3286 Shelburne Place, Oakville, ON

Bronte, Oakville · MLS® W12812288

$3,600,000
For Sale
Listed 210 days agoNo offer date statedSitting longer than typical
4+1Bedrooms
4Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

In short

  • Spectacular lakefront property could be your in-town cottage.
  • Tucked away on quiet, mature-cul-de-sac with 93' frontage on Lake Ontario.
  • This quality, custom built, one-owner home offers 4+1 Bedrooms, 3.5 Baths with over 2800SF above-grade + 1400 SF finished lower level is the perfect place to put your...
  • 9' and 10' ceilings on the main floor.
  • Oak hardwood floors throughout both levels.

Spectacular lakefront property could be your in-town cottage. Tucked away on quiet, mature-cul-de-sac with 93' frontage on Lake Ontario. This quality, custom built, one-owner home offers 4+1 Bedrooms, 3.5 Baths with over 2800SF above-grade + 1400 SF finished lower level is the perfect place to put your personal stamp on a 'not-too-big' forever home on the water. Architecturally designed with wall-to-wall windows overlooking the lake, solid brick construction with clay tile roofing, this home was built to last. 9' and 10' ceilings on the main floor. Oak hardwood floors throughout both levels. Entrance foyer with oak staircase. Beautiful Living Room with fabulous marble fireplace surround with gas insert open to Dining Room with wall to wall patio doors to the terrace with incredible lake views. Fabulous Kitchen/Breakfast Room is a blank canvas with the perfect space to install the waterfront Kitchen of your dreams. Walk-outs to both decks and open to the the Family Room with stunning marble fireplace with gas insert. The main floor features a mudroom with side entry and inside entry from full-sized two-car garage. The Primary suite features oversized windows and a walk-out to second floor balcony with outstanding lake views, luxury ensuite bathroom and walk-in closet. Two more Bedrooms overlook the lake with oversized windows. The front Bedroom opens to a bonus room above the garage which could be handy as a Den or quiet retreat. The Lower Level has excellent ceilings height, good windows and features one Bedroom, a 3-Piece Bathroom, Recreation Room, Den, Laundry Room, storage and more. Beautifully landscaped and maintained property fully fenced with wrought iron gate access to the lake. Cobblestone driveway accommodates 4 cars. Outstanding value on Lake Ontario. A must see!

Key facts

Property type
Detached, 2-Storey
MLS®
W12812288
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
56.4 × 113.06 ft
Cross streets
Lakeshore Road W to Shelburne Pl.
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Brick Front
Foundation
Poured Concrete
Roof
Tile
Sewer
Sewer
Property tax
$18,078 / 2025
Days on market
210
Listing brokerage
Royal LePage Real Estate Services Ltd., Brokerage
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Bronte · asking prices
$1.93Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $642/sqft; this home lists at $1,309/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
3.60MThis home2.45M1.80M1.63M1.85MThis home vs active comparables

Neighbourhood & location

Bronte, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Southwest
$4.22M
West
$2.79M
Glen Abbey
$1.77M
Bronte Creek
$1.85M
West Oak Trails
$1.62M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$16,408/mo
$676KIncome needed
5.3×Price ÷ income
$3,786Weekly cost
$76,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $16,408Property tax $1,507Total carry $17,914

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$15,764per month

Mortgage amount $2,880,000 · 4.39% over 25 years

$720,000Down payment (20.0%)
$2,880,000Loan before insurance
$0CMHC premium
$17,271Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$15,764
Property tax
$1,507
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$17,271

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$76,475
Estimated closing costs
$76,475

Plus your down payment of $720,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$19,099/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,849,313Total interest paid
$4,729,313Total of all payments
Principal $2,880,000 Interest $1,849,313
YearPrincipalInterestBalance
1$65,171$124,002$2,814,829
2$68,063$121,109$2,746,766
3$71,084$118,089$2,675,682
4$74,239$114,934$2,601,443
5$77,534$111,639$2,523,909
6$80,975$108,198$2,442,934
7$84,569$104,604$2,358,366
8$88,322$100,851$2,270,044
9$92,242$96,931$2,177,802
10$96,336$92,837$2,081,467
11$100,611$88,561$1,980,855
12$105,077$84,096$1,875,779
13$109,740$79,433$1,766,039
14$114,610$74,562$1,651,428
15$119,697$69,475$1,531,731
16$125,009$64,163$1,406,722
17$130,558$58,615$1,276,164
18$136,352$52,821$1,139,812
19$142,404$46,769$997,409
20$148,724$40,449$848,685
21$155,324$33,848$693,361
22$162,218$26,955$531,143
23$169,417$19,755$361,726
24$176,936$12,236$184,789
25$184,789$4,383$0

At the end of your 5-year term

Total paid over the term
$945,863
Principal paid down
$356,091
Interest paid
$589,772
Balance remaining
$2,523,909

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $18,078− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $36,592

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Real Estate Services Ltd., Brokerage. MLS®/PropTx.

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