64 Cartier Crescent, Richmond Hill, ON
Crosby, Richmond Hill · MLS® N13800036
About this home
In short
- Welcome to 64 Cartier Crescent, a one-of-a-kind, fully renovated home nestled in a quiet, mature and family friendly neighbourhood.
- The stunning private backyard backs directly onto Sussex Park, offering a rare level of privacy and a beautiful natural backdrop framed by mature trees.
- The backyard oasis features an inground pool, spacious sundeck with natural gas BBQ hookup and plenty of green space for children and pets to play.
- Inside, the home has been thoughtfully renovated with engineered hardwood throughout and a finished in-law suite offering added flexibility and potential income...
- Enjoy a functional open-concept layout, closet organizers, two laundry rooms, a natural gas fireplace and much more.
Welcome to 64 Cartier Crescent, a one-of-a-kind, fully renovated home nestled in a quiet, mature and family friendly neighbourhood. Situated on one of the largest lots in the area, spanning over 115 feet wide at the rear and nearly 150 feet deep at its longest point. The stunning private backyard backs directly onto Sussex Park, offering a rare level of privacy and a beautiful natural backdrop framed by mature trees. The backyard oasis features an inground pool, spacious sundeck with natural gas BBQ hookup and plenty of green space for children and pets to play. Enjoy your own cottage-like retreat without ever leaving home! Inside, the home has been thoughtfully renovated with engineered hardwood throughout and a finished in-law suite offering added flexibility and potential income opportunities. Enjoy a functional open-concept layout, closet organizers, two laundry rooms, a natural gas fireplace and much more. Downtown access is a breeze, with the Richmond Hill GO Station just steps away and convenient access to Hwy 404. The oversized 1.5-car garage is equipped with a 100-amp subpanel and natural gas, making it ideal for a workshop, gym, studio, hobby space or potential future ADU conversion. The Custom motor powered retractable awning over the backyard deck is perfect for summer days, rain or shine. Located within the prestigious Bayview Secondary School zone and surrounded by new multi-million-dollar developments, the property also offers exciting potential for a future custom home. Until then, simply move in and enjoy everything this exceptional property has to offer!
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13800036
- Bedrooms
- 3+2 (5 total)
- Bathrooms
- 2
- Size
- 700-1100 sq ft
- Lot
- 49 × 147.8 ft
- Cross streets
- Bayview / Major Mackenzie
- Parking
- 1.5 garage · 8.5 parking (detached)
- Driveway
- Private
- Basement
- Apartment, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $7,791 / 2026
- Days on market
- 3
- Listing brokerage
- CENTURY 21 ATRIA REALTY INC.
Rooms
pot lights · gas fireplace · hardwood floor
closet · hardwood floor
closet · hardwood floor · limestone flooring
laminate · window
laminate · window
open concept · pot lights · hardwood floor
laminate · window
Laminate
3 pc bath · combined w/laundry
pot lights · stainless steel appl · w/o to yard
closet · hardwood floor
Listed at $1,099,000, which is about 10% below what comparable homes suggest.
The usual discount does not apply here. Homes listed this far under their comparable sales often close at or above the ask, so no closing range is shown.
Total price vs nearby homes. Fair value about $1.23M, learned from recent GTA sales.
The market behind the math:
About 1.3 months of inventory: 9 detached homes for sale in the area against 20 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $1,221/sqft against an area asking average of $843/sqft. Size and $/sqft both feed the estimate above.
- Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Crosby: 78 of the 294 detached leases here lately were basement units, around $1,750 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Richmond Hill.
- Park / green-space backing. The listing says this home backs onto or abuts a park or green space. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
- Inground pool. Priced into the comparison on the assumption it is clean and modern. A pool costs more to build than resale pays back, and condition is the in-person call.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 51 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.14M. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
Its public catchment (Bayview SS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Below comparable homes on total price, yet the price per square foot ($1,221/sqft) is above the area, which usually points to a smaller or more efficient layout.
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
Based on 51 comparable homes that sold in Crosby over the past two years, from 94 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.23M, which is where my estimate comes from.
Per square foot, these ask about $889/sqft; this home lists at $1,221/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
Crosby, Richmond Hill, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $879,200 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,813
- Property tax
- $649
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,462
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $18,455
- Estimated closing costs
- $18,455
Plus your down payment of $219,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $288,751
- Principal paid down
- $108,707
- Interest paid
- $180,044
- Balance remaining
- $770,493
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Crosby (78 of 294 recent detached leases were basement units, around $1,750 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,750 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 73 whole-home leases in Crosby signed at a median of $3,027 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,830. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.