Th 104-39 Annie Craig Drive, Toronto, ON

Mimico, Toronto · MLS® W12340807

$1,519,000
For Sale
Listed 339 days ago
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3Bedrooms
3Bathrooms
1Garage
1200-1399Sq Ft

About this home

Brand New, Never Lived In 2 Storey Townhouse Unit Located Steps To The Lake Soaring Main Floor Ceilings (Approx 11'). Beautiful Chef's Kitchen With Quartz Counters, Breakfast Bar And Brand New Stainless Steel Whirlpool Appliances.Direct Access To Private Terrace. Laminate Flooring Throughout. Large Primary Bedroom With Ensuite Bath And Walk In Closet.W/Out To Balcony On The 2nd Floor With Incredible City And Lake Views. Parking And Locker Room Included. **Additional Parking/Locker Combo Available For Purchase.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
W12340807
Bedrooms
3 (2 + 1)
Bathrooms
3
Size
1200-1399
Cross streets
Lakeshore / Parklawn
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$845/mo
Exposure
North
Days on market
339
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

KitchenMain3.00 × 4.00 m

open concept · breakfast bar · stainless steel appl

Primary BedroomSecond3.00 × 4.00 m

walk-in closet(s) · laminate · 4 pc ensuite

Dining RoomMain5.00 × 3.00 m

Combined w/Living

Bedroom 2Second3.00 × 4.00 m

Laminate

Living RoomMain5.00 × 3.00 m

combined w/dining · laminate

StudySecond2.50 × 3.00 m

Laminate

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Étienne Brûlé Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Lake Shore Blvd is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Primary suite: a key comfort and resale feature.
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$778kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

6 Laurie Shepway$800kD223-1670 Victoria Park Avenue$800kB211-1650 Victoria Park Avenue$800kA209-1650 Victoria Park Avenue$800k7 Spy Appleway$688k

The 5 closest of 8 active listings nearby.

See all comparable homes
1.52MThis home800k800k800k800k688kThis home vs active comparables
Live market pulseActive comparables in Mimico · median list $999K
$1,169this home / sqft
6active listings nearby
339days on market

This home lists 33% above the area average of $882/sqft.

335 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Mimico, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Lake Shore Blvd, about 127 m away

20+ transit stops4 grocery20+ dining20+ parks11 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

New Toronto
$780K
Niagara
$559K
Islington-City Centre West
$849K
Willowdale East
$799K
Humbermede
$509K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Étienne Brûlé Junior School
79%
Étienne Brûlé Junior SchoolPublic · Elementary · 1.4 km awayAbove the GTA average · 79% meet the provincial standard

Affordability & Mortgage

Affordability
$6,923/mo
$315KIncome needed
4.8×Price ÷ income
$1,598Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $6,923Property tax $949Condo fee $845Total carry $8,718

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,485per month

Mortgage amount $1,215,200 · 4.14% over 25 years

$303,800Down payment (20.0%)
$1,215,200Loan before insurance
$0CMHC premium
$8,279Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,485
Property tax
$949
Condo / maintenance fees
$845
Heating
$0
Estimated monthly cost
$8,279

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,855
Toronto municipal land transfer tax
$26,855
Estimated closing costs
$53,710

Plus your down payment of $303,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,876/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$730,227Total interest paid
$1,945,427Total of all payments
Principal $1,215,200 Interest $730,227
YearPrincipalInterestBalance
1$28,468$49,349$1,186,732
2$29,659$48,158$1,157,073
3$30,899$46,918$1,126,174
4$32,192$45,625$1,093,982
5$33,538$44,279$1,060,444
6$34,941$42,876$1,025,503
7$36,403$41,414$989,100
8$37,925$39,892$951,175
9$39,512$38,305$911,663
10$41,164$36,653$870,499
11$42,886$34,931$827,612
12$44,680$33,137$782,932
13$46,549$31,268$736,383
14$48,496$29,321$687,887
15$50,525$27,292$637,362
16$52,638$25,179$584,724
17$54,840$22,977$529,885
18$57,134$20,683$472,751
19$59,523$18,294$413,227
20$62,013$15,804$351,214
21$64,607$13,210$286,607
22$67,310$10,508$219,297
23$70,125$7,692$149,172
24$73,058$4,759$76,114
25$76,114$1,703$0

At the end of your 5-year term

Total paid over the term
$389,085
Principal paid down
$154,756
Interest paid
$234,329
Balance remaining
$1,060,444

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $10,633− Condo fees $10,144− Insurance $600− Vacancy & upkeep $5,412Net operating income $22,411

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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