25 Handel Street, Toronto, ON
Rockcliffe-Smythe, Toronto · MLS® W12371299
About this home
Charming Detached Bungalow with In-Law Potential in Prime Rockcliffe-Smythe Location! Welcome to this beautifully maintained 2+1 bedroom detached bungalow nestled in the desirable Rockcliffe-Smythe neighborhood of Toronto. Situated on a quiet, family-friendly street, this home offers a perfect blend of modern comfort, functionality, and future potential. Step inside to find a warm and inviting main floor layout with spacious principal rooms and abundant natural light. The updated kitchen with brand new stainless steel appliances features modern finishes and overlooks a bright dining area, perfect for family gatherings. Walk out from the lower level to a private backyard oasis complete with a gazebo, ideal for entertaining or relaxing on warm summer evenings. The interlock driveway offers great curb appeal and parking for multiple vehicles. The finished basement boasts a walk out entrance, a large recreation room, an additional bedroom, kitchen and a full bathroom, offering in-law suite potential or rental income opportunity. Located close to schools, parks, public transit, golf and shopping, this is a fantastic opportunity for families, smart sizers or investors alike. Highlights: 2+1 Bedrooms | 2 full Bathrooms Finished Walk-Out Basement with In-Law Capability Interlock Driveway, Quiet Street in Vibrant Rockcliffe Community Don't miss your chance to own a solid home with modern features in a family friendly growing neighborhood!
Key facts
- Property type
- Detached, Bungalow
- MLS®
- W12371299
- Bedrooms
- 3 (2 + 1)
- Bathrooms
- 2
- Size
- 700 sq ft
- Lot
- 30.04 × 104.13 ft
- Cross streets
- Jane St/Alliance Ave
- Parking
- 1 garage · 3 parking (detached)
- Driveway
- Private
- Basement
- Finished with Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,555 / 2024
- Days on market
- 322
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
window · laminate
stainless steel appl · ceramic backsplash · quartz counter
eat-in kitchen · pot lights · ceramic backsplash
laminate · closet · window
w/o to patio · pot lights · laminate
combined w/dining · large window · pot lights
combined w/living · pot lights · window
laminate · window · his and hers closets
stainless steel sink · window · separate room
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairThe assigned public school is Lambton Park Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Jane St at Haney Ave is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Walk-out basement: natural light and strong in-law or income potential.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Income potential
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 6 active listings nearby.
See all comparable homes321 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rockcliffe-Smythe, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Jane St at Haney Ave, about 90 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $759,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,055
- Property tax
- $296
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,351
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,473
- Toronto municipal land transfer tax
- $15,473
- Estimated closing costs
- $30,946
Plus your down payment of $189,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $243,313
- Principal paid down
- $96,776
- Interest paid
- $146,537
- Balance remaining
- $663,144
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.