3-163 William Duncan Road, Toronto, ON

Downsview-Roding-CFB, Toronto · MLS® W12580882

$668,000
For Sale
Listed 232 days ago
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2Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

ATTENTION: ***First Time Homebuyers And Empty Nesters***Your Premium And Top-notched Starter Home Is Out For Sale. Just 8 Years Old End Unit Townhome. Just A Few Minutes Away From 401 And 407. Beautiful Lead Silver And Well Maintained Townhome With 2 Bedrooms 2 Bathrooms. Very Low Maintenance Fee. Located Just Steps From Downsview Park and Station, Close To Schools York University, Yorkdale Mall And Hospitals. Large Private Terrace With Fantastic Views And 1 Parking, TTC Bus 101 Passes Around The Neighbourhood For Convenience And Goes To Finch And Downsview Stations. Do Not Miss This One***

Key facts

Property type
Condo Townhouse, Stacked Townhouse
MLS®
W12580882
Bedrooms
2
Bathrooms
2 (1 half)
Size
1000-1199
Cross streets
Keele and Sheppard
Parking
1 garage (surface)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$295/mo
Exposure
West
Property tax
$3,016 / 2025
Days on market
232
Listing brokerage
HOMELIFE HEARTS REALTY INC.

Rooms

Dining RoomMain16.99 × 10.27 m
Primary BedroomSecond10.79 × 9.28 m
Bedroom 2Second8.50 × 7.48 m
KitchenMain9.68 × 9.22 m
Living RoomMain16.99 × 10.27 m
FoyerSecond8.30 × 7.51 m
Moe’s TakeTeam Asgarian · Broker
In line
$635Kest. value

Listed at $668,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $628K, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $750K
  • Size difference +$93K
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $797K

That comparable adjusts to $797K; the $635K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Pierre Laporte Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Stanley Greene Blvd at Downsview Park Blvd is about a 4-minute walk away.

List price
$502KGreat deal$762KOverpriced

Total price vs nearby homes. Fair value about $635K, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby in Downsview-Roding-CFB · asking prices
$676kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1013-85 George Appleton Way$660k1035-55 George Appleton Way$699k6-39 John Perkins Bull Drive$700k2020-125 George Appleton Way$670k66-60 Winston Park Boulevard$649k

The 5 closest of 6 active listings nearby.

See all comparable homes
668kThis home660k699k700k670k649kThis home vs active comparables
Live market pulseActive comparables in Downsview-Roding-CFB · median list $699K
$608this home / sqft
8active listings nearby
232days on market

This home lists 2% below the area average of $620/sqft.

228 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Downsview-Roding-CFB, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

63/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Stanley Greene Blvd at Downsview Park Blvd, about 286 m away

20+ transit stops4 grocery20+ dining20+ parks12 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$799K
Humbermede
$509K
Don Valley Village
$720K
Niagara
$559K
Islington-City Centre West
$849K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Downsview Public School
70%
Downsview Public SchoolPublic · Elementary · 0.8 km awayAround the GTA average · 70% meet the provincial standard

Affordability & Mortgage

Affordability
$3,045/mo
$133KIncome needed
5.0×Price ÷ income
$703Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

85%mortgage
Mortgage $3,045Property tax $251Condo fee $295Total carry $3,591

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,852per month

Mortgage amount $534,400 · 4.14% over 25 years

$133,600Down payment (20.0%)
$534,400Loan before insurance
$0CMHC premium
$3,398Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,852
Property tax
$251
Condo / maintenance fees
$295
Heating
$0
Estimated monthly cost
$3,398

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,835
Toronto municipal land transfer tax
$9,835
Estimated closing costs
$19,670

Plus your down payment of $133,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,464/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$321,127Total interest paid
$855,527Total of all payments
Principal $534,400 Interest $321,127
YearPrincipalInterestBalance
1$12,519$21,702$521,881
2$13,043$21,178$508,838
3$13,588$20,633$495,250
4$14,157$20,064$481,093
5$14,749$19,472$466,344
6$15,366$18,855$450,978
7$16,009$18,213$434,970
8$16,678$17,543$418,291
9$17,376$16,845$400,916
10$18,103$16,118$382,813
11$18,860$15,361$363,953
12$19,649$14,572$344,305
13$20,471$13,751$323,834
14$21,327$12,894$302,507
15$22,219$12,002$280,288
16$23,148$11,073$257,140
17$24,117$10,105$233,024
18$25,125$9,096$207,898
19$26,176$8,045$181,722
20$27,271$6,950$154,451
21$28,412$5,809$126,039
22$29,600$4,621$96,439
23$30,838$3,383$65,601
24$32,128$2,093$33,472
25$33,472$749$0

At the end of your 5-year term

Total paid over the term
$171,105
Principal paid down
$68,056
Interest paid
$103,049
Balance remaining
$466,344

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
4.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.1%
Gross yield
− Property tax $3,016− Condo fees $3,540− Insurance $600− Vacancy & upkeep $4,488Net operating income $29,156

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE HEARTS REALTY INC.. MLS®/PropTx.

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