28 Hirst Avenue, Georgina, ON
Keswick South, Georgina · MLS® N13802740
About this home
In short
- Located in the heart of sought-after Simcoe Landing, this fully updated home offers the space and flexibility today's families are looking for.
- The bright, open-concept layout features hardwood flooring throughout and a spacious kitchen with a large centre island-perfect for gathering and entertaining.
- The primary bedroom includes a walk-in closet and private ensuite with a soaker tub.
- The finished basement offers excellent potential for extended family or an in-law suite, complete with large ground-level windows, a bedroom, bathroom, kitchenette...
- Enjoy convenient access to shopping, restaurants, recreation and everyday amenities, plus nearby Highway 404 for an easy commute throughout York Region and the GTA.
Located in the heart of sought-after Simcoe Landing, this fully updated home offers the space and flexibility today's families are looking for. The bright, open-concept layout features hardwood flooring throughout and a spacious kitchen with a large centre island-perfect for gathering and entertaining. Main-floor laundry adds everyday convenience, while the upper-level family room with a cozy fireplace provides an additional space to relax and unwind. The primary bedroom includes a walk-in closet and private ensuite with a soaker tub.The finished basement offers excellent potential for extended family or an in-law suite, complete with large ground-level windows, a bedroom, bathroom, kitchenette and plenty of storage. With a few modifications, it could easily become a separate living space. Outside, enjoy a great-sized backyard and a private deck-an inviting spot for morning coffee, quiet evenings or summer barbecues.Simcoe Landing is a welcoming, family-friendly community known for its parks, trails and schools, with Lake Simcoe just minutes away. Enjoy convenient access to shopping, restaurants, recreation and everyday amenities, plus nearby Highway 404 for an easy commute throughout York Region and the GTA.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13802740
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 4 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 56.12 × 100.66 ft
- Cross streets
- Ravenshoe and Thornlodge
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Aluminum Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,398 / 2025
- Days on market
- 7
- Listing brokerage
- COLDWELL BANKER THE REAL ESTATE CENTRE
Rooms
hardwood floor · large window · gas fireplace
window · closet · carpet free
5 pc ensuite · large window · walk-in closet(s)
Access To Garage
combined w/dining · window · carpet free
large closet · carpet free
window · large closet · carpet free
centre island · sliding doors · overlooks dining
large window · closet · carpet free
combined w/living · combined w/kitchen · hardwood floor
Listed at $839,000, about 2% below our estimate of $853K (homes like it typically land between $800K and $894K).
Why $853K. The typical detached home sold in Keswick South over the past year went for about $800K (168 sales). What sets this one apart:
- ▲ Raises itThe listing describes it as fully renovated or newly built.
- ▲ Raises itIts tax bill, which follows the city's own assessment, is $5,398 a year; the typical home sold here pays about $5,000.
- ▲ Raises it slightly3+1 bedrooms and 4 baths, against 3+1 and 3 typically.
Total price vs nearby homes. Fair value about $853K, learned from recent GTA sales.
The market behind the math:
About 0.7 months of inventory: 10 detached homes for sale in the area against 43 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $479/sqft against an area asking average of $566/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 148 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $785K. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Lake Simcoe PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Based on 148 comparable homes that sold in Keswick South over the past two years, from 358 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $853K, which is where my estimate comes from.
Per square foot, these ask about $828/sqft; this home lists at $479/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Keswick South, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 1 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.
Mortgage amount $671,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,711
- Property tax
- $450
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,161
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,255
- Estimated closing costs
- $13,255
Plus your down payment of $167,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $222,671
- Principal paid down
- $82,008
- Interest paid
- $140,663
- Balance remaining
- $589,192
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of COLDWELL BANKER THE REAL ESTATE CENTRE. MLS®/PropTx.