3175 Lakeshore Road, Oakville, ON

Bronte, Oakville · MLS® W12486133

$1,595,000
For Sale
Listed 262 days ago
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7Bedrooms
5Bathrooms
12Parking
3500-5000Sq Ft

About this home

Welcome to the landmark Cudmore Farm House in south Oakville with almost 150 of frontage on Lakeshore Road West. An extremely private 1/3 acre estate property with circular driveway entrance to a grand 3-storey residence with over 3750 square feet of living space above-grade. Built on a solid poured-concrete foundation with brick construction and steel roof, this home is very livable but ready for renovations to create a contemporary home for the next generation. The beautiful front foyer is a grand entry hall with Arts & Crafts staircase giving understated Downton Abbey vibes. The current owners updated the residence with an open concept kitchen/family dining room across the west side of the house which is flooded with sunlight. The kitchen features some cool, vintage mid-century modern appliances, a centre island and a gas fireplace. The beautiful formal living room is lined with rare cypress tongue & groove panelling and features a brick gas fireplace, stained glass french doors and opens to a library with built-in glass bookcases. Two patio doors lead to a large sunroom which spans the east side of the house. Incredible original features include second floor sleeping porches on both the front and rear of the house and a back staircase for servants. 4.5 bathrooms and a total of 7 bedrooms on the second and third floors. The primary suite in the southwest corner has a dressing room and a large ensuite bathroom with glass walk-in shower. Second floor laundry room. High ceilings and hardwood floors throughout. Newer forced air gas furnace and central air conditioning. For the price of a subdivision house, this exceptional large property and grand 3 storey home is a place for a family to re-imagine, grow into and cherish for a lifetime. Walking distance to Bronte Village, the harbour and the beach. Tour this exciting property and discover how it could become your dream home.

Key facts

Property type
Detached, 3-Storey
MLS®
W12486133
Bedrooms
7
Bathrooms
5 (1 half)
Size
3500-5000
Lot
149.51 × 100.49 ft
Cross streets
Mississaga Street
Parking
12 parking
Driveway
Circular Drive
Basement
Unfinished, Walk-Up
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Metal
Sewer
Sewer
Property tax
$7,298 / 2024
Days on market
262
Listing brokerage
Royal LePage Real Estate Services Ltd., Brokerage

Rooms

BedroomUpper3.58 × 4.14 m
Dining RoomMain4.17 × 3.84 m
LaundrySecond0.00 × 0.00 m
OfficeMain4.17 × 2.41 m
BathroomSecond0.00 × 0.00 m

3 Pc Ensuite

BedroomUpper4.14 × 3.38 m
Utility RoomLower0.00 × 0.00 m
BedroomSecond4.17 × 3.99 m
Living RoomMain4.17 × 6.05 m

Fireplace

BathroomSecond0.00 × 0.00 m

3 Pc Bath

SunroomMain2.72 × 8.23 m
Primary BedroomSecond4.57 × 3.99 m

3 pc ensuite · w/o to balcony

BathroomLower0.00 × 0.00 m

3 Pc Bath

KitchenMain4.14 × 4.67 m
BedroomUpper5.26 × 3.38 m
BedroomUpper4.14 × 3.38 m
BathroomMain0.00 × 0.00 m

2 Pc Bath

BathroomUpper0.00 × 0.00 m

3 Pc Bath

BedroomSecond3.51 × 3.63 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Lakeshore Rd West + Cudmore Rd is about a 1-minute walk away.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in Bronte · asking prices
$3.77Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

372 Creek Path Avenue$1.82M3338 Fox Run Circle$2.50M3206 Shoreline Drive$7.00M

The 3 closest active listings nearby.

See all comparable homes
1.59MThis home1.82M2.50M7.00MThis home vs active comparables
Live market pulseActive comparables in Bronte · median list $1.92M
$375this home / sqft
51active listings nearby
262days on market

257 days longer than the Oakville average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bronte, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

50/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Lakeshore Rd West + Cudmore Rd, about 82 m away

20+ transit stops1 grocery20+ dining20+ parks4 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

West
$1.86M
Southwest
$3.79M
Glen Abbey
$1.98M
Bronte Creek
$1.77M
Westmount
$1.66M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,269/mo
$299KIncome needed
5.3×Price ÷ income
$1,678Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $7,269Property tax $608Total carry $7,878

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,809per month

Mortgage amount $1,276,000 · 4.14% over 25 years

$319,000Down payment (20.0%)
$1,276,000Loan before insurance
$0CMHC premium
$7,417Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,809
Property tax
$608
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,417

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,375
Estimated closing costs
$28,375

Plus your down payment of $319,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,270/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$766,763Total interest paid
$2,042,763Total of all payments
Principal $1,276,000 Interest $766,763
YearPrincipalInterestBalance
1$29,892$51,818$1,246,108
2$31,143$50,568$1,214,965
3$32,445$49,265$1,182,520
4$33,802$47,908$1,148,717
5$35,216$46,494$1,113,501
6$36,689$45,021$1,076,812
7$38,224$43,486$1,038,588
8$39,823$41,888$998,765
9$41,489$40,222$957,276
10$43,224$38,487$914,052
11$45,032$36,679$869,020
12$46,916$34,795$822,105
13$48,878$32,832$773,227
14$50,923$30,788$722,304
15$53,053$28,658$669,251
16$55,272$26,439$613,980
17$57,584$24,127$556,396
18$59,992$21,718$496,404
19$62,502$19,209$433,902
20$65,116$16,595$368,787
21$67,840$13,871$300,947
22$70,677$11,033$230,270
23$73,634$8,077$156,636
24$76,714$4,997$79,922
25$79,922$1,788$0

At the end of your 5-year term

Total paid over the term
$408,553
Principal paid down
$162,499
Interest paid
$246,054
Balance remaining
$1,113,501

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
4.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.5%
Gross yield
− Property tax $7,298− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $69,800

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Real Estate Services Ltd., Brokerage. MLS®/PropTx.

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