. ft. of interior living space plus 630 sq. ft. of outdoor space across multiple balconies and a large rooftop terrace.
  • Bright and airy with oversized windows, custom motorized blinds, and impressive 10-ft ceilings on the main floor.
  • Open-concept living and dining area walks out to a balcony with peaceful green-space views.
  • Upstairs offers 3 spacious bedrooms and 2 bathrooms, including a primary retreat with private balcony, 3-pc ensuite, and heated ensuite floors.

Welcome to arguably the best-situated townhome in the neighbourhood, overlooking unobstructed green space! This turnkey modern corner unit offers 1,664 sq. ft. of interior living space plus 630 sq. ft. of outdoor space across multiple balconies and a large rooftop terrace. Bright and airy with oversized windows, custom motorized blinds, and impressive 10-ft ceilings on the main floor. Open-concept living and dining area walks out to a balcony with peaceful green-space views. Modern kitchen features built-in appliances, backsplash, and a waterfall centre island with breakfast bar. Upstairs offers 3 spacious bedrooms and 2 bathrooms, including a primary retreat with private balcony, 3-pc ensuite, and heated ensuite floors. Extensive upgrades and thoughtful improvements throughout, including Heated Ensuite Floor, an upgraded powder room vanity, waterfall island, and more. Exceptional outdoor space, modern finishes, and an unbeatable setting make this a must-see!

Key facts

Property type
Condo Townhouse, 3-Storey
MLS®
N13799636
Bedrooms
3+1 (4 total)
Bathrooms
3 (1 half)
Size
1600-1799 sq ft
Cross streets
BAYVIEW/ELGIN MILLS
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Maintenance
$323/mo
Exposure
South East
Property tax
$5,154 / 2026
Days on market
3
Listing brokerage
CENTURY 21 HERITAGE GROUP LTD.

Rooms

Bedroom 3Second3.35 × 3.07 m

closet · laminate · window

DenThird1.00 × 1.00 m

W/O To Terrace

Dining RoomMain4.11 × 3.02 m

open concept · laminate · large window

KitchenMain3.99 × 2.14 m

stainless steel appl · centre island · balcony

Living RoomMain4.80 × 3.86 m

laminate · large window · open concept

Bedroom 2Second3.40 × 3.25 m

closet · laminate · window

Primary BedroomSecond3.96 × 2.95 m

walk-in closet(s) · 3 pc ensuite · balcony

Our TakeTeam Asgarian · Broker
A small discount is typical
$862Klikely closing

Listed at $878,880 with no offer date. Homes here have been closing close to ask, so my read is $862K, typically $847K to $874K. Comparable closings on their own put this home around $840K, which supports the ask, so this is a firm read.

List price
$847KBelow recent closings$879KAbove recent closings

Total price vs nearby homes. Likely closing about $862K, from 8 recent closings in this pocket.

The market behind the math:

8sold nearby · 90 days
$625Kmedian sold price
99%of asking, on average
~43 dayshomes like this take to sell
3days on market so far
$3,356/moest. rent · 66 leases
4.6%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 5.3 months of inventory: 14 condo townhouse homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $517/sqft against an area asking average of $597/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $776K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

On schools, this address is zoned for Richmond Green SS, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Rural Richmond Hill, so I widened the search to the surrounding area.

Based on 8 comparable homes that sold in Rural Richmond Hill over the past two years, from 30 closings there.

What sellers nearby are askingCurrently listed nearby in Rural Richmond Hill · asking prices
$829kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market. Homes like this one have recently closed around $840K, which is where my estimate comes from.

Per square foot, these ask about $588/sqft; this home lists at $517/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
879kThis home819k850k818kThis home vs active comparables

Neighbourhood & location

Rural Richmond Hill, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Crosby
$999K
Headford Business Park
$1.04M
Mill Pond
$641K
Westbrook
$881K
Jefferson
$579K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Richmond Green SS
86%
Richmond Green SSPublic · Secondary · 9-12 · 1.3 km awayHigher-rated than most nearby · 86% meet the provincial standard
Unnamed ES (North Leslie)EQAO results not published
Our Lady Queen Of The WorldEQAO results not published
Also nearby: 11 more schools within 2.5 km
Michaelle Jean Public School · Public elementary0.8 km · 91% at standard
Our Lady Help of Christians Catholic Elementary School · Catholic elementary1.2 km · 80% at standard
Beverley Acres Public School · Public elementary1.3 km · 92% at standard
Redstone Public School · Public elementary1.4 km · 84% at standard
Our Lady Queen of the World CA High School · Catholic secondary1.4 km · 86% at standard
Richmond Rose Public School · Public elementary1.5 km · 82% at standard
H G Bernard Public School · Public elementary1.8 km · 71% at standard
Crosby Heights Public School · Public elementary1.8 km · 57% at standard
Silver Stream Public School · Public elementary1.9 km · 88% at standard
Bayview Secondary School · Public secondary2.2 km · 93% at standard
Richmond Hill High School · Public secondary2.3 km · 88% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,006/mo
$176KIncome needed
5.0×Price ÷ income
$924Weekly cost
$14,053Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

84%mortgage
Mortgage $4,006Property tax $429Condo fee $323Total carry $4,758

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,849per month

Mortgage amount $703,104 · 4.39% over 25 years

$175,776Down payment (20.0%)
$703,104Loan before insurance
$0CMHC premium
$4,601Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,849
Property tax
$430
Condo / maintenance fees
$323
Heating
$0
Estimated monthly cost
$4,601

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,053
Estimated closing costs
$14,053

Plus your down payment of $175,776. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$4,663/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$451,479Total interest paid
$1,154,583Total of all payments
Principal $703,104 Interest $451,479
YearPrincipalInterestBalance
1$15,910$30,273$687,194
2$16,617$29,567$670,577
3$17,354$28,829$653,223
4$18,124$28,059$635,099
5$18,929$27,255$616,170
6$19,769$26,415$596,402
7$20,646$25,537$575,756
8$21,562$24,621$554,193
9$22,519$23,664$531,674
10$23,519$22,665$508,155
11$24,563$21,621$483,593
12$25,653$20,531$457,940
13$26,791$19,392$431,149
14$27,980$18,203$403,169
15$29,222$16,961$373,947
16$30,519$15,664$343,428
17$31,873$14,310$311,554
18$33,288$12,895$278,266
19$34,765$11,418$243,501
20$36,308$9,875$207,192
21$37,920$8,263$169,272
22$39,603$6,581$129,670
23$41,360$4,823$88,309
24$43,196$2,987$45,113
25$45,113$1,070$0

At the end of your 5-year term

Total paid over the term
$230,917
Principal paid down
$86,934
Interest paid
$143,983
Balance remaining
$616,170

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 66 whole-home leases in Rural Richmond Hill$3,356/mo
$40,272Gross annual rent
3.0%Cap rate after taxes and upkeep
$3,188 to $3,523Typical rent range
~28 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 66 whole-home leases in Rural Richmond Hill signed at a median of $3,172 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,356. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.6%
Gross yield
− Property tax $5,154− Condo fees $3,871− Insurance $600− Vacancy & upkeep $4,430Net operating income $26,217

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.

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