★ Listed & marketed by Team Asgarian

781 Pam Crescent, Newmarket, ON

Huron Heights-Leslie Valley, Newmarket · MLS® N13851704

$825,000
For Sale
Just listed todayNo offer date stated
3+1Bedrooms
3Bathrooms
1Garage · 5 parking
1100-1500Sq ft

About this home

In short

  • Stylish & Cozy Upgraded Home with Stunning Outdoor Living.
  • Gleaming hardwood floors flow throughout, leading to a custom chef's kitchen with a large island, stainless steel appliances, and high-end quartz countertops.
  • The separate entrance finished basement offers exceptional versatility with its own kitchen and bathroom-ideal for extended family, guests, or rental income potential.
  • Step outside to your entertainer's dream: a newly built, illuminated deck overlooking a spacious, low-maintenance backyard with breathtaking daily sunset views.
  • Located in a fantastic family-friendly neighbourhood, this home is just steps to parks, top-rated schools, and convenient transit access including GO and Highway 404.

Stylish & Cozy Upgraded Home with Stunning Outdoor Living! Welcome to this beautifully renovated residence featuring an open-concept main level flooded with natural light and elegance. Gleaming hardwood floors flow throughout, leading to a custom chef's kitchen with a large island, stainless steel appliances, and high-end quartz countertops. Both bathrooms have been tastefully updated with modern finishes. The separate entrance finished basement offers exceptional versatility with its own kitchen and bathroom-ideal for extended family, guests, or rental income potential. Step outside to your entertainer's dream: a newly built, illuminated deck overlooking a spacious, low-maintenance backyard with breathtaking daily sunset views. Located in a fantastic family-friendly neighbourhood, this home is just steps to parks, top-rated schools, and convenient transit access including GO and Highway 404. No sidewalk ensures added privacy and a quiet streetscape. Don't miss this rare opportunity to own a stylish, upgraded home in a prime location!

Key facts

Property type
Detached, 2-Storey
MLS®
N13851704
Bedrooms
3+1 (4 total)
Bathrooms
3
Size
1100-1500 sq ft
Lot
30.28 × 113.5 ft
Cross streets
Huron Hights/Devis
Parking
1 garage · 5 parking (attached)
Driveway
Private
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Other
Roof
Shingles
Sewer
Sewer
Property tax
$4,568 / 2026
Listing brokerage
RE/MAX HALLMARK REALTY LTD.
From MoeTeam Asgarian · Listing broker

We are proud to represent this home. Our team handles every detail, the marketing, the staging, and the showings. The best way to feel what makes it special is in person, so book a private showing and I will walk you through it myself.

Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Newmarket.

Highlights

  • Separate entrance / basement suite
  • Finished basement
  • Renovated / rebuilt
  • Upscale kitchen
  • Open-concept layout

Neighbourhood & location

Huron Heights-Leslie Valley, Newmarket, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Gorham-College Manor
$1.04M
Bristol-London
$1.02M
Central Newmarket
$1.02M
Stonehaven-Wyndham
$1.59M
Woodland Hill
$1.14M

Typical asking price of active listings of the same type, per area (outliers removed). Newmarket.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,760/mo
$159KIncome needed
5.2×Price ÷ income
$868Weekly cost
$12,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $3,760Property tax $381Total carry $4,141

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 1, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,649per month

Mortgage amount $660,000 · 4.49% over 25 years

$165,000Down payment (20.0%)
$660,000Loan before insurance
$0CMHC premium
$4,030Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,649
Property tax
$381
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,030

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,975
Estimated closing costs
$12,975

Plus your down payment of $165,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,417/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$434,776Total interest paid
$1,094,776Total of all payments
Principal $660,000 Interest $434,776
YearPrincipalInterestBalance
1$14,728$29,063$645,272
2$15,397$28,394$629,874
3$16,096$27,695$613,778
4$16,827$26,964$596,951
5$17,591$26,200$579,360
6$18,390$25,401$560,970
7$19,225$24,566$541,746
8$20,098$23,693$521,648
9$21,010$22,781$500,638
10$21,964$21,827$478,674
11$22,961$20,830$455,713
12$24,004$19,787$431,709
13$25,094$18,697$406,615
14$26,233$17,558$380,382
15$27,424$16,367$352,958
16$28,669$15,122$324,288
17$29,971$13,820$294,317
18$31,332$12,459$262,986
19$32,754$11,037$230,231
20$34,242$9,549$195,989
21$35,796$7,995$160,193
22$37,422$6,369$122,772
23$39,121$4,670$83,651
24$40,897$2,894$42,754
25$42,754$1,037$0

At the end of your 5-year term

Total paid over the term
$218,955
Principal paid down
$80,640
Interest paid
$138,315
Balance remaining
$579,360

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.3%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $4,568− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,596

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listed & marketed by Team Asgarian. MLS®/PropTx.

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